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COUNTERPOINT

Active
Public limited companyfounded 199828 yrs activeTervurenlaan 56, 1040 Etterbeek, BelgiumKBO/BCE: BE 0464.094.124
Summary

COUNTERPOINT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€243,390) and a net result of €2,664. Equity is shrinking by ~15% per year across the filed fiscal years. Its solvency ranks better than 6% of 9537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▲+56
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.0 in 2024; short-term debt: 116.8% and cash: 0.1% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-32.6%
Return on assets
0.4%
Age of the figures
16 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9537 sector peers (2025).
NBB · sector comparison
Position among 9537 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 12-12-2025, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
19 d early
2024
104 d early
2023
27 d early
2022
39 d early
2021
39 d early
2020
24 d early
2019
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-05-2026 close28-09-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 September 1998, COUNTERPOINT was incorporated.1 Total assets went from EUR 542,994 in 2022 to EUR 746,054 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€243,390▲ 1.1%
2024 · -€246,054
Total assets
€746,054▲ 51.7%
2024 · €491,777
Net result
€2,664
2024 · -€24,584
Working capital
-€803,886▼ 30.0%
2024 · -€618,403
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,387▲ 4.0%-€53,253▼ 2,131%-€47,510▲ 10.8%-€24,534▲ 48.4%€2,695
Net result-€2,422below the sector's middle half▼ 0.6%-€53,275below the sector's middle half▼ 2,100%-€47,540below the sector's middle half▲ 10.8%-€24,584below the sector's middle half▲ 48.3%€2,664within the sector's middle half
Equity-€120,655below the sector's middle half▼ 2.0%-€173,930below the sector's middle half▼ 44.2%-€221,470below the sector's middle half▼ 27.3%-€246,054below the sector's middle half▼ 11.1%-€243,390below the sector's middle half▲ 1.1%
Total assets€146below the sector's middle half▲ 153%€542,994above the sector's middle half▲ 370,569%€504,406above the sector's middle half▼ 7.1%€491,777above the sector's middle half▼ 2.5%€746,054above the sector's middle half▲ 51.7%
Debt€120,802▲ 2.1%€716,924▲ 493%€725,876▲ 1.2%€737,831▲ 1.6%€989,444▲ 34.1%
Working capital-€2,758▼ 74.9%-€596,031▼ 21,511%-€605,826▼ 1.6%-€618,403▼ 2.1%-€803,886▼ 30.0%
Solvency-32.0%below the sector's middle half-43.9%below the sector's middle half▼ 11.9pp-50.0%below the sector's middle half▼ 6.1pp-32.6%below the sector's middle half▲ 17.4pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€2,387-€2,387Net result 2021: -€2,422-€2,422Operating result 2022: -€53,253-€53,253Net result 2022: -€53,275-€53,275Operating result 2023: -€47,510-€47,510Net result 2023: -€47,540-€47,540Operating result 2024: -€24,534-€24,534Net result 2024: -€24,584-€24,584Operating result 2025: €2,695€2,695Net result 2025: €2,664€2,66420212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€47,510-€47,500Net result 2023: -€47,540-€47,500Operating result 2024: -€24,534-€24,500Net result 2024: -€24,584-€24,600Operating result 2025: €2,695€2,690Net result 2025: €2,664€2,660202320242025
The operating result returns to profit in 2025: €2,695 after a loss of €24,534 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €746,054
Fixed assets €678,359 ▲ 38.5%
Current assets €67,695 ▲ 3,538%
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,421▲
2024 · -€12,401
Cash flow
€17,390▲
2024 · -€12,451
Current ratio
0.08▲
2024 · 0.00
Debt to equity
-4.07▼
2024 · -3.00
ROA
0.4%▲
2024 · -5.0%
Interest coverage
561.42▲
2024 · -248.81
Debt ≤ 1 year
€871,581▲
2024 · €620,264
Debt > 1 year
€117,567=
2024 · €117,567
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 517 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 92% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a profit under 5% of the balance sheet
2.5% went bankrupt
3.9% stopped otherwise
92% still going

A further 1.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 517 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€491,777€746,054▲
Fixed assets21/28€489,916€678,359▲
Tangible fixed assets22/27€489,916€678,359▲
Land and buildings22€489,916€678,359▲
Current assets29/58€1,861€67,695▲
Amounts receivable within one year40/41€366€66,563▲
Trade receivables40-€61,807
Other amounts receivable41€366€4,756▲
Cash at bank and in hand54/58€959€590▼
Deferred charges and accrued income490/1€535€541▲
Equity and liabilities
Total equity and liabilities10/49€491,777€746,054▲
Equity10/15-€246,054-€243,390▲
Contributions10/11€123,947€123,947=
Capital10€123,947€123,947=
Issued capital100€123,947€123,947=
Profit (loss) carried forward14-€370,001-€367,337▲
Amounts payable17/49€737,831€989,444▲
Amounts payable after more than one year17€117,567€117,567=
Other amounts payable178/9€117,567€117,567=
Amounts payable within one year42/48€620,264€871,581▲
Trade debts44€592€62,277▲
Suppliers440/4€592€62,277▲
Other amounts payable47/48€619,672€809,304▲
Accrued charges and deferred income492/3€0€296▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,133€14,726▲
Other operating charges640/8€3,387€3,455▲
Gross operating margin9900-€9,014€20,876▲
Operating profit (loss)9901-€24,534€2,695▲
Financial charges65/66B€50€31▼
Recurring financial charges65€50€31▼
Profit (loss) for the period before taxes9903-€24,584€2,664▲
Profit (loss) for the period9904-€24,584€2,664▲
Profit (loss) for the period to be appropriated9905-€24,584€2,664▲
Appropriation of the result
Profit (loss) to be appropriated9906-€370,001-€367,337▲
Profit (loss) brought forward from the previous period14P-€345,417-€370,001▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€50,272€37,618€12,133€14,726▲ 21.4%
Other operating charges640/8-€1,000€3,097€3,387€3,455▲ 2.0%
Gross operating margin9900-€1,524-€1,981-€6,794-€9,014€20,876▲ 332%
Operating profit (loss)9901-€2,387-€53,253-€47,510-€24,534€2,695▲ 111%
Recurring financial income75€0-----
Financial charges65/66B-€22€30€50€31▼ 37.7%
Recurring financial charges65€35€22€30€50€31▼ 37.7%
Profit (loss) for the period before taxes9903-€2,422-€53,275-€47,540-€24,584€2,664▲ 111%
Profit (loss) for the period9904-€2,422-€53,275-€47,540-€24,584€2,664▲ 111%
Profit (loss) for the period to be appropriated9905-€2,422-€53,275-€47,540-€24,584€2,664▲ 111%
Line20212022202320242025Change
Assets
Total assets20/58€146€542,994€504,406€491,777€746,054▲ 51.7%
Fixed assets21/28-€539,668€502,049€489,916€678,359▲ 38.5%
Tangible fixed assets22/27-€539,668€502,049€489,916€678,359▲ 38.5%
Land and buildings22-€539,668€502,049€489,916€678,359▲ 38.5%
Current assets29/58€146€3,326€2,357€1,861€67,695▲ 3,538%
Amounts receivable within one year40/41---€366€66,563▲ 18,081%
Trade receivables40----€61,807-
Other amounts receivable41---€366€4,756▲ 1,199%
Cash at bank and in hand54/58€146€3,326€1,887€959€590▼ 38.5%
Deferred charges and accrued income490/1--€470€535€541▲ 1.1%
Equity and liabilities
Total equity and liabilities10/49€146€542,994€504,406€491,777€746,054▲ 51.7%
Equity10/15-€120,655-€173,930-€221,470-€246,054-€243,390▲ 1.1%
Contributions10/11€123,947€123,947€123,947€123,947€123,947=
Capital10-€123,947€123,947€123,947€123,947=
Issued capital100-€123,947€123,947€123,947€123,947=
Profit (loss) carried forward14-€244,602-€297,877-€345,417-€370,001-€367,337▲ 0.7%
Amounts payable17/49€120,802€716,924€725,876€737,831€989,444▲ 34.1%
Amounts payable after more than one year17€117,567€117,567€117,567€117,567€117,567=
Other amounts payable178/9-€117,567€117,567€117,567€117,567=
Amounts payable within one year42/48€2,905€599,357€608,183€620,264€871,581▲ 40.5%
Trade debts44€1,605€2,217€127€592€62,277▲ 10,421%
Suppliers440/4-€2,217€127€592€62,277▲ 10,421%
Other amounts payable47/48-€597,140€608,056€619,672€809,304▲ 30.6%
Accrued charges and deferred income492/3-€0€127€0€296-
Line20212022202320242025Change
Profit (loss) for the period9904-€2,422-€53,275-€47,540-€24,584€2,664▲ 111%
+ Depreciation and write-downs630-€50,272€37,618€12,133€14,726▲ 21.4%
Operating cash flow (approximation)-€2,422-€3,003-€9,922-€12,451€17,390▲ 240%
Investment in fixed assets (approximation)--€0€0-€203,169-
Change in cash-€3,179-€1,439-€928-€369▲ 60.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-12-2026
2025
12-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial Back to profitnet €2,664
Net result €2,664 after 6 loss-making years.
2024
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
22-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial Weakest financial yearnet -€53,275
Net result drops to -€53,275, the lowest in the series; recovery starts the following year.
2021
22-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
07-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
18-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
328 m²
Building footprint
152 m²
Volume, LiDAR
2,442 m³
Parcel 21005A0577/00G006, Brussels · tallest building 24.6 m, ±7 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Tervurenlaan 56, 1040 Etterbeek
Air transport
since 19982.088.444.642
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0577/00G006 Brussels 328 m² 1 · 152 m² 24.6 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded09-09-1998
Fiscal year end31-05
Activities, NACEBEL 2025
71112Activities of interior architects
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0464094124
Also 9925:BE0464094124
Registered 21-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.