YX & C°
ActiveThe computed 12-month bankruptcy probability of YX & C° is 2.7% (moderate). The annual accounts of YX & C° for fiscal year 2025 show a net loss of 113% of total assets and of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €25k and a net result of €-38k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 7744 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-70
Solvency99▲+3
Growth42▼-13
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.39 against 3.15 in 2024; short-term debt: 26.4% and cash: 24% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
-112.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
60 d early
2024
21 d early
2023
54 d late
2022
32 d early
2021
37 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€347k▲ 8.3%
2020 · €320k
2020: €320k
2020 → 2021
EBIT margin
6.4%▼ 9.7pp
2020 · 16.1%
2020: 16.1%
2020 → 2021
Net result
€-38k
2024 · €845
2020: €41k
2021: €17k
2022: €-19k
2023: €13k
2024: €845
2020 → 2025
Working capital
€21k▼ 60.8%
2024 · €55k
2020: €36k
2021: €58k
2022: €44k
2023: €59k
2024: €55k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€347k-
Equity€69k-€49k▼ 27.9%€62k▲ 26.2%€63k▲ 1.4%€25k▼ 60.4%
Operating result€22k-€-19k€13k€568▼ 95.6%€-38k
Net result€17k-€-19k€13k€845▼ 93.5%€-38k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €38k after €568 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€4k▼ 58.2%
Current assets
€30k▼ 62.1%
Equity and liabilities €34k
Equity
€25k▼ 60.4%
Debt
€9k▼ 64.8%
The debt ratio falls from 28.7% to 26.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €5k
Cash flow
€-33k▼
2024 · €5k
Solvency
73.6%▲
2024 · 71.3%
Current ratio
3.39▲
2024 · 3.15
Quick ratio
3.39▲
2024 · 3.15
Debt / equity
0.36▼
2024 · 0.40
ROE
-152.8%▼
2024 · 1.3%
ROA
-112.5%▼
2024 · 1.0%
Interest coverage
-236.20▼
2024 · 33.15
Debt
€9k▼
2024 · €25k
Debt ≤ 1 year
€9k▼
2024 · €25k
Staff costs
€27k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€34k▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Plant, machinery and equipment23€770€85▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€80k€30k▼
Amounts receivable within one year40/41€26k€22k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€6k€11k▲
Cash at bank and in hand54/58€38k€8k▼
Deferred charges and accrued income490/1€16k-
Equity and liabilities
Total equity and liabilities10/49€89k€34k▼
Equity10/15€63k€25k▼
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Reserves13€59k€59k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€-5k€-44k▼
Amounts payable17/49€25k€9k▼
Amounts payable within one year42/48€25k€9k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€2k€378▼
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€29k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€35k€-5k▼
Operating profit (loss)9901€568€-38k▼
Financial income75/76B€420€272▼
Recurring financial income75€420€272▼
Financial charges65/66B€143€141▼
Recurring financial charges65€143€141▼
Profit (loss) for the period before taxes9903€845€-38k▼
Profit (loss) for the period9904€845€-38k▼
Profit (loss) for the period to be appropriated9905€845€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-44k▼
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-38k ▼4621%
Net result drops to €-38k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 54 days late
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 8.56
Current ratio from 1.94 to 8.56; short-term debt falls from €39k to €8k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van den Hautelei 2422100 AntwerpenGround area
144 m²
Building footprint
109 m²
Volume, LiDAR
1,218 m³
Parcel 11346B0442/00N002, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YX & C°
since 20192.300.046.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0442/00N002 | Flanders | 144 m² | 1 · 109 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.