Equity
-€26,792
Debts exceed assets in financial year 2025.
MC Construct
Overview
Lifetime
2 annual accounts with figures on one time axispeak €8,471 (2024)
-€25,797▼ €34,267
lowest -€32,109 (2025)
-€32,109▼ €32,427
peak €5,318 (2024)
-€26,792▼ €32,109
€36,201▼ 69.1%
Board2 names since 2023
2 directorsBoeckx Christophe Hakuzimana and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €8,471 to -€25,797Loss of €32,109Equity from €5,318 to -€26,792Debts from €117,084 to €36,201Cash from €57,772 to €389
Key points
from the 2025 annual accountsDebts
€36,201 385% of the balance sheet
Financial debts 58%Suppliers 23%Taxes and wages 2%Other 16%
Liquidity
0.19 was 6.97 in 2024
Short-term debts rose from €17,084 to €36,201.
Turnover not published (micro format)
Checked score
45
Fair
Financially stronger than 4% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.0%
01-2025: 5.0%● unchanged vs 12-2024
02-2025: 4.8%▼ -0.2 percentage points vs 01-2025
03-2025: 4.8%● unchanged vs 02-2025
04-2025: 5.3%▲ +0.5 percentage points vs 03-2025
05-2025: 5.3%● unchanged vs 04-2025
06-2025: 5.3%● unchanged vs 05-2025highest value
07-2025: 1.6%▼ -3.7 percentage points vs 06-2025
08-2025: 1.6%● unchanged vs 07-2025
09-2025: 1.6%● unchanged vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.5%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 1.5%● unchanged vs 01-2026lowest value
03-2026: 1.5%● unchanged vs 02-2026lowest value
04-2026: 1.6%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.8%▲ +0.2 percentage points vs 06-2026
08-2026: 4.2%▲ +2.4 percentage points vs 07-2026
09-2026: 4.2%● unchanged vs 08-2026
10-2026: 4.2%● unchanged vs 09-2026
11-2026: 4.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2023
Negative equity -€26,792
lowers risk
Size: total assets €9,409
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 6% on liquidity, 5% on profitability and 0% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as MC Construct has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MC Construct itself: 4.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for MC Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.19 (6.97 in 2024), below 1. Short-term debt is 384.7% and cash 4.1% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€26,792
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 days early
2024
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 28 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Marechal Jan founderdeed of 05-05-2023
- Boeckx Christophe Hakuzimana founderdeed of 05-05-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0801401429
Incorporation
Founding capital of €5,000, 100 shares · Founders: Marechal Jan (shareholder) and Boeckx Christophe Hakuzimana (shareholder) · Appointments: Marechal Jan (director) and Boeckx Christophe Hakuzimana (director) · published on 05-05-2023 · Gazette deed
First establishment
Genkersteenweg 132, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MC Construct Hasselt | €9,409 | -€25,797 | -284.7% | - |
| OP DEN HOOF CONSTRUCT Kinrooi | €8,940 | -€4,450 | -62.0% | - |
| CEDIK Saint-Josse-ten-Noode | €9,136 | -€7,154 | -36.5% | - |
| TECH CONFORT Dilbeek | €9,217 | -€563 | 64.4% | - |
| D-RENO Sint-Katelijne-Waver | €9,164 | €5 | 35.2% | - |
| MalGoGent Wetteren | €8,875 | -€6,320 | 1.8% | - |
| MVV GROUP Meise | €10,544 | €17 | 74.6% | - |
These companies have the same main activity as MC Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8,880 and €10,500, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 03-05-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.345.076.9483500 Hasselt, since 03-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- -€25,797
- €32,109
- -€26,792
- €9,409▼ 92.3%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on MC Construct
The computed 12-month bankruptcy probability of MC Construct is 4.2% (elevated). The 2025 annual accounts show negative equity (-€26,792) and a net result of -€32,109.
Its solvency ranks better than 5% of 9,456 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-07-2026, 11 days before the deadline-€25,797
▼ €34,267
-€27,221
▼ €33,660
-€32,109
▼ €32,427
-€29,312
▼ €131,315
-284.7%
▼ 289.1 percentage points
0.19
▼ 6.78
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €9,409 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-284.7%
Lower than 95% of 9,456 companies in 2025.
0.19
Lower than 95% of 9,204 companies in 2025.
-341.3%
Lower than 95% of 9,276 companies in 2025.
MC Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
9,409 | 122,402 | |
21/28 |
2,520 | 3,314 | |
21 |
2,520 | 3,314 | |
29/58 |
6,889 | 119,088 | |
40/41 |
6,500 | 61,316 | |
40 |
4,464 | 46,269 | |
41 |
2,036 | 15,048 | |
54/58 |
389 | 57,772 | |
| Balance sheet: equity and liabilities | |||
10/49 |
9,409 | 122,402 | |
10/15 |
-26,792 | 5,318 | |
10/11 |
5,000 | 5,000 | |
13 |
318 | 318 | |
133 |
318 | 318 | |
14 |
-32,109 | - | |
17/49 |
36,201 | 117,084 | |
17 |
- | 100,000 | |
170/4 |
- | 100,000 | |
42/48 |
36,201 | 17,084 | |
43 |
21,116 | - | |
430/8 |
21,116 | - | |
44 |
8,441 | 16,234 | |
440/4 |
8,441 | 16,234 | |
45 |
850 | 850 | |
450/3 |
850 | 850 | |
47/48 |
5,794 | - | |
| Income statement | |||
9900 |
-25,797 | 8,471 | |
630 |
794 | 656 | |
640/8 |
630 | 1,375 | |
9901 |
-27,221 | 6,439 | |
75/76B |
39 | 228 | |
75 |
39 | 228 | |
65/66B |
4,928 | 5,500 | |
65 |
4,928 | 5,500 | |
9903 |
-32,109 | 1,168 | |
67/77 |
- | 850 | |
9904 |
-32,109 | 318 | |
9905 |
-32,109 | 318 | |
| Appropriation of the result | |||
9906 |
-32,109 | 318 | |
691/2 |
- | 318 | |
6921 |
- | 318 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -26,427 | 7,095 | ||
| -31,315 | 974 | ||
| 0 | 3,970 | ||
| -57,383 | - | ||
| -29,312 | 102,004 | ||
| -284.7% | 4.3% | ||
| 0.19 | 6.97 | ||
| - | 22.02 | ||
| - | 6.0% | ||
| -341.3% | 0.3% | ||
| -5.36 | 1.29 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Intangible fixed assets | - | €3,970 |
| €794 | €656 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on MC Construct
The operating result for 2025 is a loss of €27,221, after a profit of €6,439 in 2024.
Equity is negative. Debt (€36,201) exceeds the balance-sheet total (€9,409).
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 05-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 20-07-2026
Director (not named in the articles)
appointed by deed of 05-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 20-07-2026
Mandates through the years
2 names, the dashed line is todayBoeckx Christophe Hakuzimana
Director (not named in the articles)
Director (not named in the articles)
MARECHAL JAN
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Boeckx Christophe Hakuzimana
- Director (not named in the articles), from 03-05-2023 to date
- MARECHAL JAN
- Director (not named in the articles), from 03-05-2023 to date
Control
Founders
This company
MC Construct
Equity -€26,792
Loss €32,109 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- -€268 in 2025
- Source
- deed of 05-05-2023
Articles of association
deed of 05-05-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 17:00
Founders
At incorporation
deed of 05-05-2023 ↗
- Marechal Jan founder
- Boeckx Christophe Hakuzimana founder
Network & group
No group
MC Construct has no parent and no holdings in its annual accounts.
At the same address
Genkersteenweg 132, 3500 Hasselt · 2 other companies| PRINT EQUIPMENT
registered office since 17-09-2003 · founded in 2003 |
total assets €98,395 (2025) 0860.528.570 |
| TexHas
registered office since 09-08-2013 · founded in 2013 |
total assets €57,662 (2025) 0537.408.011 |
Earlier ties
| BOECKX KITWERKEN via Boeckx Christophe Hakuzimana, no longer at BOECKX KITWERKEN · Director · deed of 04-07-2019 founded in 2019 · accounts filed late |
total assets €101,517 (2024) |
| RAAD VAN ELF HASSELT via MARECHAL JAN, no longer at RAAD VAN ELF HASSELT · Vice-chair · deed of 28-12-2022 |
founded in 2022 |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 11 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801401429
2025
Annual accounts 2024 filed PDFmicro format · 44 days before the deadline
2023
IncorporationFounding capital of €5,000, 100 shares · Founders: Marechal Jan (shareholder) and Boeckx Christophe Hakuzimana (shareholder) · Appointments: Marechal Jan (director) and Boeckx Christophe Hakuzimana (director) · published on 05-05-20237 points ▸
- Founder, Marechal Jan (shareholder)
- Founder, Boeckx Christophe Hakuzimana (shareholder)
- Founding capital, €5,000, 100 shares
- Board rule, 2
- Director appointment, Marechal Jan (director (not named in the articles))
- Director appointment, Boeckx Christophe Hakuzimana (director (not named in the articles))
- Registered office clause, Genkersteenweg 132, 3500 Hasselt
First establishment Genkersteenweg 132, Hasselt
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0801.401.429
- VAT number
- BE 0801.401.429
- Peppol ID
- 0208:0801401429
- Other Peppol ID
- 9925:BE0801401429
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-05-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of June at 17:00deed of 05-05-2023 (in Dutch)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MC Construct in Dutch
- Abbreviation
- MCC in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-05-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- MC Constructdeed of 05-05-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 05-05-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
25530
Machining of metals
43320
Joinery installation
Codes under NACEBEL 2008
41201
General construction of buildings main activity
25620
Manufacture of fabricated metal products, except machinery and equipment
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
43320
Joinery installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitvoeren van alle voegwerken,alsook voegafdichting (epoxywerken en hydrofuse); Gevelreiniging voor het behandelen van muren met…”deed of 05-05-2023 (in Dutch)
13 activities
- Het uitvoeren van alle voegwerken,alsook voegafdichting (epoxywerken en hydrofuse).
- Gevelreiniging voor het behandelen van muren met vochtwerende en waterafstotende producten.
- Het droog- en waterdicht maken van gebouwen,gevels,daken en dakterrassen.
- Het plaatsen van zonnepanelen.
- Laswerkzaamheden.
- Bouw van autowegen,straten en andere wegen en paden voor voertuigen en voetgangers.
- Het plaatsen van buiten- of binnenschrijnwerk van hout,kunststof,metaal of andere materialen zoals: binnen- en buitendeuren,geblindeerde deuren,brandwerende deuren,vensters,ramen,kozijnen,trappen,enz.
- Het renoveren en herstellen van onroerende goederen in het algemeen.
- Algemene bouwonderneming.
- Het uitoefenen van management,consulting,beheers- en beleggingsactiviteiten. Deze activiteiten omvatten onder andere,zonder dat deze opsomming beperkend is,het uitoefenen van managementfuncties in diverse ondernemingen,het sluiten van consulting overeenkomsten,het uitoefenen van consulting functies op onafhankelijke wijze en het verlenen van advies,bijstand en leiding aan bedrijven,privé-personen en instellingen,voornamelijk doch niet sluitend op het vlak van marketing,management,financieel en eveneens hun ontwikkeling,processing en bestuur,eveneens de opvolging van productontwikkeling en procedures.
- Aan- en verkoop,beheer,verhuring en terbeschikkingstelling van roerende en onroerende goederen.
- Voor eigen rekening en/of voor rekening van derden,alle handelsverrichtingen te stellen,die zowel rechtstreeks als onrechtstreeks verband houden met de aankoop,de verkoop,de in- en uitvoer van grondstoffen en benodigdheden van algemene ondernemingen. Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,know-how,en aanverwante immateriële duurzame activa.
- Het beheer en de uitbreiding voor eigen rekening van een patrimonium bestaande uit roerende en onroerende goederen zowel in het binnenland als in het buitenland alsmede alle handelingen die daar rechtstreeks of onrechtstreeks verband mee houden of die van aard zijn de opbrengst van haar goederen te bevorderen,zoals de aankoop en de verkoop,huur en verhuur,de ruiling of in het algemeen de verwerving of de overdracht van goederen zo roerende als onroerende,het onderhoud,de ontwikkeling,de verfraaiing en de verhuring van goederen,met uitzondering van die verrichtingen die verband ouden met de normale activiteiten uitgeoefend door vastgoedmakelaars.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Genkersteenweg 132 registered office 3500 Hasselt | 03-05-2023 | 2.345.076.948 |
Buildings and parcels at the address
- Ground area
- 1,547 m²
- Buildings
- 398 m²
- Volume, LiDAR
- 4,689 m³
- Tallest building
- 15.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71323C0460/00K000 | 1,547 m² | 1 · 398 m² | 15.4 m · 4 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0801.401.429