Skip to content

LUXUS INTERIEUR

Active
Private limited companyfounded 200520 yrs activeGuldensporenpark 1, 9820 Merelbeke, BelgiumKBO/BCE: BE 0878.280.164
Summary

The annual accounts of LUXUS INTERIEUR for fiscal year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €46,541 and a net result of -€58,609. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 9559 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability41▼-28
Solvency33▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.29 against 0.44 in 2024; short-term debt: 82.7% and cash: 1.9% of total assets), and 92.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.7%
Return on assets
-9.7%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€58,609
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9559 sector peers (2025).
NBB · sector comparison
Position among 9559 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 27-02-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
1 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today. Usually files around 28 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-07-2026 close29-09-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2005, LUXUS INTERIEUR was incorporated.1 Total assets went from EUR 666,920 in 2019 to EUR 603,315 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€46,541▼ 55.7%
2024 · €105,150
Total assets
€603,315▼ 11.7%
2024 · €683,507
Net result
-€58,609▼ 9,797%
2024 · -€592
Working capital
-€355,544▼ 35.9%
2024 · -€261,700
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€77,703€64,461▼ 17.0%€49,972▼ 22.5%€2,236▼ 95.5%-€52,394
Net result€72,493above the sector's middle half€60,416above the sector's middle half▼ 16.7%€39,000within the sector's middle half▼ 35.4%-€592below the sector's middle half-€58,609below the sector's middle half▼ 9,797%
Equity€6,325below the sector's middle half€66,741within the sector's middle half▲ 955%€105,742within the sector's middle half▲ 58.4%€105,150within the sector's middle half▼ 0.6%€46,541within the sector's middle half▼ 55.7%
Total assets€516,806above the sector's middle half▼ 13.5%€716,979above the sector's middle half▲ 38.7%€485,867above the sector's middle half▼ 32.2%€683,507above the sector's middle half▲ 40.7%€603,315above the sector's middle half▼ 11.7%
Debt€510,480▼ 23.1%€650,237▲ 27.4%€380,126▼ 41.5%€578,357▲ 52.1%€556,774▼ 3.7%
Working capital-€376,152below the sector's middle half▲ 24.1%-€105,925below the sector's middle half▲ 71.8%-€189,667below the sector's middle half▼ 79.1%-€261,700below the sector's middle half▼ 38.0%-€355,544below the sector's middle half▼ 35.9%
Solvency1.2%below the sector's middle half▲ 12.3pp9.3%below the sector's middle half▲ 8.1pp21.8%below the sector's middle half▲ 12.5pp15.4%below the sector's middle half▼ 6.4pp7.7%below the sector's middle half▼ 7.7pp
Current ratio0.26below the sector's middle half▲ 0.010.78below the sector's middle half▲ 0.520.50below the sector's middle half▼ 0.280.44below the sector's middle half▼ 0.060.29below the sector's middle half▼ 0.16
Return on assets (ROA)14.0%within the sector's middle half▲ 17.7pp8.4%within the sector's middle half▼ 5.6pp8.0%within the sector's middle half▼ 0.4pp-0.1%below the sector's middle half▼ 8.1pp-9.7%below the sector's middle half▼ 9.6pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2021: €77,703€77,703Net result 2021: €72,493€72,493Operating result 2022: €64,461€64,461Net result 2022: €60,416€60,416Operating result 2023: €49,972€49,972Net result 2023: €39,000€39,000Operating result 2024: €2,236€2,236Net result 2024: -€592-€592Operating result 2025: -€52,394-€52,394Net result 2025: -€58,609-€58,60920212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: €49,972€50,000Net result 2023: €39,000€39,000Operating result 2024: €2,236€2,240Net result 2024: -€592-€592Operating result 2025: -€52,394-€52,400Net result 2025: -€58,609-€58,600202320242025
The operating result turns negative in 2025: a loss of €52,394 after €2,236 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €603,315
Fixed assets €460,169 ▼ 3.0%
Current assets €143,146 ▼ 31.5%
Equity and liabilities €603,315
Equity €46,541 ▼ 55.7%
Debt €556,774 ▼ 3.7%
Debt's share of the balance-sheet total rises from 84.6% to 92.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20,857▼
2024 · €49,261
Cash flow
€14,642▼
2024 · €46,433
Quick ratio
0.21▼
2024 · 0.27
Debt to equity
11.96▲
2024 · 5.50
ROE
-125.9%▼
2024 · -0.6%
Interest coverage
4.12▼
2024 · 18.01
Debt ≤ 1 year
€498,690▲
2024 · €470,736
Debt > 1 year
€58,054▼
2024 · €77,621
Income taxes
€1,349▲
2024 · €380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,104 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency under 10%
  • a small loss
1.8% went bankrupt
3.6% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,104 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€683,507€603,315▼
Fixed assets21/28€474,471€460,169▼
Tangible fixed assets22/27€474,471€460,169▼
Furniture and vehicles24€121,494€96,790▼
Other tangible fixed assets26€352,977€363,379▲
Current assets29/58€209,036€143,146▼
Stocks and contracts in progress3€82,374€38,313▼
Stocks30/36€82,374€38,313▼
Amounts receivable within one year40/41€109,392€58,209▼
Trade receivables40€10,529€43,049▲
Other amounts receivable41€98,863€15,160▼
Cash at bank and in hand54/58€15,241€11,218▼
Deferred charges and accrued income490/1€2,029€35,405▲
Equity and liabilities
Total equity and liabilities10/49€683,507€603,315▼
Equity10/15€105,150€46,541▼
Contributions10/11€125,000€125,000=
Profit (loss) carried forward14-€19,850-€78,459▼
Amounts payable17/49€578,357€556,774▼
Amounts payable after more than one year17€77,621€58,054▼
Financial debts170/4€77,621€58,054▼
Amounts payable within one year42/48€470,736€498,690▲
Current portion of amounts payable after more than one year42€18,794€19,567▲
Trade debts44€29,778€31,007▲
Suppliers440/4€29,778€31,007▲
Taxes, remuneration and social security45€459€800▲
Taxes450/3€459€800▲
Other amounts payable47/48€421,706€447,316▲
Accrued charges and deferred income492/3€30,000€30▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,025€73,251▲
Other operating charges640/8€3,113€2,535▼
Gross operating margin9900€52,374€23,392▼
Operating profit (loss)9901€2,236-€52,394▼
Financial income75/76B€286€194▼
Recurring financial income75€286€194▼
Financial charges65/66B€2,735€5,061▲
Recurring financial charges65€2,735€5,061▲
Profit (loss) for the period before taxes9903-€212-€57,260▼
Income taxes67/77€380€1,349▲
Profit (loss) for the period9904-€592-€58,609▼
Profit (loss) for the period to be appropriated9905-€592-€58,609▼
Appropriation of the result
Profit (loss) to be appropriated9906-€19,850-€78,459▼
Profit (loss) brought forward from the previous period14P-€19,258-€19,850▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,675€48,288€41,077€47,025€73,251▲ 55.8%
Other operating charges640/8-€711€132€3,113€2,535▼ 18.6%
Gross operating margin9900€128,074€113,460€91,181€52,374€23,392▼ 55.3%
Operating profit (loss)9901€77,703€64,461€49,972€2,236-€52,394▼ 2,443%
Financial income75/76B-€25€464€286€194▼ 32.1%
Recurring financial income75€576€25€464€286€194▼ 32.1%
Financial charges65/66B-€4,071€4,443€2,735€5,061▲ 85.1%
Recurring financial charges65€5,786€4,071€4,443€2,735€5,061▲ 85.1%
Profit (loss) for the period before taxes9903€72,493€60,416€45,993-€212-€57,260▼ 26,867%
Income taxes67/77--€6,993€380€1,349▲ 255%
Profit (loss) for the period9904€72,493€60,416€39,000-€592-€58,609▼ 9,797%
Profit (loss) for the period to be appropriated9905€72,493€60,416€39,000-€592-€58,609▼ 9,797%
Line20212022202320242025Change
Assets
Total assets20/58€516,806€716,979€485,867€683,507€603,315▼ 11.7%
Fixed assets21/28€382,825€336,486€295,409€474,471€460,169▼ 3.0%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€382,825€336,486€295,409€474,471€460,169▼ 3.0%
Land and buildings22-€0----
Plant, machinery and equipment23-€0----
Furniture and vehicles24-€1,737€810€121,494€96,790▼ 20.3%
Other tangible fixed assets26-€334,749€294,599€352,977€363,379▲ 2.9%
Current assets29/58€133,981€380,492€190,458€209,036€143,146▼ 31.5%
Stocks and contracts in progress3€95,123€107,375€106,964€82,374€38,313▼ 53.5%
Stocks30/36-€107,375€106,964€82,374€38,313▼ 53.5%
Amounts receivable within one year40/41€21,310€271,019€76,212€109,392€58,209▼ 46.8%
Trade receivables40-€267,049€9,065€10,529€43,049▲ 309%
Other amounts receivable41-€3,970€67,147€98,863€15,160▼ 84.7%
Cash at bank and in hand54/58€17,342€1,889€7,282€15,241€11,218▼ 26.4%
Deferred charges and accrued income490/1-€210€0€2,029€35,405▲ 1,645%
Equity and liabilities
Total equity and liabilities10/49€516,806€716,979€485,867€683,507€603,315▼ 11.7%
Equity10/15€6,325€66,741€105,742€105,150€46,541▼ 55.7%
Contributions10/11-€125,000€125,000€125,000€125,000=
Profit (loss) carried forward14-€118,675-€58,259-€19,258-€19,850-€78,459▼ 295%
Amounts payable17/49€510,480€650,237€380,126€578,357€556,774▼ 3.7%
Amounts payable after more than one year17---€77,621€58,054▼ 25.2%
Financial debts170/4---€77,621€58,054▼ 25.2%
Amounts payable within one year42/48€510,133€486,417€380,126€470,736€498,690▲ 5.9%
Current portion of amounts payable after more than one year42---€18,794€19,567▲ 4.1%
Financial debts43-€143,750€0---
Credit institutions430/8-€143,750€0---
Trade debts44€5,617€15,700€6,144€29,778€31,007▲ 4.1%
Suppliers440/4-€15,700€6,144€29,778€31,007▲ 4.1%
Advances received on contracts in progress46-€0----
Taxes, remuneration and social security45-€578€6,993€459€800▲ 74.4%
Taxes450/3-€578€6,993€459€800▲ 74.4%
Other amounts payable47/48-€326,390€366,989€421,706€447,316▲ 6.1%
Accrued charges and deferred income492/3-€163,820€0€30,000€30▼ 99.9%
Line20212022202320242025Change
Profit (loss) for the period9904€72,493€60,416€39,000-€592-€58,609▼ 9,797%
+ Depreciation and write-downs630€49,675€48,288€41,077€47,025€73,251▲ 55.8%
Operating cash flow (approximation)€122,167€108,704€80,077€46,433€14,642▼ 68.5%
Investment in fixed assets (approximation)--€1,949€0-€226,087-€58,949▲ 73.9%
Change in cash--€15,453€5,393€7,960-€4,023▼ 151%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 28-02-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
Financial Weakest financial yearnet -€58,609
Net result drops to -€58,609, the lowest in the series.
28-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
Financial Equity above €100,000Eq €105,742 ▲58.4%
3 profitable years in a row build equity to €105,742.
28-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
Financial Back to profitnet €72,493
Net result €72,493 after one loss-making year.
01-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
28-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
3.0 ha
Building footprint
626 m²
Volume, LiDAR
12,735 m³
Parcel 44043A0411/00H000, Flanders · tallest building 21.8 m, ±7 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
LUXUS INTERIEUR
Guldensporenpark 1a, 9820 MerelbekeAgents specialised in the wholesale of other particular products
since 20062.151.379.826
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44043A0411/00H000 Flanders 3.0 ha 1 · 626 m² 21.8 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,924 companies in sector 71112 we hold annual accounts for 1,296. 1,075 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2005
Fiscal year end31-07
Activities, NACEBEL 2025
71112Activities of interior architects
46180Agents specialised in the wholesale of other particular products
47690Retail sale of other cultural and recreation goods
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
70200Business and other management consultancy
96999Other personal services
Contact
Phone 09/328.04.02Merelbeke
Fax 09/328.03.82Merelbeke
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878280164
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.