Gebricon
ActiveThe computed 12-month bankruptcy probability of Gebricon is 2.5% (moderate). The 2025 annual accounts show equity of €35k and a net result of €-15k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 7391 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-91
Solvency43▼-3
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.27 in 2024; short-term debt: 82.2% and cash: 87.7% of total assets), and 82.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.7%
Return on assets
-7.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7391 sector peers (2025).
NBB · sector comparisonPosition among 7391 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
47 d early
2022
on the day
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 30.4%
2024 · €50k
2021: €63k
2022: €68k
2023: €94k
2024: €50k
2021 → 2025
Total assets
€197k▼ 15.7%
2024 · €234k
2021: €108k
2022: €824k
2023: €1.11M
2024: €234k
2021 → 2025
Net result
€-15k
2024 · €69k
2021: €13k
2022: €5k
2023: €26k
2024: €69k
2021 → 2025
Working capital
€33k▼ 33.9%
2024 · €50k
2021: €63k
2022: €68k
2023: €94k
2024: €50k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€68k▲ 8.2%€94k▲ 37.7%€50k▼ 46.9%€35k▼ 30.4%
Operating result€16k-€14k▼ 12.0%€39k▲ 174%€89k▲ 125%€-15k
Net result€13k-€5k▼ 60.5%€26k▲ 397%€69k▲ 169%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €89k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€2k▲ 768%
Current assets
€195k▼ 16.5%
Equity and liabilities €197k
Equity
€35k▼ 30.4%
Debt
€162k▼ 11.6%
The debt ratio rises from 78.6% to 82.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k
Cash flow
€-15k
Solvency
17.7%▼
2024 · 21.4%
Current ratio
1.20▼
2024 · 1.27
Quick ratio
1.10▼
2024 · 1.27
Debt / equity
4.67▲
2024 · 3.67
ROE
-43.8%▼
2024 · 138.8%
ROA
-7.7%▼
2024 · 29.7%
Interest coverage
-23.84
Debt
€162k▼
2024 · €184k
Debt ≤ 1 year
€162k▼
2024 · €184k
Income taxes
€0▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€197k▼
Fixed assets21/28€250€2k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€250€250=
Current assets29/58€233k€195k▼
Stocks and contracts in progress3€0€17k▲
Contracts in progress37€0€17k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€619▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€229k€173k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€234k€197k▼
Equity10/15€50k€35k▼
Contributions10/11€50k€50k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€-15k▼
Amounts payable17/49€184k€162k▼
Amounts payable within one year42/48€184k€162k▼
Trade debts44€53k€48k▼
Suppliers440/4€53k€48k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€18k€17k▼
Other amounts payable47/48€113k€97k▼
Accrued charges and deferred income492/3-€297
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€317
Other operating charges640/8€851€466▼
Gross operating margin9900€90k€-14k▼
Operating profit (loss)9901€89k€-15k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€723€600▼
Recurring financial charges65€723€600▼
Profit (loss) for the period before taxes9903€88k€-15k▼
Income taxes67/77€19k€0▼
Profit (loss) for the period9904€69k€-15k▼
Profit (loss) for the period to be appropriated9905€69k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€-15k▼
Transfer from equity791/2€44k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€113k€0▼
Return on contributions (dividend)694€113k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-15k ▼122%
Net result drops to €-15k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2021net €69k ▲169%
Operating result €89k, net result €69k, both a record.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooimanstraat 619112 Sint-NiklaasGround area
1,000 m²
Building footprint
179 m²
Parcel 46019A1458/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Hooimanstraat 61, 9112 Sint-Niklaas
since 20202.310.934.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019A1458/00D000 | Flanders | 1,000 m² | 1 · 179 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 366 EUR awarded · 366 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 336 EUR | 336 EUR |
| 2022 | 1 | 30 EUR | 30 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2020
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.