Financials
- Fiscal year
- 2025
- Total assets
- €32,486
- Profit
- €10,296
- Solvency
- 47.1%
M.A GOLD
ActiveSummary
The computed 12-month bankruptcy probability of M.A GOLD is 1.6% (moderate). The 2025 annual accounts show equity of €15,296 and a net result of €10,296. Its solvency ranks better than 59% of 3,142 sector peers (NACE 95, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95250Manufacture of imitation jewellery and related articles NACE 32130
1 site
Size
€32,486total assets 2025
- Equity
- €15,296
- Profit
- €10,296
Turnover not published (abridged schema)
Structure
Accounts filed 58 days late1 of 2 deeds read
Why 65- Size: total assets €32,486- Latest accounts 58 days late; 1 of the last 3 late- Founded in 2024+ Liquidity: current ratio 1.02, cash €12,021Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 74% of its sector peers (NACE 95, micro)
Financial strength
Strong
Solvency
72
equity 47.1% of total assets
Liquidity
69
short-term debt 52.9% · cash 37.0%
Profitability
100
return on assets 31.7%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 1.9%▲ +0.1 percentage points vs 09-2025
11-2025: 2.2%▲ +0.3 percentage points vs 10-2025
12-2025: 2.3%▲ +0.1 percentage points vs 11-2025
01-2026: 2.6%▲ +0.3 percentage points vs 12-2025
02-2026: 2.8%▲ +0.2 percentage points vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 2.8%● unchanged vs 03-2026
05-2026: 2.8%● unchanged vs 04-2026
06-2026: 3.0%▲ +0.2 percentage points vs 05-2026
07-2026: 3.1%▲ +0.1 percentage points vs 06-2026
08-2026: 3.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 3.2%● unchanged vs 08-2026highest value
10-2026: 1.6%▼ -1.6 percentage points vs 09-2026lowest value
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 52.9% and cash: 37% of total assets), and 52.9% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 57% on solvency, 71% on liquidity and 94% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
58 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- MiscellaneousCorrection · Shareholding · Board…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of computers, personal and household…NACE 95250
- Founded
- 18-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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