SIMPLEX MUNDITIIS
ActiveSIMPLEX MUNDITIIS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €-23k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 19% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-16
Solvency42▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.9 in 2024; short-term debt: 16.4% and cash: 1.2% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9388 sector peers (2025).
NBB · sector comparisonPosition among 9388 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
50 d late
2023
26 d late
2022
31 d late
2021
9 d early
2020
30 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 16.7%
2024 · €140k
2018: €142k
2019: €97k
2020: €116k
2021: €135k
2022: €137k
2023: €139k
2024: €140k
2018 → 2025
Total assets
€707k▼ 6.1%
2024 · €752k
2018: €999k
2019: €900k
2020: €892k
2021: €858k
2022: €819k
2023: €784k
2024: €752k
2018 → 2025
Net result
€-23k
2024 · €2k
2018: €-58k
2019: €-45k
2020: €19k
2021: €19k
2022: €2k
2023: €637
2024: €2k
2018 → 2025
Working capital
€-38k▼ 311%
2024 · €-9k
2018: €-18k
2019: €-61k
2020: €-26k
2021: €-9k
2022: €-6k
2023: €-6k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€137k▲ 1.6%€139k▲ 0.9%€140k▲ 1.2%€117k▼ 16.7%
Operating result€35k-€18k▼ 49.2%€16k▼ 11.6%€18k▲ 13.3%€-9k
Net result€19k-€2k▼ 89.0%€637▼ 70.3%€2k▲ 158%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €707k
Fixed assets
€629k▼ 5.5%
Current assets
€78k▼ 10.5%
Equity and liabilities €707k
Equity
€117k▼ 16.7%
Debt
€590k▼ 3.6%
The debt ratio rises from 81.3% to 83.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €58k
Cash flow
€17k▼
2024 · €42k
Solvency
16.5%▼
2024 · 18.7%
Current ratio
0.67▼
2024 · 0.90
Quick ratio
0.19▲
2024 · 0.18
Debt / equity
5.05▲
2024 · 4.36
ROE
-20.1%▼
2024 · 1.2%
ROA
-3.3%▼
2024 · 0.2%
Interest coverage
2.16▼
2024 · 3.64
Debt
€590k▼
2024 · €612k
Debt ≤ 1 year
€116k▲
2024 · €96k
Debt > 1 year
€378k▼
2024 · €413k
Income taxes
€-2▼
2024 · €146
Staff costs
€730▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€752k€707k▼
Fixed assets21/28€666k€629k▼
Tangible fixed assets22/27€666k€629k▼
Land and buildings22€633k€600k▼
Plant, machinery and equipment23€32k€28k▼
Furniture and vehicles24€659€461▼
Current assets29/58€87k€78k▼
Stocks and contracts in progress3€69k€56k▼
Stocks30/36€69k€56k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€12k€9k▼
Other amounts receivable41€459€527▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€752k€707k▼
Equity10/15€140k€117k▼
Contributions10/11€160k€160k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-26k€-50k▼
Amounts payable17/49€612k€590k▼
Amounts payable after more than one year17€413k€378k▼
Financial debts170/4€413k€378k▼
Amounts payable within one year42/48€96k€116k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Financial debts43€25k€27k▲
Credit institutions430/8€25k€27k▲
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€1k€5k▲
Other amounts payable47/48€32k€40k▲
Accrued charges and deferred income492/3€103k€95k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€730▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€65k€37k▼
Operating profit (loss)9901€18k€-9k▼
Financial income75/76B€11€6▼
Recurring financial income75€11€6▼
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€2k€-23k▼
Income taxes67/77€146€-2▼
Profit (loss) for the period9904€2k€-23k▼
Profit (loss) for the period to be appropriated9905€2k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-50k▼
Profit (loss) brought forward from the previous period14P€-28k€-26k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €19k ▲2.4%
Net result €19k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €116k ▲19.7%
Equity rises from €97k to €116k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 572530 BoechoutGround area
168 m²
Building footprint
168 m²
Volume, LiDAR
1,118 m³
Parcel 11004D0455/00W000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heuvelstraat 57, 2530 Boechout
since 20052.147.582.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0455/00W000 | Flanders | 168 m² | 1 · 168 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PASCAL SEGERS INTERIEURCONCEPTEN
BE 0472.955.865
Dilsen-Stokkem · Eq €117k
BUREAU DEKAGONE
BE 0772.535.219
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IRMIN
BE 0688.763.940
Hasselt · Eq €116k
Jumelle
BE 0846.036.176
Herentals · Eq €116k
Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2005
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.