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MARLER Construct

Active
Private limited companyfounded 2025active for 1 yearRue du Broux 129, 4680 Oupeye, BelgiumKBO/BCE: BE 1020.289.748

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of MARLER Construct is 2.5% (moderate). The 2025 annual accounts show equity of €24,990 and a net result of €20,823. Its solvency ranks better than 18% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 21-02-2025 Normal situation
Legal form
Private limited company
Registered office
Rue du Broux 129, 4680 Oupeye
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.370.837.574 4680 Oupeye, since 21-02-2025
Financial year end
31 December
Peppol
Reachable since 01-04-2025

How it is doing

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€80,289
Turnover
≈ €420,000
estimated
Profit
€20,823
Equity
€24,990
Total assets
€264,489
2025 accounts 59 days early
Filed on 02-06-2026at the National Bank
Why 52raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Equity €24,990 (9.4% of total assets)lowers riskLiquidity: current ratio 0.78, cash €37,017Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 44% of its sector peers (NACE 41, micro)
Financial strength
Average
Solvency 34
equity 9.4% of total assets
Liquidity 53
short-term debt 33.2% · cash 14.0%
Profitability 79
return on assets 7.9%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 03-2026: 3.6% 04-2026: 3.6%● unchanged vs 03-2026 05-2026: 3.7%▲ +0.1 percentage points vs 04-2026 06-2026: 4.0%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 2.4%▼ -1.6 percentage points vs 06-2026lowest value 08-2026: 2.4%● unchanged vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.5%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.78, below 1; short-term debt: 33.2% and cash: 14% of total assets), and 90.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 18% on solvency, 57% on liquidity and 58% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Equity €24,990 (9.4% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.78, cash €37,017
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9368 sector peers (2025).
NBB · sector comparison
Position among 9368 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
59 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
02-06-2026
Format
micro format
Reference
2026-00139137
Turnover
≈ €420,000
Estimated: probably between €300,000 and €740,000
Total assets
€264,489
Net result
€20,823
Working capital
-€19,582

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €264,489
Fixed assets €196,159
Current assets €68,330
Equity and liabilities €264,489
Equity €24,990
Debt €239,499
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€79,536
Cash flow
€68,004
Current ratio
0.78
Quick ratio
0.77
Debt to equity
9.58
ROE
83.3%
ROA
7.9%
Interest coverage
18.06
Debt ≤ 1 year
€87,912
Debt > 1 year
€151,586
Income taxes
€7,164

Peer companies

Historical observation

Of the 320 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
0.9% went bankrupt
2.5% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 320 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 02-06-2026.

Balance sheet Code2025
Assets
Total assets20/58€264,489
Fixed assets21/28€196,159
Intangible fixed assets21€31,706
Tangible fixed assets22/27€164,452
Land and buildings22€3,837
Plant, machinery and equipment23€35,628
Furniture and vehicles24€102,772
Other tangible fixed assets26€22,215
Current assets29/58€68,330
Stocks and contracts in progress3€500
Stocks30/36€500
Amounts receivable within one year40/41€28,408
Trade receivables40€8,393
Other amounts receivable41€20,015
Cash at bank and in hand54/58€37,017
Deferred charges and accrued income490/1€2,406
Equity and liabilities
Total equity and liabilities10/49€264,489
Equity10/15€24,990
Contributions10/11€5,000
Profit (loss) carried forward14€19,990
Amounts payable17/49€239,499
Amounts payable after more than one year17€151,586
Financial debts170/4€151,586
Amounts payable within one year42/48€87,912
Current portion of amounts payable after more than one year42€41,003
Trade debts44€7,930
Suppliers440/4€7,930
Taxes, remuneration and social security45€2,277
Taxes450/3€2,277
Other amounts payable47/48€36,703
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,181
Other operating charges640/8€754
Gross operating margin9900€80,289
Operating profit (loss)9901€32,355
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€4,404
Recurring financial charges65€4,404
Profit (loss) for the period before taxes9903€27,987
Income taxes67/77€7,164
Profit (loss) for the period9904€20,823
Profit (loss) for the period to be appropriated9905€20,823
Appropriation of the result
Profit (loss) to be appropriated9906€20,823
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47,181
Other operating charges640/8€754
Gross operating margin9900€80,289
Operating profit (loss)9901€32,355
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€4,404
Recurring financial charges65€4,404
Profit (loss) for the period before taxes9903€27,987
Income taxes67/77€7,164
Profit (loss) for the period9904€20,823
Profit (loss) for the period to be appropriated9905€20,823
Line2025
Assets
Total assets20/58€264,489
Fixed assets21/28€196,159
Intangible fixed assets21€31,706
Tangible fixed assets22/27€164,452
Land and buildings22€3,837
Plant, machinery and equipment23€35,628
Furniture and vehicles24€102,772
Other tangible fixed assets26€22,215
Current assets29/58€68,330
Stocks and contracts in progress3€500
Stocks30/36€500
Amounts receivable within one year40/41€28,408
Trade receivables40€8,393
Other amounts receivable41€20,015
Cash at bank and in hand54/58€37,017
Deferred charges and accrued income490/1€2,406
Equity and liabilities
Total equity and liabilities10/49€264,489
Equity10/15€24,990
Contributions10/11€5,000
Profit (loss) carried forward14€19,990
Amounts payable17/49€239,499
Amounts payable after more than one year17€151,586
Financial debts170/4€151,586
Amounts payable within one year42/48€87,912
Current portion of amounts payable after more than one year42€41,003
Trade debts44€7,930
Suppliers440/4€7,930
Taxes, remuneration and social security45€2,277
Taxes450/3€2,277
Other amounts payable47/48€36,703
Line2025
Profit (loss) for the period9904€20,823
+ Depreciation and write-downs630€47,181
Operating cash flow (approximation)€68,004

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 02-06-2026 2026-00139137 NBB

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,406. 12,410 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
MARLER Yves Philippe Albert Ghislain
Director (not named in the articles) · appointed in the act of 25-02-2025
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
MARLER Yves Philippe Albert Ghislain
  • Director (not named in the articles), appointed in the act of 25-02-2025, still in office
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
Board ruleHow the board is made up, meets and takes decisions.
“Fixée par assemblée,défaut sans limitation durée, 1”

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale formes modifications statuts, en tout temps”
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Désigner un ou plusieurs liquidateurs déterminer pouvoirs et émoluments, administrateurs en fonction si aucun autre désigné”

Articles of association, deed of 25-02-2025

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 25-02-2025 ↗
Capital over the years
  1. 25-02-2025 Incorporation · €5,000 · 50 shares

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“50, répartition des bénéfices et produits de liquidation”
“Actions nominatives, registre des actions nominatives”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs au prorata actions si plusieurs, prix notification initiale ou prix expert en cas contestation”
Share issue ruleHow and by whom new shares can be issued.
“Apport en numéraire avec émission de nouvelles actions-droit de préférence, courrier électronique,ou courrier ordinaire même jour si sans…”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Actions souscrites en espèces non entièrement libérées, appels de fonds”
Other provision: “Admission à l'assemblée générale, titulaire de titres pour admission,actionnaire pour vote”
Other provision: “Administrateur,à défaut actionnaire présent détenant le plus d'actions,à parité le plus âgé, séances-procès-verbaux assemblée générale”
Other provision: “Délibérations-vote-procuration, majorité des voix,quel que soit nombre titres représentés,sauf cas loi ou statuts”
Other provision: “Séance tenante par l'organe d'administration, toute assemblée ordinaire ou extraordinaire”
Other provision: “Tout actionnaire, vote par correspondance”
Other provision: “Toutes décisions relevant assemblée générale, assemblée générale par procédure écrite”
Other provision: “Assemblée générale électronique, qualité actionnaire et identité contrôlées par règlement interne du conseil d'administration”
Other provision: “Droit de vote à l'usufruitier exclusivement sauf convention contraire notifiée, vote en cas de démembrement”
Other provision: “Rémunération administrateurs, fixe ou proportionnelle”
Other provision: “3 ans rééligibles, contrôle société par commissaires”
Other provision: “Répartition bénéfice réserves, assemblée générale”
Liquidation distribution: “Apurement dettes charges frais ou consignation, actif net entre actionnaires proportion actions remise biens même proportion”
Other provision: “Siège sauf autre domicile Belgique vis-à-vis société, élection de domicile”
Other provision: “Tribunaux du siège, litiges société actionnaires administrateurs commissaires liquidateurs affaires société exécution statuts”
Other provision: “Droit commun, Code des sociétés et des associations”
1 more provision in the deed, see the deed of 25-02-2025

Articles of association, deed of 25-02-2025 (in French)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

MARLER Construct was incorporated on 21 February 2025 as a private limited company by one natural person, with a starting capital of €5,000.12 MARLER Yves Philippe Albert Ghislain is director of the company, appointed in the act of 25-02-2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-02-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
02-06
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
25-02
Gazette deed Incorporation
Appointment: MARLER Yves Philippe Albert Ghislain (director) · Founding capital · Declaration13 facts ▸
  • Incorporation, “MARLER Construct” (deed in French)
  • Founding capital, €5,000
  • Other provision, 31-01-2025
  • Declaration, “responsabilité du fondateur en cas de faillite dans les trois ans si capitaux propres de départ manifestement insuffisants”, 3 (deed in French)
  • Bank account, 5000, “compte spécial ouvert au nom de la société en formation” (deed in French)
  • Other provision, “statuts arrêtés” (deed in French)
  • Founder, MARLER Yves Philippe Albert Ghislain
  • Registered office clause, “4680 Hermée (Oupeye),rue du Broux 129” (deed in French)
  • Other provision, /, “site internet et adresse électronique” (deed in French)
  • Director appointment, MARLER Yves Philippe Albert Ghislain (director (not named in the articles))
  • Pre-incorporation commitments, “takeover”, 31-12-2024 (deed in French)
  • Other provision, “fondateur, frais constitution” (deed in French)
  • +1 further fact in this act

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name MARLER Construct in French
Enterprise number 1020.289.748
Legal form Private limited company
Status Active, normale toestand
Founded 21-02-2025
Type Legal entity

Where it is based

Registered office Rue du Broux 129, 4680 Oupeye, Belgium
Establishments 1 establishment unit since 2025

What it does

NACEBEL 2025
41001 General construction of residential buildings main activity
43120 Site preparation
46130 Agents in the wholesale of timber and building materials
81220 Other building cleaning and industrial cleaning
81300 Landscape service activities

Invoicing and payment

VAT number BE 1020.289.748
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1020289748
Registered 01-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1020.289.748

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“La construction générale d’immeubles de bureaux et d’autres bâtiments non résidentiels ainsi que la promotion immobilière,réalisation du…”
25 activities
  1. La construction générale d’immeubles de bureaux et d’autres bâtiments non résidentiels ainsi que la promotion immobilière,réalisation du gros œuvre de maisons individuelles et bâtiment,ravalement des façades,travaux de peintures,traitement de l’humidité et d’étanchéité des murs.Le nettoyage de nouveaux bâtiments et remise en état des lieux après travaux.
  2. Tous Travaux de reconstruction ou d’aménagement au sens large après sinistre.
  3. La pose de cabine électrique,de revêtements tarmac (hydrocarboné),empierrements,béton,la pose de béton ou bétonnage de dalles et pose de dalles au sens large.
  4. Fourniture et pose de pompe d’eau pluviale et d’eau fécale.
  5. L’Égouttage de maison,bâtiments,hall,route.
  6. Le raccordement aux égouts,la pose de citernes,microstations,pompes de relevage,fosses septiques,la pose de chambres de visite et de système d’infiltration d’eau et de conduite de gaz,d’eau et produits pétroliers.La détection de fuite et d’infiltration au sens large,débouchage et curage de tuyaux d’égouttage et de conduites.
  7. Tous travaux de terrassement,de préparation des sites,de dragage,de drainage,d’élagages,d’isolation,de parachèvement et de finition de bâtiments,de préparation des sites,de démolition,de ferraillage et pose de coffrage,de maçonnerie et de rejointoiement,Travaux en usine,manutention,terrassement,de stabilisation de façades,routes et bâtiments
  8. Tous Travaux sur site de production d’électricité,Travail d’expertise pour son propre compte ou pour des tiers.
  9. Toutes activités d’aménagement paysager,d’architecture d’urbanisme,de paysage et de jardin ;
  10. La création,la conception,l’aménagement et l’entretien de jardins,parcs et espaces verts,installations sportives,l’exploitation forestière,élagage et abattage d’arbres et de haies,l’horticulture,la création et l’entretien de terrasses,la pose de clôtures,car-port,chalets,la construction et l’entretien d’étangs,sans que cette liste ne soit limitative ;
  11. La construction de réseaux de distribution d’eau et de gaz,de réseaux d’évacuation des eaux usées,de transport de gaz,de produits pétroliers.
  12. La construction de cheminées et de feux ouvert,de voies ferrées de surface et souterraines,de lignes et de réseaux de télécommunication,de tunnels routiers et ferroviaires et d’autres passages souterrains,construction de routes et d’autoroutes et de Hall.
  13. Le forage et construction de puits d’eau,fonçage de puits,Forage d’essai et sondages.
  14. La fourniture et pose de clôtures,portails et Matériels électrique.
  15. L’abaissement de nappes phréatiques
  16. Le montage et démontage d’échafaudages et de plates-formes de travail
  17. L’exécution pour des tiers de travaux de levage
  18. La gestion de chantier et consultance au sens large,
  19. La manutention,travaux de levage et opérateur de grue,pelle hydraulique,camion,dumper,…pour compte propre et en sous-traitance
  20. La mise à disposition de main d’œuvre qualifiée ou non.
  21. L’installation de système de télécommunication,installation informatique et de système de surveillance.
  22. Toutes autres activités de soutiens aux entreprises.
  23. L’achat et ventes de bois,de matériaux et de machines de construction,fournitures pour plomberies,chauffage & sanitaire et matériels électriques.
  24. La réalisation de toutes infrastructures techniques et administratives,ainsi que tout investissements financiers,tant dans des valeurs à rente fixe que des actions émises par des sociétés belges ou étrangères.
  25. L’assistance à la gestion administrative d’autres sociétés.La société peut également exercer les fonctions d’administrateur ou de gérant d’autres société.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MARLER Construct
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, pour autant que sans changement de régime linguistique applicable”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

Articles of association, deed of 25-02-2025 (in French)

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here
1 establishment unit
MARLER Construct
Rue du Broux 129, 4680 OupeyeGeneral construction of residential buildings
since 2025unit no. 2.370.837.574

Buildings and parcels at the address

Ground area
1,270 m²
Building footprint
102 m²
Parcel 62050A0277/00T000, Wallonia.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62050A0277/00T000 Wallonia 1,270 m² 1 · 102 m² -