MINGNEAU FABRICE
ActiveMINGNEAU FABRICE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €4k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-8
Solvency60▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.43 in 2024; short-term debt: 24% and cash: 16.7% of total assets), but 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
58 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€112k▲ 4.1%
2024 · €108k
2018: €57k
2019: €55k
2020: €29k
2021: €59k
2022: €92k
2023: €99k
2024: €108k
2018 → 2025
Total assets
€322k▼ 2.9%
2024 · €331k
2018: €123k
2019: €271k
2020: €300k
2021: €366k
2022: €371k
2023: €342k
2024: €331k
2018 → 2025
Net result
€4k▼ 51.1%
2024 · €9k
2018: €4k
2019: €-47k
2020: €-47k
2021: €29k
2022: €33k
2023: €7k
2024: €9k
2018 → 2025
Working capital
€44k▲ 28.5%
2024 · €34k
2018: €35k
2019: €20k
2020: €11k
2021: €24k
2022: €19k
2023: €27k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€92k▲ 55.9%€99k▲ 7.6%€108k▲ 9.2%€112k▲ 4.1%
Operating result€34k-€52k▲ 52.3%€18k▼ 66.5%€21k▲ 18.5%€15k▼ 27.3%
Net result€29k-€33k▲ 11.7%€7k▼ 78.7%€9k▲ 28.8%€4k▼ 51.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€201k▼ 7.6%
Current assets
€121k▲ 6.2%
Equity and liabilities €322k
Equity
€112k▲ 4.1%
Debt
€209k▼ 6.3%
The debt ratio falls from 67.4% to 65.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €40k
Cash flow
€24k▼
2024 · €28k
Solvency
34.9%▲
2024 · 32.6%
Current ratio
1.57▲
2024 · 1.43
Quick ratio
1.57▲
2024 · 1.43
Debt / equity
1.87▼
2024 · 2.07
ROE
3.9%▼
2024 · 8.4%
ROA
1.4%▼
2024 · 2.7%
Interest coverage
4.21▼
2024 · 4.97
Debt
€209k▼
2024 · €223k
Debt ≤ 1 year
€77k▼
2024 · €80k
Debt > 1 year
€129k▼
2024 · €141k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€331k€322k▼
Fixed assets21/28€217k€201k▼
Tangible fixed assets22/27€217k€201k▼
Land and buildings22€189k€183k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€9k€6k▼
Leasing and similar rights25€12k€4k▼
Current assets29/58€114k€121k▲
Amounts receivable within one year40/41€37k€52k▲
Trade receivables40€29k€49k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€71k€54k▼
Deferred charges and accrued income490/1€5k€15k▲
Equity and liabilities
Total equity and liabilities10/49€331k€322k▼
Equity10/15€108k€112k▲
Contributions10/11€19k€19k=
Reserves13€89k€94k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€87k€92k▲
Amounts payable17/49€223k€209k▼
Amounts payable after more than one year17€141k€129k▼
Financial debts170/4€141k€129k▼
Amounts payable within one year42/48€80k€77k▼
Current portion of amounts payable after more than one year42€15k€12k▼
Trade debts44€18k€18k▼
Suppliers440/4€18k€18k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€43k€45k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€42k€38k▼
Operating profit (loss)9901€21k€15k▼
Financial income75/76B€491€103▼
Recurring financial income75€491€103▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€13k€7k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€4k▼
Profit (loss) for the period to be appropriated9905€9k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€4k▼
Transfer to equity691/2€9k€4k▼
To other reserves6921€9k€4k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €108k ▲9.2%
4 profitable years in a row build equity to €108k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €33k ▲11.7%
Operating result €52k, net result €33k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotstraat 98780 OostrozebekeGround area
1,493 m²
Building footprint
272 m²
Volume, LiDAR
1,314 m³
Parcel 37010B0298/00A000, Flanders · tallest building 14.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MINGNEAU FABRICE
since 20102.184.387.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010B0298/00A000 | Flanders | 1,492 m² | 1 · 271 m² | 13.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOUWONDERNEMING TROUBLEYN
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ENTREPRISE DE CONSTRUCTION BRUNO COLLARD
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VSPG
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La Louvière · Eq €112k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.