GALP & Co

Active

Private limited companyfounded 2020active for 6 yearsWitherendreef 21, 3090 Overijse, BelgiumKBO/BCE: BE 0754.680.883

Summary

The computed 12-month bankruptcy probability of GALP & Co is 4.2% (elevated). The 2024 annual accounts show equity of €193,385 and a net result of €40,391. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 59% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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GALP & CoActiveChecked score 49/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €500,000turnover 2024, estimated

Staff: ≈ 1 FTE, estimated
Equity: €193,385
Profit: €40,391

Turnover estimated from the gross margin

Financial health

49 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.2%

Structure

MATEUS PEREIRA LorhanaDirector

2025 accounts not filed, 89 days past the deadline3 of 8 deeds summarised

Why 49raises riskFigures for financial year 2024 (filed 29-07-2025)1 financial year not filed after the legal deadline; 1 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Show the evidence

Checked score

Score 2024

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 55% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 76-23

equity 50.7% of total assets

Liquidity 31-32

short-term debt 49.3% · cash 4.8%

Profitability 82-18

return on assets 10.6%

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 5.9% 12-2024: 5.9%● unchanged vs 11-2024 01-2025: 5.8%▼ -0.1 percentage points vs 12-2024 02-2025: 5.9%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 2.3%▼ -3.6 percentage points vs 02-2025lowest value 04-2025: 2.7%▲ +0.4 percentage points vs 03-2025 05-2025: 3.1%▲ +0.4 percentage points vs 04-2025 06-2025: 3.1%● unchanged vs 05-2025 07-2025: 3.0%▼ -0.1 percentage points vs 06-2025 08-2025: 4.2%▲ +1.2 percentage points vs 07-2025 09-2025: 4.2%● unchanged vs 08-2025 10-2025: 4.2%● unchanged vs 09-2025 11-2025: 4.3%▲ +0.1 percentage points vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.1%▼ -0.2 percentage points vs 12-2025 02-2026: 4.1%● unchanged vs 01-2026 03-2026: 4.1%● unchanged vs 02-2026 04-2026: 4.5%▲ +0.4 percentage points vs 03-2026 05-2026: 5.2%▲ +0.7 percentage points vs 04-2026 06-2026: 5.3%▲ +0.1 percentage points vs 05-2026 07-2026: 5.3%● unchanged vs 06-2026 08-2026: 3.1%▼ -2.2 percentage points vs 07-2026 09-2026: 3.2%▲ +0.1 percentage points vs 08-2026 10-2026: 4.2%▲ +1.0 percentage point vs 09-2026

Credit of up to €9,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 1.73, compared with 2.98 in 2023, above the usual 1.5; short-term debt: 49.3% and cash: 4.8% of total assets), and 49.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 59% on solvency, 26% on liquidity, 64% on profitability and 69% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Figures for financial year 2024 (filed 29-07-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; 1 of the last 3 late

NBB · filings

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.

NBB · 4 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline28-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not filed

2024

2 days early

2023

12 days early

2022

95 days late

2021

6 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 19 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-07-2025 Annual accounts filedfinancial year 2024 · micro…
07-08-2024 Amendment of the articlesCapital · Power of attorney…
19-07-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 89 days past the deadline View
Positive: Among the best 14% on equitysector median €45,383 · 9,848 companies €193,385 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2024
Total assets: €381,613
Profit: €40,391
Solvency: 50.7%

Total assets▲ 84.6%

Net result

20212024

Go to Financials

Board & ownership

Board: 1 member

MATEUS PEREIRA LorhanaDirector

Go to Board & ownership

Timeline

Events: 9
Since: 2022

08-07-2024Registered office
31-12-2023Equity above €150,000
03-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 21-09-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 32

Annual meeting: Last Monday of June at 18:00
Purpose: “Alle gereglementeerde of niet gereglementeerde werken die betrekking hebben tot de…” (deed in Dutch)

Go to Articles of association

Key facts about GALP & Co

What is the company number of GALP & Co?: 0754.680.883. In Belgium the VAT number is the company number with BE in front: BE 0754.680.883.
Where is GALP & Co based?: The registered office is at Witherendreef 21, 3090 Overijse.Company details
What does GALP & Co do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of GALP & Co?: Private limited company (BV).
When was GALP & Co founded?: On 21-09-2020.
Is GALP & Co still active?: Yes, GALP & Co is an active enterprise in the KBO register.
What is the turnover of GALP & Co?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GALP & Co profitable?: In financial year 2024, GALP & Co made a profit of €40,391.
Where can I find the annual accounts of GALP & Co?: GALP & Co filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.