MARYSLAV
ActiveSummary
The computed 12-month bankruptcy probability of MARYSLAV is 2.4% (moderate). The 2025 annual accounts show equity of €94,512 and a net result of -€65,243. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 7625 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-90
Solvency76▼-7
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.53 against 1.57 in 2024; short-term debt: 49.2% and cash: 21.9% of total assets), and 49.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
-35.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
2022
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€94,512▼ 40.8%
2024 · €159,756
Total assets
€186,003▼ 32.6%
2024 · €275,968
Net result
-€65,243
2024 · €47,563
Working capital
€48,783▼ 27.0%
2024 · €66,819
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€90,174-€56,179▼ 37.7%€59,922▲ 6.7%-€64,610
Net result€67,557above the sector's middle half-€44,635above the sector's middle half▼ 33.9%€47,563above the sector's middle half▲ 6.6%-€65,243below the sector's middle half
Equity€67,557within the sector's middle half-€112,192above the sector's middle half▲ 66.1%€159,756above the sector's middle half▲ 42.4%€94,512within the sector's middle half▼ 40.8%
Total assets€183,129within the sector's middle half-€202,546within the sector's middle half▲ 10.6%€275,968within the sector's middle half▲ 36.2%€186,003within the sector's middle half▼ 32.6%
Debt€115,572-€90,353▼ 21.8%€116,212▲ 28.6%€91,491▼ 21.3%
Working capital-€35,370below the sector's middle half--€7,661below the sector's middle half▲ 78.3%€66,819within the sector's middle half€48,783within the sector's middle half▼ 27.0%
Solvency36.9%within the sector's middle half-55.4%within the sector's middle half▲ 18.5pp57.9%within the sector's middle half▲ 2.5pp50.8%within the sector's middle half▼ 7.1pp
Current ratio0.69below the sector's middle half-0.92below the sector's middle half▲ 0.221.57within the sector's middle half▲ 0.661.53within the sector's middle half▼ 0.04
Return on assets (ROA)36.9%above the sector's middle half-22.0%above the sector's middle half▼ 14.9pp17.2%within the sector's middle half▼ 4.8pp-35.1%below the sector's middle half▼ 52.3pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €64,610 after €59,922 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186,003
Fixed assets
€45,729 ▼ 50.8%
Current assets
€140,275 ▼ 23.4%
Equity and liabilities €186,003
Equity
€94,512 ▼ 40.8%
Debt
€91,491 ▼ 21.3%
Debt's share of the balance-sheet total rises from 42.1% to 49.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€44,478▼
2024 · €87,503
Cash flow
-€45,111▼
2024 · €75,144
Debt to equity
0.97▲
2024 · 0.73
ROE
-69.0%▼
2024 · 29.8%
Interest coverage
-70.24▼
2024 · 187.02
Debt ≤ 1 year
€91,491▼
2024 · €116,212
Staff costs
€502▼
2024 · €799
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €258 | €799 | €502 | ▼ 37.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,423 | €22,695 | €27,581 | €20,132 | ▼ 27.0% |
| Other operating charges640/8 | €1,099 | €1,372 | €500 | €916 | ▲ 83.1% |
| Non-recurring operating charges66A | - | - | - | €17,076 | - |
| Gross operating margin9900 | €100,697 | €80,503 | €88,802 | -€25,984 | ▼ 129% |
| Operating profit (loss)9901 | €90,174 | €56,179 | €59,922 | -€64,610 | ▼ 208% |
| Financial income75/76B | - | €7 | €0 | €0 | - |
| Recurring financial income75 | - | €7 | €0 | €0 | - |
| Financial charges65/66B | €99 | €392 | €468 | €633 | ▲ 35.3% |
| Recurring financial charges65 | €99 | €392 | €468 | €633 | ▲ 35.3% |
| Non-recurring financial charges66B | - | - | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €90,076 | €55,794 | €59,454 | -€65,243 | ▼ 210% |
| Income taxes67/77 | €22,519 | €11,159 | €11,891 | - | - |
| Profit (loss) for the period9904 | €67,557 | €44,635 | €47,563 | -€65,243 | ▼ 237% |
| Profit (loss) for the period to be appropriated9905 | €67,557 | €44,635 | €47,563 | -€65,243 | ▼ 237% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €183,129 | €202,546 | €275,968 | €186,003 | ▼ 32.6% |
| Fixed assets21/28 | €102,927 | €119,854 | €92,937 | €45,729 | ▼ 50.8% |
| Tangible fixed assets22/27 | €102,927 | €119,854 | €92,937 | €45,729 | ▼ 50.8% |
| Plant, machinery and equipment23 | €33,531 | €29,831 | €26,131 | €22,431 | ▼ 14.2% |
| Furniture and vehicles24 | €69,396 | €90,023 | €66,806 | €23,297 | ▼ 65.1% |
| Current assets29/58 | €80,202 | €82,692 | €183,031 | €140,275 | ▼ 23.4% |
| Amounts receivable within one year40/41 | €33,770 | €4,995 | €152,157 | €99,487 | ▼ 34.6% |
| Trade receivables40 | €24,556 | €1,000 | €148,815 | €97,878 | ▼ 34.2% |
| Other amounts receivable41 | €9,214 | €3,995 | €3,341 | €1,609 | ▼ 51.8% |
| Cash at bank and in hand54/58 | €46,432 | €77,697 | €30,874 | €40,788 | ▲ 32.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €183,129 | €202,546 | €275,968 | €186,003 | ▼ 32.6% |
| Equity10/15 | €67,557 | €112,192 | €159,756 | €94,512 | ▼ 40.8% |
| Contributions10/11 | - | €0 | - | - | - |
| Capital10 | - | €0 | - | - | - |
| Issued capital100 | - | €5,000 | - | - | - |
| Uncalled capital101 | - | €5,000 | - | - | - |
| Profit (loss) carried forward14 | €67,557 | €112,192 | €159,756 | €94,512 | ▼ 40.8% |
| Amounts payable17/49 | €115,572 | €90,353 | €116,212 | €91,491 | ▼ 21.3% |
| Amounts payable within one year42/48 | €115,572 | €90,353 | €116,212 | €91,491 | ▼ 21.3% |
| Trade debts44 | €39,728 | €58,482 | €44,427 | €12,714 | ▼ 71.4% |
| Suppliers440/4 | €39,728 | €58,482 | €44,427 | €12,714 | ▼ 71.4% |
| Taxes, remuneration and social security45 | €22,519 | €11,574 | €23,492 | €23,465 | ▼ 0.1% |
| Taxes450/3 | €22,519 | €11,574 | €23,492 | €23,465 | ▼ 0.1% |
| Other amounts payable47/48 | €53,325 | €20,298 | €48,293 | €55,313 | ▲ 14.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,557 | €44,635 | €47,563 | -€65,243 | ▼ 237% |
| + Depreciation and write-downs630 | €9,423 | €22,695 | €27,581 | €20,132 | ▼ 27.0% |
| Operating cash flow (approximation) | €76,980 | €67,330 | €75,144 | -€45,111 | ▼ 160% |
| Investment in fixed assets (approximation) | - | -€39,622 | -€664 | €27,076 | ▲ 4,175% |
| Change in cash | - | €31,265 | -€46,823 | €9,914 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet -€65,243
Net result drops to -€65,243, the lowest in the series.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Equity above €150,000Eq €159,756 ▲42.4%
3 profitable years in a row build equity to €159,756.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-06
Financial
Equity above €100,000Eq €112,192 ▲66.1%
2 profitable years in a row build equity to €112,192.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Ground area
1,631 m²
Building footprint
357 m²
Volume, LiDAR
2,946 m³
2 parcels, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
58
companies at this address
See who is registered here
1 establishment unit
MARYSLAV
since 20202.311.463.874
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003B0364/00P000 | Flanders | 1,262 m² | 1 · 189 m² | 15.3 m · 4 fl. |
| 23322E0103/00N000 | Flanders | 369 m² | 1 · 167 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUGHMANS - VAN BEECK
BE 0672.681.736
Zoersel · Eq €94,514
TULUC CONSTRUCT
BE 0748.906.514
Ternat · Eq €94,518
MACONNERIE - BETON - MEREU CONSTRUCTION
BE 0452.364.250
Anthisnes · Eq €94,537
La casa de renovatie
BE 0760.387.255
Wommelgem · Eq €94,477
TAFKO
BE 0776.383.347
Beringen · Eq €94,549
Of 29,766 companies in sector 41001 we hold annual accounts for 16,055. 13,172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-10-2020
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0756693832
Also
9925:BE0756693832
Registered
09-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.