Lauda Lease
ActiveLauda Lease has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €119k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 428 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-14
Solvency98▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.11 in 2024), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
30 d early
2022
13 d early
2021
25 d early
2020
11 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€119k▼ 14.1%
2024 · €138k
2018: €26k
2019: €43k
2020: €69k
2021: €108k
2022: €116k
2023: €80k
2024: €138k
2018 → 2025
Working capital
€655k▲ 39.5%
2024 · €470k
2018: €248k
2019: €225k
2020: €169k
2021: €274k
2022: €326k
2023: €406k
2024: €470k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€608k-€724k▲ 19.1%€804k▲ 11.0%€942k▲ 17.2%€1.01M▲ 7.3%
Operating result€152k-€170k▲ 11.8%€128k▼ 24.3%€217k▲ 68.9%€185k▼ 14.8%
Net result€108k-€116k▲ 7.8%€80k▼ 31.5%€138k▲ 73.6%€119k▼ 14.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€725k▼ 37.6%
Current assets
€1.03M▲ 15.3%
Equity and liabilities €1.75M
Equity
€1.01M▲ 7.3%
Debt
€741k▼ 33.3%
The debt ratio falls from 54.1% to 42.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€622k▼
2024 · €669k
Cash flow
€556k▼
2024 · €591k
Solvency
57.7%▲
2024 · 45.9%
Current ratio
2.76▲
2024 · 2.11
Quick ratio
2.76▲
2024 · 2.11
Debt / equity
0.73▼
2024 · 1.18
ROE
11.8%▼
2024 · 14.7%
ROA
6.8%▲
2024 · 6.7%
Interest coverage
23.70▲
2024 · 20.65
Debt
€741k▼
2024 · €1.11M
Debt ≤ 1 year
€372k▼
2024 · €421k
Debt > 1 year
€369k▼
2024 · €689k
Income taxes
€40k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€1.75M▼
Fixed assets21/28€1.16M€725k▼
Tangible fixed assets22/27€1.16M€724k▼
Plant, machinery and equipment23€270k€132k▼
Furniture and vehicles24€510k€301k▼
Leasing and similar rights25€381k€292k▼
Financial fixed assets28€500€500=
Current assets29/58€891k€1.03M▲
Amounts receivable within one year40/41€779k€965k▲
Trade receivables40€776k€965k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€82k€51k▼
Deferred charges and accrued income490/1€30k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.05M€1.75M▼
Equity10/15€942k€1.01M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€880k€949k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€874k€943k▲
Amounts payable17/49€1.11M€741k▼
Amounts payable after more than one year17€689k€369k▼
Financial debts170/4€689k€369k▼
Amounts payable within one year42/48€421k€372k▼
Current portion of amounts payable after more than one year42€373k€321k▼
Trade debts44€25k€19k▼
Suppliers440/4€25k€19k▼
Taxes, remuneration and social security45€24k€32k▲
Taxes450/3€24k€32k▲
Income statement
Code20242025
Non-recurring operating income76A€60k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452k€437k▼
Other operating charges640/8€16k€14k▼
Gross operating margin9900€685k€636k▼
Operating profit (loss)9901€217k€185k▼
Financial charges65/66B€32k€26k▼
Recurring financial charges65€32k€26k▼
Profit (loss) for the period before taxes9903€184k€158k▼
Income taxes67/77€46k€40k▼
Profit (loss) for the period9904€138k€119k▼
Profit (loss) for the period to be appropriated9905€138k€119k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€119k▼
Transfer from equity791/2-€50k
Transfer to equity691/2€138k€119k▼
To other reserves6921€138k€119k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
2025
31-12
Financial
Equity above €1MEq €1.01M ▲7.3%
8 profitable years in a row build equity to €1.01M.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €138k ▲73.6%
Operating result €217k, net result €138k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €500k ▲15.9%
3 profitable years in a row build equity to €500k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-01-2024
Immo Mariahoeve BV: Appointed as Permanent representative
21-05-2023
Van Lent Maria: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leugenberg 2082180 AntwerpenGround area
5,076 m²
Building footprint
2,054 m²
Volume, LiDAR
14,374 m³
Parcel 11014H0275/00C000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAUDA LEASE
since 19892.041.672.430
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11014H0275/00C000 | Flanders | 5,076 m² | 1 · 2,054 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,435 companies in sector 77110 we hold annual accounts for 724. 354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-1988
Fiscal year end31-12
Activities, NACEBEL
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.