Summary
FINANCIERE JMK has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,168 and a net result of €3,723. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 95% of 9,666 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 20-05-2003 Normal situation
- Activity
- Office administrative and support services NACE 82100
- Establishment unit
- 2.132.382.474 4340 Awans, since 20-05-2003
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- KERSTENNE Jean-MarcDirector
Shareholders
- Anc Ets J. Kerstenne SPRL96.62%annual accounts 2018
- Joseph KERSTENNE3.38%annual accounts 2018
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
Too few figures to score
Annual accounts 2025
- Gross margin
- -€1,568
- ▲ 61.3%
- Profit
- €3,723
- Equity
- €189,168
- ▲ 2.0%
- Total assets
- €189,168
- ▲ 1.9%
- 2025 accounts filed 18 days after the deadline
Signalsraises riskLiquiditeit niet neergelegd2025 accounts filed 18 days latelowers riskFounded in 2003Equity €189,168 (100.0% of total assets)Legal form: public limited companyShow the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability within 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.7 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2024
3 days early
2023
30 days late
2021
38 days early
2020
31 days late
2018
29 days late
2016
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Higher solvency than 95% of companies in office administrative supportsector median 50.3% · 9,666 companies 100.0% View
Recent changes
- · Gazette deed Merger: FINANCIERE JMK takes over ANCIENNE ENTREPRISE JEAN KERSTENNEResignation: KERSTENNE Joseph (director) · Appointment: KERSTENNE Jean-Marc (sole director) · “nouvel objet repris dans les statuts coordonnés” (deed in French)
- · Gazette deed Merger proposal: FINANCIERE JMK takes over ANCIENNE ENTREPRISE KERSTENNE JEANThe company holds all the shares of ANCIENNE ENTREPRISE KERSTENNE JEAN
- · Gazette deed Appointments: KERSTENNE Joseph (director) and KERSTENNE Jean Marc (director)KERSTENNE Jean Marc is a shareholder
Comparable companies
These companies have the same main activity as FINANCIERE JMK: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €145,000 and €198,000, founded between 1999 and 2006.
| Company | Total assets | Gross margin |
|---|---|---|
| FINANCIERE JMK Awans | €189,168 | -€1,568 |
| YPSILON Chaudfontaine | €144,686 | -€106 |
| ALCHIMERYS Brussels | €180,640 | -€9,601 |
| AGRI SERVICES DE PHILIPPEVILLE Philippeville | €176,636 | -€3,964 |
| SERVICE MASTERS Mortsel | €164,754 | -€47,130 |
| FISCALBO Aalst | €197,876 | -€2,307 |
| Admina Waregem | €171,176 | -€35,384 |
Key facts about FINANCIERE JMK
- What is the company number of FINANCIERE JMK?
- The company number of FINANCIERE JMK is 0480.250.364. The VAT number is the same number with BE in front: BE 0480.250.364.
- Where is FINANCIERE JMK based?
- The registered office is at Rue Joseph Vandenzavel 9, 4340 Awans.Company details
- What does FINANCIERE JMK do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of FINANCIERE JMK?
- FINANCIERE JMK is a public limited company (NV).
- When was FINANCIERE JMK founded?
- FINANCIERE JMK was founded on 20-05-2003.
- Is FINANCIERE JMK still active?
- Yes, FINANCIERE JMK is an active enterprise in the KBO register.
- What is the turnover of FINANCIERE JMK?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is FINANCIERE JMK profitable?
- In financial year 2025, FINANCIERE JMK made a profit of €3,723.
- Where can I find the annual accounts of FINANCIERE JMK?
- FINANCIERE JMK filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINANCIERE JMK due?
- FINANCIERE JMK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.