A.V.K. CONSTRUCT
ActiveA.V.K. CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204k and a net result of €5k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 65% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-18
Solvency98▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 2.29 in 2024), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
1.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
78 d early
2022
67 d early
2021
90 d early
2020
37 d early
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 57.0%
2024 · €13k
2018: €-6k
2019: €7k
2020: €18k
2021: €23k
2022: €26k
2023: €24k
2024: €13k
2018 → 2025
Working capital
€185k▼ 4.3%
2024 · €193k
2018: €77k
2019: €100k
2020: €118k
2021: €150k
2022: €166k
2023: €177k
2024: €193k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€170k▲ 18.0%€194k▲ 13.9%€207k▲ 6.6%€204k▼ 1.2%
Operating result€34k-€43k▲ 27.3%€37k▼ 15.3%€23k▼ 37.9%€13k▼ 42.8%
Net result€23k-€26k▲ 13.8%€24k▼ 8.9%€13k▼ 46.0%€5k▼ 57.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 43% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€46k▲ 93.1%
Current assets
€307k▼ 10.6%
Equity and liabilities €353k
Equity
€204k▼ 1.2%
Debt
€149k▼ 7.1%
The debt ratio falls from 43.7% to 42.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€29k▼
2024 · €38k
Cash flow
€21k▼
2024 · €28k
Solvency
57.8%▲
2024 · 56.3%
Current ratio
2.51▲
2024 · 2.29
Quick ratio
1.84▲
2024 · 1.52
Debt / equity
0.73▼
2024 · 0.78
ROE
2.7%▼
2024 · 6.2%
ROA
1.6%▼
2024 · 3.5%
Interest coverage
6.47▼
2024 · 11.10
Debt
€149k▼
2024 · €161k
Debt ≤ 1 year
€122k▼
2024 · €150k
Debt > 1 year
€27k▲
2024 · €10k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€367k€353k▼
Fixed assets21/28€24k€46k▲
Tangible fixed assets22/27€23k€46k▲
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€16k€40k▲
Financial fixed assets28€825€825=
Current assets29/58€343k€307k▼
Stocks and contracts in progress3€116k€83k▼
Contracts in progress37€116k€83k▼
Amounts receivable within one year40/41€204k€189k▼
Trade receivables40€204k€178k▼
Other amounts receivable41-€11k
Cash at bank and in hand54/58€21k€32k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€367k€353k▼
Equity10/15€207k€204k▼
Contributions10/11€19k€19k=
Reserves13€83k€87k▲
Distributable reserves133€83k€87k▲
Profit (loss) carried forward14€106k€99k▼
Amounts payable17/49€161k€149k▼
Amounts payable after more than one year17€10k€27k▲
Financial debts170/4€10k€27k▲
Amounts payable within one year42/48€150k€122k▼
Current portion of amounts payable after more than one year42€11k€17k▲
Trade debts44€107k€72k▼
Suppliers440/4€107k€72k▼
Taxes, remuneration and social security45€26k€11k▼
Taxes450/3€26k€11k▼
Other amounts payable47/48€7k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€44k€36k▼
Operating profit (loss)9901€23k€13k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€19k€9k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€13k€5k▼
Profit (loss) for the period to be appropriated9905€13k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€111k▼
Profit (loss) brought forward from the previous period14P€105k€106k▲
Transfer to equity691/2€12k€4k▼
To other reserves6921€12k€4k▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €207k ▲6.6%
6 profitable years in a row build equity to €207k.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26k ▲13.8%
Operating result €43k, net result €26k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲18%
4 profitable years in a row build equity to €170k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 7.24
Current ratio from 2.02 to 7.24; short-term debt falls from €76k to €16k.
31-12
Financial
Equity above €100kEq €104k ▲22.7%
Equity rises from €84k to €104k.
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 76 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 55 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
45 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 12291070 AnderlechtGround area
189 m²
Building footprint
169 m²
Volume, LiDAR
1,202 m³
Parcel 21308H0686/00P003, Brussels · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A.V.K. CONSTRUCT
since 20112.199.861.218
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0686/00P003 | Brussels | 189 m² | 1 · 169 m² | 13.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A & M BOUWSERVICE
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,914 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.