RI Trading
ActiveRI Trading has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €616k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.94 in 2024; short-term debt: 83.7% and cash: 37.6% of total assets), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.2%
Return on assets
47.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €198k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d early
2023
138 d late
2022
9 d late
2021
5 d early
2020
8 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€6k
EBIT margin
36.5%
Net result
€616k▲ 20.7%
2024 · €510k
2018: €-8k
2019: €-7k
2020: €1k
2021: €-9k
2022: €126k
2023: €151k
2024: €510k
2018 → 2025
Working capital
€3k
2024 · €-73k
2018: €23k
2019: €16k
2020: €18k
2021: €-18k
2022: €-52k
2023: €-187k
2024: €-73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€75k▲ 763%€46k▼ 38.5%€157k▲ 239%€198k▲ 26.2%
Operating result€-6k-€184k€188k▲ 1.8%€571k▲ 204%€672k▲ 17.6%
Net result€-9k-€126k€151k▲ 19.5%€510k▲ 238%€616k▲ 20.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€210k▼ 19.1%
Current assets
€1.09M▼ 1.3%
Equity and liabilities €1.30M
Equity
€198k▲ 26.2%
Debt
€1.10M▼ 8.7%
The debt ratio falls from 88.5% to 84.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€750k▲
2024 · €648k
Cash flow
€694k▲
2024 · €587k
Solvency
15.2%▲
2024 · 11.5%
Current ratio
1.00▲
2024 · 0.94
Quick ratio
0.98▲
2024 · 0.87
Debt / equity
5.59▼
2024 · 7.73
ROE
311.7%▼
2024 · 325.9%
ROA
47.3%▲
2024 · 37.3%
Interest coverage
83.05▲
2024 · 48.92
Debt
€1.10M▼
2024 · €1.21M
Debt ≤ 1 year
€1.09M▼
2024 · €1.18M
Debt > 1 year
€15k▼
2024 · €30k
Income taxes
€47k▼
2024 · €48k
Staff costs
€833k▲
2024 · €695k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.30M▼
Fixed assets21/28€260k€210k▼
Intangible fixed assets21€36k€30k▼
Tangible fixed assets22/27€223k€180k▼
Plant, machinery and equipment23€113k€92k▼
Furniture and vehicles24€102k€70k▼
Other tangible fixed assets26€8k€18k▲
Current assets29/58€1.11M€1.09M▼
Stocks and contracts in progress3€79k€21k▼
Stocks30/36€79k€21k▼
Amounts receivable within one year40/41€659k€578k▼
Trade receivables40€17k€2k▼
Other amounts receivable41€642k€577k▼
Cash at bank and in hand54/58€365k€489k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.30M▼
Equity10/15€157k€198k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€148k€189k▲
Amounts payable17/49€1.21M€1.10M▼
Amounts payable after more than one year17€30k€15k▼
Financial debts170/4€30k€15k▼
Amounts payable within one year42/48€1.18M€1.09M▼
Current portion of amounts payable after more than one year42€15k€17k▲
Trade debts44€284k€192k▼
Suppliers440/4€284k€192k▼
Advances received on contracts in progress46€34k€2k▼
Taxes, remuneration and social security45€341k€182k▼
Taxes450/3€160k€110k▼
Remuneration and social security454/9€181k€72k▼
Other amounts payable47/48€505k€698k▲
Income statement
Code20242025
Remuneration, social security and pensions62€695k€833k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€78k▲
Other operating charges640/8€23k€17k▼
Gross operating margin9900€1.37M€1.60M▲
Operating profit (loss)9901€571k€672k▲
Financial income75/76B€91€40▼
Recurring financial income75€91€40▼
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€558k€663k▲
Income taxes67/77€48k€47k▼
Profit (loss) for the period9904€510k€616k▲
Profit (loss) for the period to be appropriated9905€510k€616k▲
Appropriation of the result
Profit (loss) to be appropriated9906€548k€764k▲
Profit (loss) brought forward from the previous period14P€37k€148k▲
Profit to be distributed694/7€400k€575k▲
Return on contributions (dividend)694-€75k
Directors or managers695€400k€500k▲
Social balance
Average headcount (FTE)908715.921.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €616k ▲20.7%
Operating result €672k, net result €616k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €157k ▲239%
3 profitable years in a row build equity to €157k.
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 138 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
31-12
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k ▼753%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wapper 172000 AntwerpenGround area
257 m²
Building footprint
255 m²
Volume, LiDAR
3,547 m³
Parcel 11803C1355/00F000, Flanders · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RI Trading
since 20132.221.784.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1355/00F000 | Flanders | 257 m² | 1 · 255 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.221.784.703
Dual-learning approval
5 live approvalsHulpkelner (vwo)
Hulpkelner duaal (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
Legal Entity Identifier
5299009BHBSE3CVRCV98
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2013
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.