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MCM BUILDING

Active
Private limited companyfounded 20232 years activeBergensesteenweg 24/8, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1003.861.017
Summary

The computed 12-month bankruptcy probability of MCM BUILDING is 2.1% (moderate). The 2025 annual accounts show equity of €125,549 and a net result of €52,115. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 9,039 sector peers (NACE 41, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€164,450total assets 2025
Equity
€125,549
Profit
€52,115
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy probability, 12 months
2.1%
Structure
Accounts filed 29 days late0 of 1 deed read
Why 56- Founded in 2023- Size: total assets €164,450- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 5.78, cash €30,578Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 83% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100+10
equity 76.3% of total assets
Liquidity 69+8
short-term debt 16.5% · cash 18.6%
Profitability 100+9
return on assets 31.7%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 01-2025: 3.6% 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.8%▲ +0.2 percentage points vs 02-2025 04-2025: 6.3%▲ +2.5 percentage points vs 03-2025 05-2025: 6.4%▲ +0.1 percentage points vs 04-2025 06-2025: 6.3%▼ -0.1 percentage points vs 05-2025 07-2025: 6.3%● unchanged vs 06-2025 08-2025: 6.5%▲ +0.2 percentage points vs 07-2025 09-2025: 6.7%▲ +0.2 percentage points vs 08-2025 10-2025: 7.4%▲ +0.7 percentage points vs 09-2025 11-2025: 7.4%● unchanged vs 10-2025 12-2025: 8.4%▲ +1.0 percentage point vs 11-2025 01-2026: 10.9%▲ +2.5 percentage points vs 12-2025highest value 02-2026: 10.9%● unchanged vs 01-2026highest value 03-2026: 10.9%● unchanged vs 02-2026highest value 04-2026: 10.0%▼ -0.9 percentage points vs 03-2026 05-2026: 10.0%● unchanged vs 04-2026 06-2026: 9.9%▼ -0.1 percentage points vs 05-2026 07-2026: 8.1%▼ -1.8 percentage points vs 06-2026 08-2026: 9.9%▲ +1.8 percentage points vs 07-2026 09-2026: 2.3%▼ -7.6 percentage points vs 08-2026 10-2026: 2.1%▼ -0.2 percentage points vs 09-2026lowest value
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.78 against 2.78 in 2024; short-term debt: 16.5% and cash: 18.6% of total assets), and 23.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 74% on liquidity, 91% on profitability and 76% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €164,450
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 5.78, cash €30,578
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
29 days late
2024
333 days late
2023
212 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 191 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 February (3 of the last 3 filed years within 184 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity doublescurrent ratio 5.78

Key points

  • Positive: Among the best 12% on net resultsector median €8,450 · 9,031 companies €52,115 View
  • Total assets 20253 fiscal years filed €164,450 View
  • Active since 2023founded 22-12-2023 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€164,450
Profit
€52,115
Solvency
76.3%
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €100,000
  2. 28-02-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
22-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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