MIYABI
ActiveMIYABI has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €-17k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency37▼-2
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 44.28), but 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.1%
Return on assets
-3%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€17k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11613 sector peers (2024).
NBB · sector comparisonPosition among 11613 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
88 d late
2021
29 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▼ 36.7%
2023 · €47k
2018: €42k
2019: €47k
2020: €38k
2021: €32k
2022: €72k
2023: €47k
2018 → 2024
Total assets
€588k▼ 1.8%
2023 · €599k
2018: €636k
2019: €632k
2020: €600k
2021: €598k
2022: €642k
2023: €599k
2018 → 2024
Net result
€-17k▲ 28.8%
2023 · €-24k
2018: €-10k
2019: €5k
2020: €-10k
2021: €-5k
2022: €39k
2023: €-24k
2018 → 2024
Working capital
€330k▼ 3.6%
2023 · €343k
2018: €259k
2019: €280k
2020: €286k
2021: €297k
2022: €352k
2023: €343k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€32k▼ 13.5%€72k▲ 121%€47k▼ 34.0%€30k▼ 36.7%
Operating result€16k-€21k▲ 27.6%€65k▲ 212%€2k▼ 97.3%€10k▲ 440%
Net result€-10k-€-5k▲ 47.9%€39k€-24k€-17k▲ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 440% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €588k
Fixed assets
€249k▼ 1.9%
Current assets
€338k▼ 1.8%
Equity and liabilities €588k
Equity
€30k▼ 36.7%
Debt
€558k▲ 1.2%
The debt ratio rises from 92.1% to 94.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€26k▲
2023 · €17k
Cash flow
€-1k▲
2023 · €-9k
Solvency
5.1%▼
2023 · 7.9%
Current ratio
44.28
Quick ratio
44.28
Debt / equity
18.64▲
2023 · 11.66
ROE
-58.0%▼
2023 · -51.6%
ROA
-3.0%▲
2023 · -4.1%
Interest coverage
0.95▲
2023 · 0.66
Debt
€558k▲
2023 · €551k
Debt ≤ 1 year
€8k▲
2023 · €1k
Debt > 1 year
€550k=
2023 · €550k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€599k€588k▼
Fixed assets21/28€254k€249k▼
Tangible fixed assets22/27€254k€249k▼
Land and buildings22€252k€238k▼
Plant, machinery and equipment23€2k€10k▲
Furniture and vehicles24€547€978▲
Current assets29/58€344k€338k▼
Amounts receivable after more than one year29€23k€47k▲
Other amounts receivable291€23k€47k▲
Amounts receivable within one year40/41€304k€271k▼
Trade receivables40€32k€73k▲
Other amounts receivable41€272k€198k▼
Cash at bank and in hand54/58€17k€20k▲
Deferred charges and accrued income490/1€277€398▲
Equity and liabilities
Total equity and liabilities10/49€599k€588k▼
Equity10/15€47k€30k▼
Contributions10/11€16k€16k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€20k€20k=
Profit (loss) carried forward14€10k€-7k▼
Amounts payable17/49€551k€558k▲
Amounts payable after more than one year17€550k€550k=
Financial debts170/4€550k€550k=
Amounts payable within one year42/48€1k€8k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€20k€28k▲
Operating profit (loss)9901€2k€10k▲
Financial charges65/66B€26k€27k▲
Recurring financial charges65€26k€27k▲
Profit (loss) for the period before taxes9903€-24k€-17k▲
Profit (loss) for the period9904€-24k€-17k▲
Profit (loss) for the period to be appropriated9905€-24k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-7k▼
Profit (loss) brought forward from the previous period14P€34k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-24k ▼162%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 14current ratio 266.88
Current ratio from 18.54 to 266.88; short-term debt falls from €20k to €1k.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 24.66
Current ratio from 9.09 to 24.66; short-term debt falls from €35k to €12k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 157 days late
2017
19-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 445 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d' Incourt 371315 IncourtGround area
2,624 m²
Building footprint
132 m²
Volume, LiDAR
1,074 m³
Parcel 25080A0029/00D000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue d' Incourt 37, 1315 Incourt
since 20032.131.767.317
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25080A0029/00D000 | Wallonia | 2,624 m² | 1 · 132 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KOOZI
BE 0804.712.493
Zemst · Eq €30k
Interieur Inzicht
BE 0786.588.440
Bocholt · Eq €30k
BENCH ME UP
BE 0736.780.029
Elsene · Eq €30k
AND
BE 1025.802.813
Sint-Gillis (bij-Brussel) · Eq €30k
SKAJ
BE 0546.510.569
Brugge · Eq €30k
Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2003
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
68310Real estate agency activities
68311Real estate activities
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:miyabisprl@gmail.com
Phone:0475647380