SBC CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of SBC CONSTRUCT is 4.2% (elevated). The 2025 annual accounts show equity of €60,048 and a net result of €43,367. Its solvency ranks better than 49% of 11472 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,855 | - |
| Other operating charges640/8 | - | €327 | - |
| Gross operating margin9900 | €18,483 | €57,431 | ▲ 211% |
| Operating profit (loss)9901 | €18,483 | €54,249 | ▲ 194% |
| Financial income75/76B | - | €1,682 | - |
| Recurring financial income75 | - | €1,682 | - |
| Financial charges65/66B | €127 | €1,692 | ▲ 1,227% |
| Recurring financial charges65 | €127 | €1,692 | ▲ 1,227% |
| Profit (loss) for the period before taxes9903 | €18,356 | €54,239 | ▲ 195% |
| Income taxes67/77 | €3,675 | €10,872 | ▲ 196% |
| Profit (loss) for the period9904 | €14,681 | €43,367 | ▲ 195% |
| Profit (loss) for the period to be appropriated9905 | €14,681 | €43,367 | ▲ 195% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €23,858 | €148,182 | ▲ 521% |
| Fixed assets21/28 | - | €53,592 | - |
| Tangible fixed assets22/27 | - | €53,592 | - |
| Furniture and vehicles24 | - | €53,592 | - |
| Current assets29/58 | €23,858 | €94,590 | ▲ 296% |
| Amounts receivable within one year40/41 | €22,616 | €56,266 | ▲ 149% |
| Trade receivables40 | €17,500 | €11,266 | ▼ 35.6% |
| Other amounts receivable41 | €5,117 | €45,000 | ▲ 780% |
| Cash at bank and in hand54/58 | €1,241 | €35,361 | ▲ 2,748% |
| Deferred charges and accrued income490/1 | - | €2,963 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €23,858 | €148,182 | ▲ 521% |
| Equity10/15 | €16,681 | €60,048 | ▲ 260% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €14,681 | €58,048 | ▲ 295% |
| Amounts payable17/49 | €7,177 | €88,133 | ▲ 1,128% |
| Amounts payable after more than one year17 | - | €51,937 | - |
| Financial debts170/4 | - | €51,937 | - |
| Amounts payable within one year42/48 | €7,177 | €36,196 | ▲ 404% |
| Current portion of amounts payable after more than one year42 | - | €12,751 | - |
| Trade debts44 | - | €10,017 | - |
| Suppliers440/4 | - | €9,519 | - |
| Bills of exchange payable441 | - | €498 | - |
| Taxes, remuneration and social security45 | €7,177 | €13,428 | ▲ 87.1% |
| Taxes450/3 | €7,177 | €13,428 | ▲ 87.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14,681 | €43,367 | ▲ 195% |
| + Depreciation and write-downs630 | - | €2,855 | - |
| Operating cash flow (approximation) | €14,681 | €46,222 | ▲ 215% |
| Change in cash | - | €34,120 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.