M-Stuc

Active

Private limited companyfounded 20232 yrs activeBrusselsesteenweg 347, 3020 Herent, BelgiumKBO/BCE: BE 1002.972.971

The computed 12-month bankruptcy probability of M-Stuc is 2.2% (moderate). The 2024 annual accounts show equity of €71k and a net result of €71k. Its solvency ranks better than 88% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Track record67

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 4.98; short-term debt: 20.1% and cash: 0% of total assets), and 20.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€105k

EBIT margin

81.8%

Net result

€71k

Working capital

€71k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €88k

79.9%

20.1%

Equity €71k

Debt €18k

Debt finances 20.1% of the balance-sheet total.

Key figures and ratios

2024 value

Solvency

79.9%

Current ratio

4.98

Quick ratio

4.98

Debt / equity

0.25

ROE

100.0%

ROA

79.9%

Debt

€18k

Debt ≤ 1 year

€18k

Income taxes

€18k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€88k

Current assets29/58€88k

Amounts receivable within one year40/41€88k

Trade receivables40€6k

Other amounts receivable41€83k

Cash at bank and in hand54/58€4

Equity and liabilities

Total equity and liabilities10/49€88k

Equity10/15€71k

Profit (loss) carried forward14€71k

Amounts payable17/49€18k

Amounts payable within one year42/48€18k

Trade debts44€32

Suppliers440/4€32

Taxes, remuneration and social security45€18k

Taxes450/3€18k

Income statement Code2024

Turnover70€105k

Goods, raw materials, services and sundry goods60/61€19k

Gross operating margin9900€86k

Operating profit (loss)9901€86k

Financial income75/76B€3k

Recurring financial income75€3k

Financial charges65/66B€23

Recurring financial charges65€23

Profit (loss) for the period before taxes9903€88k

Income taxes67/77€18k

Profit (loss) for the period9904€71k

Profit (loss) for the period to be appropriated9905€71k

Appropriation of the result

Profit (loss) to be appropriated9906€71k

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Herent · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 3473020 Herent

Ground area

1,496 m²

Building footprint

168 m²

Volume, LiDAR

753 m³

Parcel 24111B0139/00E000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

M-STUC

Brusselsesteenweg 347, 3020 HerentGeneral construction of buildings

since 20232.352.575.741

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24111B0139/00E000	Flanders	1,496 m²	1 · 168 m²	6.6 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ROSALIS

BE 0871.935.770

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Entreprise Vincent BULBO

BE 0839.194.015

Genappe · Eq €71k

Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,235 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-12-2023

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.