Turnover-
EBIT margin-
Net result€23k
Working capital€20k
Directors1
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for MRZ CONSTRUCT according to publications in the Belgian State Gazette. The 2020 annual accounts show equity of €25k and a net result of €23k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events30-09-2024
Bankruptcy
Opening
Trust signals
1 signalOpen bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
0 events
No administrative flags
Financials
Annual accounts & ratios
Source: NBB · 2020Annual accounts filed on 22-11-2021 with the NBB · fiscal year 2020 · micro
| Fiscal year | 2020 |
|---|---|
| Revenue | - |
| EBITDA | €25k |
| Net profit | €23k |
| Cash flow | €25k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €59k |
| Equity | €25k |
| Debt | €34k |
| of which ≤ 1y | €34k |
| of which > 1y | - |
| Working capital | €20k |
| Employees (FTE) | - |
Ratios (computed)
| 2020 | |
|---|---|
| Current ratio | 1.59 |
| Quick ratio | 1.59 |
| Working capital ratio | 33.9% |
| Solvency | 42.1% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 38.7% |
| ROE | 92.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €59k |
| Fixed assets | 21/28 | €5k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €54k |
| Amounts receivable within one year | 40/41 | €48k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €59k |
| Equity | 10/15 | €25k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €23k |
| Amounts payable | 17/49 | €34k |
| Amounts payable within one year | 42/48 | €34k |
| Trade debts payable within one year | 44 | €33k |
| Income statement | ||
| Gross operating margin | 9900 | €25k |
| Operating result | 9901 | €23k |
| Financial charges | 65 | €12 |
| Result before taxes | 9903 | €23k |
| Net result for the period | 9904 | €23k |
| Result to be appropriated | 9905 | €23k |
Ratios computed by Checked.
Health barometer
FY 2020 · computed15
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
indexingNo directors on record yet
Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | DORIEN AVAUX V. NONNEMANSSTRAAT 15B,
1600 SINT-PIETERS-LEEUW |
24-09-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 11-02-2020 |
| Status | Active |
| Postal code | 1000 |
| First BS signal | 30-09-2024 |
| Latest BS signal | 30-09-2024 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Establishment units
1 locationMRZ CONSTRUCT
since 20202.299.033.919
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,511 m²
Buildings2
Building footprint1,074 m²
Volume (LiDAR)15,805 m³
Tallest building21.8 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0086/00K000 | Flanders | 2,687 m² | 1 · 877 m² | 18.8 m · 5 fl. |
| 21803C0268/00C002 | Brussels | 1,823 m² | 1 · 197 m² | 21.8 m · 6 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette30-09-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
3 acts Capital history · 1
13-11-2024
Capital change
Address history · 1
05-01-2024
Registered-office move
All acts · 3
updated 1 year ago
2024
13-11-2024 All shares are now held by a single shareholder
12-04-2024 Dita Daniel-Gheorghe appointed as director
- Dita Daniel-Gheorghe, Bestuurder
05-01-2024 Registered office moved from Zaventem to Bruxelles
- Stationstraat 26, Zaventem 1930 → Rue de la Presse 9-11, 1000 Bruxelles
Analysis
Snowflake analysis
financial profile on 5 axes49
/ 100
Mixed profile: strong on profitability, weaker on stability.
Health
15
Profitability
100
Solvency
78
Growth
50
Stability
0
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Loodgieterswerk43221Sanitaire werkzaamheden43221Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Dakwerkzaamheden43410Dakwerkzaamheden43910Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
| Legal nameNL | MRZ CONSTRUCT |
Registered office
Drukpersstraat 9-11
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.