CHEZ EDDY
ActiveCHEZ EDDY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €230k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 60% of 3668 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+56
Solvency65▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.44 in 2024; short-term debt: 56.1% and cash: 37.9% of total assets), and 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
19.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
28 d late
2022
102 d late
2021
31 d late
2020
23 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€230k▲ 2,092%
2024 · €10k
2018: €19k
2019: €85k
2020: €-4k
2021: €79k
2022: €8k
2023: €23k
2024: €10k
2018 → 2025
Working capital
€199k▲ 12.7%
2024 · €176k
2018: €-95k
2019: €20k
2020: €49k
2021: €210k
2022: €153k
2023: €183k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€202k▲ 3.9%€225k▲ 11.4%€235k▲ 4.7%€465k▲ 97.9%
Operating result€92k-€24k▼ 73.5%€51k▲ 110%€24k▼ 52.3%€341k▲ 1,301%
Net result€79k-€8k▼ 90.3%€23k▲ 202%€10k▼ 54.5%€230k▲ 2,092%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,301% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€316k▲ 278%
Current assets
€858k▲ 48.4%
Equity and liabilities €1.17M
Equity
€465k▲ 97.9%
Debt
€709k▲ 66.2%
The debt ratio falls from 64.5% to 60.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€370k▲
2024 · €39k
Cash flow
€260k▲
2024 · €25k
Solvency
39.6%▲
2024 · 35.5%
Current ratio
1.30▼
2024 · 1.44
Quick ratio
1.27▼
2024 · 1.36
Debt / equity
1.53▼
2024 · 1.82
ROE
49.5%▲
2024 · 4.5%
ROA
19.6%▲
2024 · 1.6%
Interest coverage
8.73▲
2024 · 2.00
Debt
€709k▲
2024 · €427k
Debt ≤ 1 year
€659k▲
2024 · €402k
Debt > 1 year
€50k▲
2024 · €15k
Income taxes
€79k▲
2024 · €5k
Staff costs
€1.03M▲
2024 · €869k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€662k€1.17M▲
Fixed assets21/28€84k€316k▲
Tangible fixed assets22/27€83k€316k▲
Plant, machinery and equipment23€13k€15k▲
Furniture and vehicles24€1k€53k▲
Other tangible fixed assets26€69k€248k▲
Financial fixed assets28€180€180=
Current assets29/58€578k€858k▲
Stocks and contracts in progress3€33k€19k▼
Stocks30/36€33k€19k▼
Amounts receivable within one year40/41€204k€365k▲
Trade receivables40€1k€767▼
Other amounts receivable41€203k€365k▲
Cash at bank and in hand54/58€341k€445k▲
Deferred charges and accrued income490/1-€29k
Equity and liabilities
Total equity and liabilities10/49€662k€1.17M▲
Equity10/15€235k€465k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€213k€443k▲
Amounts payable17/49€427k€709k▲
Amounts payable after more than one year17€15k€50k▲
Financial debts170/4€15k€50k▲
Amounts payable within one year42/48€402k€659k▲
Current portion of amounts payable after more than one year42€25k€64k▲
Trade debts44€197k€383k▲
Suppliers440/4€197k€383k▲
Taxes, remuneration and social security45€180k€213k▲
Taxes450/3€62k€21k▼
Remuneration and social security454/9€118k€191k▲
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€869k€1.03M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€30k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€9k-
Gross operating margin9900€919k€1.40M▲
Operating profit (loss)9901€24k€341k▲
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€19k€42k▲
Recurring financial charges65€19k€42k▲
Profit (loss) for the period before taxes9903€15k€309k▲
Income taxes67/77€5k€79k▲
Profit (loss) for the period9904€10k€230k▲
Profit (loss) for the period to be appropriated9905€10k€230k▲
Appropriation of the result
Profit (loss) to be appropriated9906€213k€443k▲
Profit (loss) brought forward from the previous period14P€203k€213k▲
Social balance
Average headcount (FTE)908719.718.7▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Highest result since 2018net €230k ▲2092%
Operating result €341k, net result €230k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 102 days late
2022
31-12
Financial
Equity above €200kEq €202k ▲3.9%
2 profitable years in a row build equity to €202k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-12
Financial
Equity above €150kEq €194k ▲68.8%
Equity rises from €115k to €194k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼105%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial
Equity above €100kEq €119k ▲246%
2 profitable years in a row build equity to €119k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève de la Meute 311410 WaterlooGround area
4,035 m²
Building footprint
356 m²
Volume, LiDAR
2,424 m³
2 parcels, Flanders, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Eigenbrakelse Steenweg 147, 1640 Sint-Genesius-Rode
since 20142.225.878.301
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763I0314/00A000 | Wallonia | 2,955 m² | 1 · 133 m² | 7.0 m · 1 fl. |
| 22552E0002/00W012 | Flanders | 1,080 m² | 1 · 223 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Genesius-Rode/Rhode-Saint-Genèse2.225.878.301
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 6,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.