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MOBI

Active
Private limited companyfounded 201114 yrs activeGrote Markt 4, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0842.187.355

MOBI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €54k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 3614 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
65 / 100
Healthy▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency43▼-16
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 0.88 in 2024), and 77% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23%
Return on assets
3.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
59 d early
2023
29 d late
2022
14 d early
2021
39 d early
2020
40 d early
2019
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€325k▼ 17.6%
2024 · €394k
2018: €103k 2019: €136k 2020: €146k 2021: €207k 2022: €239k 2023: €303k 2024: €394k
2018 → 2025
Total assets
€1.41M▲ 42.4%
2024 · €991k
2018: €287k 2019: €336k 2020: €333k 2021: €458k 2022: €840k 2023: €895k 2024: €991k
2018 → 2025
Net result
€54k▼ 40.7%
2024 · €91k
2018: €61k 2019: €33k 2020: €10k 2021: €61k 2022: €32k 2023: €58k 2024: €91k
2018 → 2025
Working capital
€292k
2024 · €-65k
2018: €38k 2019: €42k 2020: €33k 2021: €33k 2022: €40k 2023: €-136k 2024: €-65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€207k-€239k▲ 15.6%€303k▲ 26.9%€394k▲ 29.8%€325k▼ 17.6%
Operating result€72k-€37k▼ 48.5%€99k▲ 166%€150k▲ 51.5%€100k▼ 33.6%
Net result€61k-€32k▼ 47.2%€58k▲ 80.4%€91k▲ 55.4%€54k▼ 40.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €72k€72kNet result 2021: €61k€61kOperating result 2022: €37k€37kNet result 2022: €32k€32kOperating result 2023: €99k€99kNet result 2023: €58k€58kOperating result 2024: €150k€150kNet result 2024: €91k€91kOperating result 2025: €100k€100kNet result 2025: €54k€54k20212022202320242025
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets €465k▼ 13.0%
Current assets €947k▲ 107%
Equity and liabilities €1.41M
Equity €325k▼ 17.6%
Debt €1.09M▲ 82.0%
The debt ratio rises from 60.2% to 77.0%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€221k
2024 · €265k
Cash flow
€175k
2024 · €205k
Solvency
23.0%
2024 · 39.8%
Current ratio
1.45
2024 · 0.88
Quick ratio
1.39
2024 · 0.82
Debt / equity
3.35
2024 · 1.52
ROE
16.5%
2024 · 23.0%
ROA
3.8%
2024 · 9.1%
Interest coverage
6.94
2024 · 15.80
Debt
€1.09M
2024 · €597k
Debt ≤ 1 year
€655k
2024 · €522k
Debt > 1 year
€430k
2024 · €75k
Income taxes
€31k
2024 · €47k
Staff costs
€881k
2024 · €789k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€991k€1.41M
Fixed assets21/28€534k€465k
Intangible fixed assets21€15k€8k
Tangible fixed assets22/27€519k€454k
Land and buildings22€154k€135k
Plant, machinery and equipment23€130k€99k
Furniture and vehicles24€67k€76k
Other tangible fixed assets26€167k€144k
Financial fixed assets28€100€3k
Current assets29/58€457k€947k
Stocks and contracts in progress3€29k€36k
Stocks30/36€29k€36k
Amounts receivable within one year40/41€316k€799k
Trade receivables40€31k€47k
Other amounts receivable41€285k€751k
Cash at bank and in hand54/58€103k€96k
Deferred charges and accrued income490/1€10k€16k
Equity and liabilities
Total equity and liabilities10/49€991k€1.41M
Equity10/15€394k€325k
Contributions10/11€19k€19k=
Reserves13€365k€296k
Distributable reserves133€365k€296k
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€597k€1.09M
Amounts payable after more than one year17€75k€430k
Financial debts170/4€75k€430k
Amounts payable within one year42/48€522k€655k
Current portion of amounts payable after more than one year42€93k€147k
Financial debts43€30k€20k
Credit institutions430/8€30k€20k
Trade debts44€201k€194k
Suppliers440/4€201k€194k
Taxes, remuneration and social security45€162k€145k
Taxes450/3€89k€46k
Remuneration and social security454/9€72k€99k
Other amounts payable47/48€37k€149k
Accrued charges and deferred income492/3-€1k
Income statement Code20242025
Non-recurring operating income76A€0€12k
Remuneration, social security and pensions62€789k€881k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115k€122k
Other operating charges640/8€12k€10k
Non-recurring operating charges66A-€4k
Gross operating margin9900€1.07M€1.12M
Operating profit (loss)9901€150k€100k
Financial income75/76B€4k€17k
Recurring financial income75€4k€17k
Financial charges65/66B€17k€32k
Recurring financial charges65€17k€32k
Profit (loss) for the period before taxes9903€137k€85k
Income taxes67/77€47k€31k
Profit (loss) for the period9904€91k€54k
Profit (loss) for the period to be appropriated9905€91k€54k
Appropriation of the result
Profit (loss) to be appropriated9906€101k€64k
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2-€123k
Transfer to equity691/2€91k€54k
To other reserves6921€91k€54k
Profit to be distributed694/7-€123k
Return on contributions (dividend)694-€123k
Social balance
Average headcount (FTE)908720.221.8

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €91k ▲55.4%
Operating result €150k, net result €91k, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €200kEq €207k ▲42%
4 profitable years in a row build equity to €207k.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €10k ▼71.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Markt 43800 Sint-Truiden
Ground area
275 m²
Building footprint
270 m²
Volume, LiDAR
2,168 m³
Parcel 71053H0990/00K000, Flanders · tallest building 20.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pacific
Grote Markt 4, 3800 Sint-TruidenFood and beverage service activities
since 20122.207.301.514
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053H0990/00K000 Flanders 275 m² 1 · 270 m² 20.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2024 1 2,000 EUR2,000 EUR
Schemes
Premie kwalificerend werkplekleren
1 entry · 2,000 EUR · 2,000 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Food safety, FASFC

1 site · 1 with a smiley
Sint-Truiden2.207.301.514
1 permission · smiley 2028NL00239 valid until 03-04-2028
Toelating · Eetgelegenheid · since 12-10-2018

Dual-learning approval

6 live approvals · 5 ended
Hulpkok (vwo)
Goedgekeurd · 2024 to 2029
Keukenmedewerker (vwo)
Goedgekeurd · 2023 to 2028
Keukenmedewerker duaal (so)
Goedgekeurd · 2023 to 2028
Kok (vwo)
Goedgekeurd · 2024 to 2029
Kok duaal (so)
Goedgekeurd · 2024 to 2029
Restaurant en keuken duaal (so)
Goedgekeurd · 2022 to 2027

Similar companies · same sector, comparable size

Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 7,384 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-12-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.