YILDIZ46
ActiveYILDIZ46 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-14k. Equity is growing by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-50
Solvency70▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.73 in 2024; short-term debt: 55.2% and cash: 44% of total assets), and 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
-20.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
26 d late
2023
27 d late
2022
26 d late
2021
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 31.2%
2024 · €46k
2021: €6k
2022: €6k
2023: €6k
2024: €46k
2021 → 2025
Total assets
€71k▼ 21.9%
2024 · €91k
2021: €27k
2022: €40k
2023: €36k
2024: €91k
2021 → 2025
Net result
€-14k
2024 · €40k
2021: €564
2022: €627
2023: €119
2024: €40k
2021 → 2025
Working capital
€550
2024 · €-12k
2021: €-6k
2022: €-25k
2023: €-16k
2024: €-12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€6k▲ 11.3%€6k▲ 1.9%€46k▲ 633%€32k▼ 31.2%
Operating result€669-€983▲ 46.8%€392▼ 60.2%€40k▲ 10,148%€-14k
Net result€564-€627▲ 11.2%€119▼ 81.0%€40k▲ 33,380%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€31k▼ 46.4%
Current assets
€40k▲ 22.0%
Equity and liabilities €71k
Equity
€32k▼ 31.2%
Debt
€39k▼ 12.2%
The debt ratio rises from 49.1% to 55.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €71k
Cash flow
€16k▼
2024 · €71k
Solvency
44.8%▼
2024 · 50.9%
Current ratio
1.01▲
2024 · 0.73
Quick ratio
1.01▲
2024 · 0.73
Debt / equity
1.23▲
2024 · 0.97
ROE
-45.4%▼
2024 · 86.4%
ROA
-20.3%▼
2024 · 43.9%
Interest coverage
119.46▼
2024 · 661.09
Debt
€39k▼
2024 · €45k
Debt ≤ 1 year
€39k▼
2024 · €45k
Staff costs
€42k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€71k▼
Fixed assets21/28€58k€31k▼
Tangible fixed assets22/27€58k€31k▼
Furniture and vehicles24€58k€31k▼
Current assets29/58€33k€40k▲
Amounts receivable within one year40/41€8k€8k▼
Trade receivables40€8k€8k▼
Cash at bank and in hand54/58€22k€31k▲
Deferred charges and accrued income490/1€3k€408▼
Equity and liabilities
Total equity and liabilities10/49€91k€71k▼
Equity10/15€46k€32k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€41k€27k▼
Amounts payable17/49€45k€39k▼
Amounts payable within one year42/48€45k€39k▼
Trade debts44€2k€619▼
Suppliers440/4€2k€619▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€28k€23k▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€91k€60k▼
Operating profit (loss)9901€40k€-14k▼
Financial charges65/66B€107€139▲
Recurring financial charges65€107€139▲
Profit (loss) for the period before taxes9903€40k€-14k▼
Income taxes67/77€60-
Profit (loss) for the period9904€40k€-14k▼
Profit (loss) for the period to be appropriated9905€40k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€27k▼
Profit (loss) brought forward from the previous period14P€1k€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Weakest financial yearnet €-14k ▼136%
Net result drops to €-14k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2021net €40k ▲33380%
Operating result €40k, net result €40k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnlaan 1483550 Heusden-ZolderGround area
102 m²
Building footprint
58 m²
Volume, LiDAR
444 m³
Parcel 71502B0040/00D003, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YILDIZ46
since 20202.305.627.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502B0040/00D003 | Flanders | 102 m² | 1 · 58 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AXL-Jewelry
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KRIATE
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KeBopro Holding
BE 1001.734.440
Lille · Eq €30k
KN DIAMONDS
BE 1017.911.565
Asse · Eq €30k
La Fiancée du Bijoutier
BE 1002.173.910
Etterbeek · Eq €30k
Of 1,528 companies in sector 32123 we hold annual accounts for 225. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
46480Wholesale trade
47770Retail sale of watches and jewellery
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:szgnyildiz_46@hotmail.com