STEMAR UTILITIES
ActiveSummary
STEMAR UTILITIES has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €141,721, of which €614,628 non-recurring income. Equity has been growing by about 42% per year since 2018. Its solvency ranks better than 24% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
Source: KBO- Status
- Active since 28-03-2013 Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 4 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.219.195.791 1630 Linkebeek, since 01-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 16-06-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €3.3m
- ▲ 12.7%
- Turnover
- ≈ €13.0m
- estimated
- Profit
- €141,721
- ▲ 211%
- Equity
- €1.3m
- ▲ 12.7%
- Total assets
- €9.6m
- ▲ 2.9%
- Employees on 31-12-2025
- 3
- =
Score breakdownraises riskEquity €1.3m (13.1% of total assets)Liquidity: current ratio 0.33, cash €638,952lowers riskSize: 1.3 FTE, total assets €9.6mFigures for financial year 2025 (filed on 27-06-2026)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 38% on liquidity, 53% on profitability and 65% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Result rose in 2025mostly from a one-off income of €614,628 ▲ 211% View
- Positive: Largest company by total assets in Linkebeek, Wholesale and retail trade sectorin the Checked rankings No. 1 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €141,721, mostly one-off 8 years View
Recent changes
- · Gazette deed Changes of role: Bernd SCHOTSAERT (director) and Bart PLATTIAU (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as STEMAR UTILITIES: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €3.7m and €11m, founded between 2008 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| STEMAR UTILITIES Linkebeek | €9.6m | €3.3m |
| XOTO Jabbeke | €8.9m | €1.2m |
| fair drive belux Zaventem | €11.2m | €1.2m |
| Equinex Putte | €9.9m | €0.8m |
| GARAGE PATRICK PETIT & ZN Zottegem | €3.7m | €0.9m |
| Caviarz Aalter | €5.5m | €1.8m |
| EXCLUSIVE CAR DESIGN Aalst | €4.2m | €1.2m |
Key facts about STEMAR UTILITIES
- What is the company number of STEMAR UTILITIES?
- The company number of STEMAR UTILITIES is 0524.905.503. The VAT number is the same number with BE in front: BE 0524.905.503.
- Where is STEMAR UTILITIES based?
- The registered office is at Brouwerijstraat 1, 1630 Linkebeek.Company details
- What does STEMAR UTILITIES do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of STEMAR UTILITIES?
- The legal form of STEMAR UTILITIES is Private limited company (BV).
- When was STEMAR UTILITIES founded?
- STEMAR UTILITIES was founded on 28-03-2013.
- Is STEMAR UTILITIES still active?
- Yes, STEMAR UTILITIES is an active enterprise in the KBO register.
- How many employees does STEMAR UTILITIES have?
- STEMAR UTILITIES had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STEMAR UTILITIES fall under?
- In its 2025 annual accounts, STEMAR UTILITIES states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of STEMAR UTILITIES?
- The turnover in financial year 2025 is ≈ €13.0m. This figure is estimated from the gross margin of €3.3m and 87 comparable companies (NACE 47). It probably lies between €7.7m and €24.0m.
- Is STEMAR UTILITIES profitable?
- In financial year 2025, STEMAR UTILITIES made a profit of €141,721.
- Where can I find the annual accounts of STEMAR UTILITIES?
- STEMAR UTILITIES filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STEMAR UTILITIES due?
- STEMAR UTILITIES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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