Financials
- Fiscal year
- 2024
- Total assets
- €99,970
- Profit
- €637
- Solvency
- 0.7%
Total assets▲ 120%
Net result
20192024
MICALOMAR
ActiveSummary
MICALOMAR has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €731 and a net result of €637. Equity is shrinking by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 9523 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Office administrative and support services
NACE 82100NACE 74851NACE 82190
1 site
Size
€99,970total assets 2024
- Equity
- €731
- Profit
- €637
Structure
Accounts filed 82 d late0 of 2 deeds read
Why 69- 1 financial year not filed after the legal deadline; latest accounts 82 days late; 2 of the last 3 late- Figures for FY 2024 (filed 21-10-2025)+ Founded in 2002+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2024
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 30% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
26+1
equity 0.7% of total assets
Liquidity
50+50
short-term debt 99.3% · cash 57.0%
Profitability
70+55
return on assets 0.6%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 19 months
04-2025: 5.8%
05-2025: 5.8%● 0.0% vs 04-2025
06-2025: 5.8%● 0.0% vs 05-2025
07-2025: 5.8%● 0.0% vs 06-2025
08-2025: 5.8%● 0.0% vs 07-2025
09-2025: 7.8%▲ +33.0% vs 08-2025highest value
10-2025: 7.2%▼ -7.7% vs 09-2025
11-2025: 0.4%▼ -94.3% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▼ -1.7% vs 12-2025
02-2026: 0.4%▼ -2.2% vs 01-2026
03-2026: 0.4%▼ -1.3% vs 02-2026
04-2026: 0.4%▼ -5.7% vs 03-2026
05-2026: 0.4%▼ -3.3% vs 04-2026
06-2026: 0.3%▼ -3.4% vs 05-2026lowest value
07-2026: 0.4%▲ +5.9% vs 06-2026
08-2026: 0.5%▲ +30.5% vs 07-2026
09-2026: 0.5%▲ +10.4% vs 08-2026
10-2026: 0.6%▲ +17.9% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 82 days late; 2 of the last 3 late raises the probability
- Founded in 2002 lowers the probability for this profile
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- Figures for FY 2024 (filed 21-10-2025) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 14%, liquidity 37%, profitability 38%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9523 sector peers (2024).
NBB · sector comparisonPosition among 9523 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
82 d late
2023
575 d late
2022
28 d late
2021
5 d late
2020
10 d late
2019
35 d early
2018
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €637
Key points
By topic
Timeline
- Events
- 12
- Since
- 2015
- 21-10-2025Annual accounts filed
- 28-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 02-10-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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