Jimmy & Wout Construct
ActiveThe computed 12-month bankruptcy probability of Jimmy & Wout Construct is 2.4% (moderate). The 2024 annual accounts show equity of €45k and a net result of €16k. Equity is growing by ~50.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 9982 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-2
Solvency53▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.29 in 2023; short-term debt: 62.8% and cash: 2.1% of total assets), and 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.2%
Return on assets
9.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
89 d late
2022
65 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€45k▲ 53.3%
2023 · €30k
2022: €15k
2023: €30k
2022 → 2024
Total assets
€161k▲ 31.1%
2023 · €123k
2022: €133k
2023: €123k
2022 → 2024
Net result
€16k▲ 9.9%
2023 · €14k
2022: €10k
2023: €14k
2022 → 2024
Working capital
€43k▲ 97.0%
2023 · €22k
2022: €9k
2023: €22k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€15k-€30k▲ 94.2%€45k▲ 53.3%
Operating result€11k-€20k▲ 76.5%€22k▲ 8.8%
Net result€10k-€14k▲ 40.1%€16k▲ 9.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 9% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €161k
Fixed assets
€17k▼ 36.8%
Current assets
€144k▲ 50.4%
Equity and liabilities €161k
Equity
€45k▲ 53.3%
Debt
€116k▲ 24.0%
The debt ratio falls from 75.9% to 71.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2023 · €30k
Cash flow
€26k▲
2023 · €25k
Solvency
28.2%▲
2023 · 24.1%
Current ratio
1.42▲
2023 · 1.29
Quick ratio
1.08▼
2023 · 1.29
Debt / equity
2.55▼
2023 · 3.15
ROE
34.8%▼
2023 · 48.5%
ROA
9.8%▼
2023 · 11.7%
Interest coverage
25.13▲
2023 · 22.44
Debt
€116k▲
2023 · €93k
Debt ≤ 1 year
€101k▲
2023 · €74k
Debt > 1 year
€15k▼
2023 · €19k
Income taxes
€4k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€161k▲
Fixed assets21/28€27k€17k▼
Tangible fixed assets22/27€27k€17k▼
Plant, machinery and equipment23€6k€4k▼
Leasing and similar rights25€21k€13k▼
Current assets29/58€96k€144k▲
Stocks and contracts in progress3-€34k
Stocks30/36-€34k
Amounts receivable within one year40/41€94k€106k▲
Trade receivables40€40k€37k▼
Other amounts receivable41€54k€69k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€418€418=
Equity and liabilities
Total equity and liabilities10/49€123k€161k▲
Equity10/15€30k€45k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€25k€40k▲
Amounts payable17/49€93k€116k▲
Amounts payable after more than one year17€19k€15k▼
Financial debts170/4€19k€15k▼
Amounts payable within one year42/48€74k€101k▲
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€41k€89k▲
Suppliers440/4€41k€89k▲
Advances received on contracts in progress46€21k-
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€4€322▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€809€160▼
Gross operating margin9900€31k€32k▲
Operating profit (loss)9901€20k€22k▲
Financial income75/76B€18€4▼
Recurring financial income75€18€4▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€18k€20k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€14k€16k▲
Profit (loss) for the period to be appropriated9905€14k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€40k▲
Profit (loss) brought forward from the previous period14P€10k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2022net €16k ▲9.9%
Operating result €22k, net result €16k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonderbeukenweg 853202 AarschotGround area
526 m²
Building footprint
122 m²
Volume, LiDAR
654 m³
Parcel 24092E0374/00A002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jimmy & Wout Construct
since 20212.319.265.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092E0374/00A002 | Flanders | 526 m² | 1 · 122 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ENEGREEN
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 12,994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2021
Fiscal year end31-12
Abbreviation NL
J&W Construct
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43291Specialised construction activities
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.