CEDIK
ActiveSummary
The computed 12-month bankruptcy probability of CEDIK is 8.0% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €-9k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 2179 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
14
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-50
Growth78=
Track record94
Bankruptcy probability, 12 months
8.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 1.11 in 2024; short-term debt: 136.5% and cash: 16.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-36.5%
Return on assets
-101%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
109 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k
2024 · €12k
2023: €-12k
2024: €12k
2023 → 2025
Working capital
€-6k
2024 · €2k
2023: €-7k
2024: €2k
2023 → 2025
Multi-year overview
Available amounts per fiscal year
Line202320242025Trend
Equity€-7k-€6k€-3k
Operating result€-12k-€15k€-9k
Net result€-12k-€12k€-9k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€2k ▼ 38.8%
Current assets
€7k ▼ 65.9%
Key figures and ratios
EBITDA
€-7k▼
2024 · €15k
Cash flow
€-8k▼
2024 · €13k
Solvency
-36.5%▼
2024 · 24.9%
Current ratio
0.54▼
2024 · 1.11
Debt to equity
-3.74▼
2024 · 3.02
ROA
-101.0%▼
2024 · 52.8%
Interest coverage
-15.50▼
2024 · 69.50
Debt
€12k▼
2024 · €18k
Debt ≤ 1 year
€12k▼
2024 · €18k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€9k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€20k€7k▼
Amounts receivable within one year40/41€18k€4k▼
Trade receivables40€15k€4k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€859€921▲
Equity and liabilities
Total equity and liabilities10/49€24k€9k▼
Equity10/15€6k€-3k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€892€-8k▼
Amounts payable17/49€18k€12k▼
Amounts payable within one year42/48€18k€12k▼
Trade debts44€13k€4k▼
Suppliers440/4€13k€4k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€638€2k▲
Other operating charges640/8€502€141▼
Gross operating margin9900€16k€-7k▼
Operating profit (loss)9901€15k€-9k▼
Financial income75/76B€0€60▲
Recurring financial income75€0€60▲
Financial charges65/66B€218€471▲
Recurring financial charges65€218€471▲
Profit (loss) for the period before taxes9903€14k€-9k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€12k€-9k▼
Profit (loss) for the period to be appropriated9905€12k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€892€-8k▼
Profit (loss) brought forward from the previous period14P€-12k€892▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 109 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbiststraat 53/03ét1210 Sint-Joost-ten-NodeGround area
146 m²
Building footprint
128 m²
Volume, LiDAR
1,894 m³
Parcel 21572B0070/00P013, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CEDIK - Entreprise générale du bâtiment et multiservices
since 20232.344.912.246
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0070/00P013 | Brussels | 146 m² | 1 · 128 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IIV CONSTRUCT
BE 0692.994.526
Wavre · Eq €5,891
BatiReno Concept
BE 0800.737.176
Herstal · Eq €5,891
R&S CONCEPT
BE 0847.843.049
Kraainem · Eq €5,887
T&B Construct
BE 0785.629.724
Dilbeek · Eq €5,898
VASSART & CO Chauffage et Climatisation Industrielle
BE 0673.574.235
Vorst · Eq €5,898
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 7,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43230Insulation installation
43240Other construction installation
43350Other building finishing work
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:cedik.renov@gmail.com