MC Construct
ActiveSummary
The computed 12-month bankruptcy probability of MC Construct is 5.1% (elevated). The 2025 annual accounts show negative equity (€-27k) and a net result of €-32k. Its solvency ranks better than 5% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-30
Solvency0▼-29
Growth32
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 6.97 in 2024; short-term debt: 384.7% and cash: 4.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-284.7%
Return on assets
-341.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-27k
2024 · €5k
2024: €5k
2025: €-27k▼ -604% vs 2024
2024 → 2025
Total assets
€9k▼ 92.3%
2024 · €122k
2024: €122k
2025: €9k▼ -92.3% vs 2024
2024 → 2025
Net result
€-32k
2024 · €318
2024: €318
2025: €-32k▼ -10204% vs 2024
2024 → 2025
Working capital
€-29k
2024 · €102k
2024: €102k
2025: €-29k▼ -129% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€5k-€-27k
2024: €5k
2025: €-27k▼ -604% vs 2024
Operating result€6k-€-27k
2024: €6k
2025: €-27k▼ -523% vs 2024
Net result€318-€-32k
2024: €318
2025: €-32k▼ -10204% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€3k ▼ 24.0%
Current assets
€7k ▼ 94.2%
Key figures and ratios
EBITDA
€-26k▼
2024 · €7k
Cash flow
€-31k▼
2024 · €974
Solvency
-284.7%▼
2024 · 4.3%
Current ratio
0.19▼
2024 · 6.97
Debt to equity
-1.35▼
2024 · 22.02
ROA
-341.3%▼
2024 · 0.3%
Interest coverage
-5.36▼
2024 · 1.29
Debt
€36k▼
2024 · €117k
Debt ≤ 1 year
€36k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€122k€9k▼
Fixed assets21/28€3k€3k▼
Intangible fixed assets21€3k€3k▼
Current assets29/58€119k€7k▼
Amounts receivable within one year40/41€61k€7k▼
Trade receivables40€46k€4k▼
Other amounts receivable41€15k€2k▼
Cash at bank and in hand54/58€58k€389▼
Equity and liabilities
Total equity and liabilities10/49€122k€9k▼
Equity10/15€5k€-27k▼
Contributions10/11€5k€5k=
Reserves13€318€318=
Distributable reserves133€318€318=
Profit (loss) carried forward14-€-32k
Amounts payable17/49€117k€36k▼
Amounts payable after more than one year17€100k-
Financial debts170/4€100k-
Amounts payable within one year42/48€17k€36k▲
Financial debts43-€21k
Credit institutions430/8-€21k
Trade debts44€16k€8k▼
Suppliers440/4€16k€8k▼
Taxes, remuneration and social security45€850€850=
Taxes450/3€850€850=
Other amounts payable47/48-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€656€794▲
Other operating charges640/8€1k€630▼
Gross operating margin9900€8k€-26k▼
Operating profit (loss)9901€6k€-27k▼
Financial income75/76B€228€39▼
Recurring financial income75€228€39▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€1k€-32k▼
Income taxes67/77€850-
Profit (loss) for the period9904€318€-32k▼
Profit (loss) for the period to be appropriated9905€318€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318€-32k▼
Transfer to equity691/2€318-
To other reserves6921€318-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €656 | €794 | ▲ 21.1% |
| Other operating charges640/8 | €1k | €630 | ▼ 54.2% |
| Gross operating margin9900 | €8k | €-26k | ▼ 405% |
| Operating profit (loss)9901 | €6k | €-27k | ▼ 523% |
| Financial income75/76B | €228 | €39 | ▼ 82.7% |
| Recurring financial income75 | €228 | €39 | ▼ 82.7% |
| Financial charges65/66B | €5k | €5k | ▼ 10.4% |
| Recurring financial charges65 | €5k | €5k | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | €1k | €-32k | ▼ 2,849% |
| Income taxes67/77 | €850 | - | - |
| Profit (loss) for the period9904 | €318 | €-32k | ▼ 10,204% |
| Profit (loss) for the period to be appropriated9905 | €318 | €-32k | ▼ 10,204% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €122k | €9k | ▼ 92.3% |
| Fixed assets21/28 | €3k | €3k | ▼ 24.0% |
| Intangible fixed assets21 | €3k | €3k | ▼ 24.0% |
| Current assets29/58 | €119k | €7k | ▼ 94.2% |
| Amounts receivable within one year40/41 | €61k | €7k | ▼ 89.4% |
| Trade receivables40 | €46k | €4k | ▼ 90.4% |
| Other amounts receivable41 | €15k | €2k | ▼ 86.5% |
| Cash at bank and in hand54/58 | €58k | €389 | ▼ 99.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €122k | €9k | ▼ 92.3% |
| Equity10/15 | €5k | €-27k | ▼ 604% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €318 | €318 | = |
| Distributable reserves133 | €318 | €318 | = |
| Profit (loss) carried forward14 | - | €-32k | - |
| Amounts payable17/49 | €117k | €36k | ▼ 69.1% |
| Amounts payable after more than one year17 | €100k | - | - |
| Financial debts170/4 | €100k | - | - |
| Amounts payable within one year42/48 | €17k | €36k | ▲ 112% |
| Financial debts43 | - | €21k | - |
| Credit institutions430/8 | - | €21k | - |
| Trade debts44 | €16k | €8k | ▼ 48.0% |
| Suppliers440/4 | €16k | €8k | ▼ 48.0% |
| Taxes, remuneration and social security45 | €850 | €850 | = |
| Taxes450/3 | €850 | €850 | = |
| Other amounts payable47/48 | - | €6k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €318 | €-32k | ▼ 10,204% |
| + Depreciation and write-downs630 | €656 | €794 | ▲ 21.1% |
| Operating cash flow (approximation) | €974 | €-31k | ▼ 3,316% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-57k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Ground area
1,547 m²
Building footprint
398 m²
Volume, LiDAR
4,689 m³
Parcel 71323C0460/00K000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
MC Construct
since 20232.345.076.948
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0460/00K000 | Flanders | 1,547 m² | 1 · 398 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 6,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-05-2023
Fiscal year end31-12
Abbreviation NL
MCC
Activities, NACEBEL 2025
41001General construction of residential buildings
25530Machining of metals
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.