MATTIMMO
ActiveMATTIMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €52k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+21
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 6.8 against 4.43 in 2024), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
4.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
5 d late
2023
30 d late
2022
3 d early
2021
18 d late
2020
19 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52k▲ 665%
2024 · €7k
2018: €37k
2019: €32k
2020: €49k
2021: €40k
2022: €470k
2023: €64k
2024: €7k
2018 → 2025
Working capital
€519k▲ 13.7%
2024 · €456k
2018: €-268k
2019: €-65k
2020: €-40k
2021: €-100k
2022: €408k
2023: €484k
2024: €456k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€475k-€945k▲ 98.9%€1.01M▲ 6.8%€1.02M▲ 0.7%€1.07M▲ 5.1%
Operating result€75k-€682k▲ 807%€126k▼ 81.6%€20k▼ 83.9%€84k▲ 316%
Net result€40k-€470k▲ 1,081%€64k▼ 86.3%€7k▼ 89.4%€52k▲ 665%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 316% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€603k▼ 3.1%
Current assets
€608k▲ 3.2%
Equity and liabilities €1.21M
Equity
€1.07M▲ 5.1%
Provisions
€50k▼ 4.3%
Debt
€93k▼ 35.0%
The debt ratio falls from 11.8% to 7.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▲
2024 · €40k
Cash flow
€71k▲
2024 · €26k
Solvency
88.2%▲
2024 · 83.9%
Current ratio
6.80▲
2024 · 4.43
Quick ratio
6.72▲
2024 · 4.38
Debt / equity
0.09▼
2024 · 0.14
ROE
4.9%▲
2024 · 0.7%
ROA
4.3%▲
2024 · 0.6%
Interest coverage
8.14▲
2024 · 7.39
Debt
€93k▼
2024 · €143k
Debt ≤ 1 year
€89k▼
2024 · €133k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€22k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.21M=
Fixed assets21/28€622k€603k▼
Tangible fixed assets22/27€622k€603k▼
Land and buildings22€569k€553k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€47k€45k▼
Current assets29/58€589k€608k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€568k€595k▲
Trade receivables40€71k€43k▼
Other amounts receivable41€498k€551k▲
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.21M=
Equity10/15€1.02M€1.07M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€107k€153k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€101k€96k▼
Distributable reserves133-€50k
Profit (loss) carried forward14€847k€854k▲
Provisions and deferred taxes16€52k€50k▼
Deferred taxes168€52k€50k▼
Amounts payable17/49€143k€93k▼
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€133k€89k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€24k€16k▼
Suppliers440/4€24k€16k▼
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45€54k€67k▲
Taxes450/3€54k€67k▲
Other amounts payable47/48€33k-
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€20k€16k▼
Gross operating margin9900€60k€120k▲
Operating profit (loss)9901€20k€84k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€5k€13k▲
Recurring financial charges65€5k€13k▲
Profit (loss) for the period before taxes9903€15k€72k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€7k€52k▲
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€11k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€847k€904k▲
Profit (loss) brought forward from the previous period14P€836k€847k▲
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Weakest financial yearnet €7k ▼89.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €1MEq €1.01M ▲6.8%
6 profitable years in a row build equity to €1.01M.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €470k ▲1081%
Operating result €682k, net result €470k, both a record.
31-12
Financial
Liquidity times 9current ratio 6.07
Current ratio from 0.69 to 6.07; short-term debt falls from €319k to €80k.
31-12
Financial
Equity above €500kEq €945k ▲98.9%
5 profitable years in a row build equity to €945k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 51 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
VANDERSTRAETEN Christophe
CurrentDirector · since 06-03-2025
VANDERSTRAETEN Mathieu
CurrentDirector · since 06-03-2025
06-03-2025
VANDERSTRAETEN Christophe: Appointed as Director
06-03-2025
VANDERSTRAETEN Christophe: Appointed as Managing director
06-03-2025
VANDERSTRAETEN Christophe: Appointed as Dagselijks bestuur
06-03-2025
VANDERSTRAETEN Mathieu: Appointed as Director
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève Maréchal Masséna 71470 GenappeGround area
4,768 m²
Building footprint
411 m²
Volume, LiDAR
1,118 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MATTIMMO
since 20002.131.644.581
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003M0220/00B000 | Wallonia | 3,467 m² | 1 · 253 m² | - |
| 25113D0140/02D000indicative | Wallonia | 1,301 m² | 1 · 157 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,435 companies in sector 77110 we hold annual accounts for 724. 343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-04-2000
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.