KET & CO
ActiveKET & CO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-47k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
7
/ 100
Critical▼ -64 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-9
Solvency20▼-28
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 1.07 in 2024), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
-15%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
16 d early
2022
29 d early
2021
38 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 44.5%
2024 · €106k
2018: €9k
2019: €14k
2020: €32k
2021: €70k
2022: €102k
2023: €104k
2024: €106k
2018 → 2025
Total assets
€313k▼ 12.2%
2024 · €356k
2018: €53k
2019: €70k
2020: €86k
2021: €139k
2022: €261k
2023: €342k
2024: €356k
2018 → 2025
Net result
€-47k
2024 · €2k
2018: €16k
2019: €11k
2020: €29k
2021: €53k
2022: €49k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€-5k
2024 · €4k
2018: €-2k
2019: €-13k
2020: €10k
2021: €25k
2022: €54k
2023: €57k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€102k▲ 45.1%€104k▲ 2.0%€106k▲ 1.9%€59k▼ 44.5%
Operating result€91k-€74k▼ 19.2%€16k▼ 78.8%€11k▼ 28.4%€-41k
Net result€53k-€49k▼ 7.9%€2k▼ 95.9%€2k▼ 4.2%€-47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €41k after €11k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€283k▼ 4.4%
Current assets
€29k▼ 50.9%
Equity and liabilities €313k
Equity
€59k▼ 44.5%
Debt
€254k▲ 1.4%
The debt ratio rises from 70.4% to 81.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-14k▼
2024 · €31k
Cash flow
€-20k▼
2024 · €22k
Solvency
18.7%▼
2024 · 29.6%
Current ratio
0.86▼
2024 · 1.07
Quick ratio
0.86▼
2024 · 1.07
Debt / equity
4.34▲
2024 · 2.37
ROE
-80.3%▼
2024 · 1.8%
ROA
-15.0%▼
2024 · 0.5%
Interest coverage
-2.55▼
2024 · 4.78
Debt
€254k▲
2024 · €251k
Debt ≤ 1 year
€34k▼
2024 · €56k
Debt > 1 year
€220k▲
2024 · €192k
Income taxes
€475▼
2024 · €3k
Staff costs
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€313k▼
Fixed assets21/28€296k€283k▼
Tangible fixed assets22/27€296k€283k▼
Land and buildings22€238k€236k▼
Plant, machinery and equipment23€44k€37k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€60k€29k▼
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€736€6k▲
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€35k€4k▼
Equity and liabilities
Total equity and liabilities10/49€356k€313k▼
Equity10/15€106k€59k▼
Reserves13€104k€104k=
Distributable reserves133€104k€104k=
Profit (loss) carried forward14€2k€-45k▼
Amounts payable17/49€251k€254k▲
Amounts payable after more than one year17€192k€220k▲
Financial debts170/4€192k€220k▲
Amounts payable within one year42/48€56k€34k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€33k€4k▼
Taxes450/3€31k€3k▼
Remuneration and social security454/9€1k€927▼
Other amounts payable47/48€5k€14k▲
Accrued charges and deferred income492/3€3k€100▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€8k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€27k▲
Other operating charges640/8€660€1k▲
Gross operating margin9900€40k€-4k▼
Operating profit (loss)9901€11k€-41k▼
Financial income75/76B€34€23▼
Recurring financial income75€34€23▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€5k€-47k▼
Income taxes67/77€3k€475▼
Profit (loss) for the period9904€2k€-47k▼
Profit (loss) for the period to be appropriated9905€2k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-45k▼
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-47k ▼2550%
Net result drops to €-47k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €102k ▲45.1%
5 profitable years in a row build equity to €102k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €53k ▲80.5%
Operating result €91k, net result €53k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 1.39
Current ratio from 0.45 to 1.39.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manhovestraat(SPK) 14F1541 PajottegemGround area
652 m²
Building footprint
117 m²
Parcel 23076D0243/00X002, Flanders. Linked by address, not a title deed.
1 establishment unit
Manhovestraat(SPK) 14F, 1541 Pajottegem
since 20182.282.496.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23076D0243/00X002 | Flanders | 652 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
90201Performing arts by independent artists
92311
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.