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TOP BATIMENT

Active
Private limited companyfounded 2009active for 17 yearsBloemkwekersstraat 48, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0809.724.821

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TOP BATIMENT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,307 and a net result of -€12,582. Equity has been growing by about 55% per year since 2018. Its solvency ranks better than 22% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 10-02-2009 Normal situation
Activity
General construction of residential buildings NACE 41001and 6 others
Establishment unit
2.177.203.996 1082 Sint-Agatha-Berchem, since 02-04-2009
Financial year end
31 December
Peppol
Reachable since 02-12-2025

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Turnover
€791,072
▼ 32.4%
Loss
€12,582
Equity
€48,307
▼ 21.7%
Total assets
€326,102
▲ 19.6%
Filed on 29-06-2026, 32 days before the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 0.94lowers riskFounded in 2009Size: turnover €791,072, total assets €326,102Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 32% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 40-8
equity 14.8% of total assets
Liquidity 52+26
short-term debt 48.2%
Profitability 54-21
return on assets -3.9%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▲ +0.3 percentage points vs 06-2025 08-2025: 0.7%▼ -0.5 percentage points vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025lowest value 10-2025: 0.7%● unchanged vs 09-2025lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.7%● unchanged vs 12-2025lowest value 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.6 percentage points vs 06-2026highest value 08-2026: 1.4%● unchanged vs 07-2026highest value 09-2026: 1.4%● unchanged vs 08-2026highest value 10-2026: 1.4%● unchanged vs 09-2026highest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.99 in 2024), below 1. Short-term debt is 48.2% of total assets. 85.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 22% of them on solvency, 56% on liquidity, 31% on profitability and 18% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 0.94
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: turnover €791,072, total assets €326,102
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
32 days early
2024
24 days early
2023
2 days late
2022
31 days early
2021
38 days early
2020
37 days early
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €37,739 in 2024 -€12,582 View
  • Caution: Lower net result than 87% of companies in construction of buildingssector median €8,543 · 9,370 companies -€12,582 View

Comparable companies

These companies have the same main activity as TOP BATIMENT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €291,000 and €371,000, founded between 2005 and 2011.

CompanyTotal assetsGross margin
TOP BATIMENT Sint-Agatha-Berchem€326,102€42,956
MOLDO CONSTRUCT Brussel€293,870€44,899
PCB CONSTRUCT Schaarbeek€350,603€40,368
A.V.K. CONSTRUCT Anderlecht€353,309€35,609
TEAM SERVICES Anderlecht€291,171€36,519
TST BAT Evere€371,050€43,998
BIOBUILD Antwerpen€330,870€44,098
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about TOP BATIMENT

What is the company number of TOP BATIMENT?
The company number of TOP BATIMENT is 0809.724.821. The VAT number is the same number with BE in front: BE 0809.724.821.
Where is TOP BATIMENT based?
The registered office is at Bloemkwekersstraat 48, 1082 Sint-Agatha-Berchem.Company details
What does TOP BATIMENT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TOP BATIMENT?
The legal form of TOP BATIMENT is Private limited company (BV).
When was TOP BATIMENT founded?
TOP BATIMENT was founded on 10-02-2009.
Is TOP BATIMENT still active?
Yes, TOP BATIMENT is an active enterprise in the KBO register.
What is the turnover of TOP BATIMENT?
The turnover of TOP BATIMENT was €791,072 in financial year 2025, according to the filed annual accounts.Financials
Is TOP BATIMENT profitable?
In financial year 2025, TOP BATIMENT made a loss of €12,582.
Where can I find the annual accounts of TOP BATIMENT?
TOP BATIMENT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of TOP BATIMENT due?
TOP BATIMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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