Financials
- Fiscal year
- 2025
- Total assets
- €32,486
- Profit
- €10,296
- Solvency
- 47.1%
M.A GOLD
ActiveSummary
The computed 12-month bankruptcy probability of M.A GOLD is 1.6% (moderate). The 2025 annual accounts show equity of €15,296 and a net result of €10,296. Its solvency ranks better than 59% of 3139 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95250Manufacture of imitation jewellery and related articles NACE 32130
1 site
Size
€32,486total assets 2025
- Equity
- €15,296
- Profit
- €10,296
Turnover not published (abridged schema)
Structure
Accounts filed 58 d late1 of 2 deeds read
Why 65- Size: total assets €32,486- Latest accounts 58 days late; 1 of the last 3 late- Founded in 2024+ Liquidity: current ratio 1.02, cash €12,021Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 74% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
72
equity 47.1% of total assets
Liquidity
69
short-term debt 52.9% · cash 37.0%
Profitability
100
return on assets 31.7%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%
09-2025: 1.8%● 0.0% vs 08-2025
10-2025: 1.9%▲ +4.8% vs 09-2025
11-2025: 2.2%▲ +16.7% vs 10-2025
12-2025: 2.3%▲ +5.7% vs 11-2025
01-2026: 2.6%▲ +10.4% vs 12-2025
02-2026: 2.8%▲ +10.4% vs 01-2026
03-2026: 2.8%● 0.0% vs 02-2026
04-2026: 2.8%▼ -1.4% vs 03-2026
05-2026: 2.8%▼ -1.1% vs 04-2026
06-2026: 3.0%▲ +8.8% vs 05-2026
07-2026: 3.1%▲ +4.2% vs 06-2026
08-2026: 3.2%▲ +1.1% vs 07-2026highest value
09-2026: 3.2%● 0.0% vs 08-2026highest value
10-2026: 1.6%▼ -51.0% vs 09-2026lowest value
- Size: total assets €32,486 raises the probability for this profile
- Latest accounts 58 days late; 1 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.02, cash €12,021 lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02; short-term debt: 52.9% and cash: 37% of total assets), and 52.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 57%, liquidity 70%, profitability 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
58 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- MiscellaneousCorrection · Shareholding · Board…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 27-09-2026Annual accounts filed
- 06-07-2026Miscellaneous
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of computers, personal and household…NACE 95250
- Founded
- 18-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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