Summary
FINANCIERE JMK has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,168 and a net result of €3,723. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 95% of 9,675 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 20-05-2003 Normal situation
- Activity
- Office administrative and support services NACE 82100
- Establishment unit
- 2.132.382.474 4340 Awans, since 20-05-2003
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- KERSTENNE Jean-MarcDirector
Shareholders
- Anc Ets J. Kerstenne SPRL96.62%annual accounts 2018
- Joseph KERSTENNE3.38%annual accounts 2018
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
Too few figures to score
Annual accounts 2025
- Gross margin
- -€1,568
- ▲ 61.3%
- Profit
- €3,723
- Equity
- €189,168
- ▲ 2.0%
- Total assets
- €189,168
- ▲ 1.9%
- 2025 accounts filed 18 days after the deadline
Signalsraises riskLiquiditeit niet neergelegd2025 accounts filed 18 days latelowers riskFounded in 2003Equity €189,168 (100.0% of total assets)Legal form: public limited companyShow the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability within 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.7 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2024
3 days early
2023
30 days late
2021
38 days early
2020
31 days late
2018
29 days late
2016
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Higher solvency than 95% of companies in office administrative supportsector median 50.3% · 9,675 companies 100.0% View
Recent changes
- · Gazette deed Merger: FINANCIERE JMK takes over ANCIENNE ENTREPRISE JEAN KERSTENNEResignation: KERSTENNE Joseph (director) · Appointment: KERSTENNE Jean-Marc (sole director) · “nouvel objet repris dans les statuts coordonnés” (deed in French)
- · Gazette deed Merger proposal: FINANCIERE JMK takes over ANCIENNE ENTREPRISE KERSTENNE JEANThe company holds all the shares of ANCIENNE ENTREPRISE KERSTENNE JEAN
- · Gazette deed Appointments: KERSTENNE Joseph (director) and KERSTENNE Jean Marc (director)KERSTENNE Jean Marc is a shareholder
Comparable companies
These companies have the same main activity as FINANCIERE JMK: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €145,000 and €198,000, founded between 1999 and 2006.
| Company | Total assets | Gross margin |
|---|---|---|
| FINANCIERE JMK Awans | €189,168 | -€1,568 |
| YPSILON Chaudfontaine | €144,686 | -€106 |
| ALCHIMERYS Brussels | €180,640 | -€9,601 |
| AGRI SERVICES DE PHILIPPEVILLE Philippeville | €176,636 | -€3,964 |
| SERVICE MASTERS Mortsel | €164,754 | -€47,130 |
| FISCALBO Aalst | €197,876 | -€2,307 |
| Admina Waregem | €171,176 | -€35,384 |
Key facts about FINANCIERE JMK
- What is the company number of FINANCIERE JMK?
- The company number of FINANCIERE JMK is 0480.250.364. The VAT number is the same number with BE in front: BE 0480.250.364.
- Where is FINANCIERE JMK based?
- The registered office is at Rue Joseph Vandenzavel 9, 4340 Awans.Company details
- What does FINANCIERE JMK do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of FINANCIERE JMK?
- FINANCIERE JMK is a public limited company (NV).
- When was FINANCIERE JMK founded?
- FINANCIERE JMK was founded on 20-05-2003.
- Is FINANCIERE JMK still active?
- Yes, FINANCIERE JMK is an active enterprise in the KBO register.
- What is the turnover of FINANCIERE JMK?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is FINANCIERE JMK profitable?
- In financial year 2025, FINANCIERE JMK made a profit of €3,723.
- Where can I find the annual accounts of FINANCIERE JMK?
- FINANCIERE JMK filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINANCIERE JMK due?
- FINANCIERE JMK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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