Financials
- Financial year
- 2025
- Total assets
- €90,405
- Profit
- €6,993
- Solvency
- 9.4%
De Grauwe Management BV
ActiveSummary
The computed 12-month bankruptcy probability of De Grauwe Management BV is 3.0% (moderate). The 2025 annual accounts show equity of €8,493 and a net result of €6,993. Its solvency ranks better than 24% of 3,213 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95250
1 site
Size
€90,405total assets 2025
- Equity
- €8,493
- Profit
- €6,993
Turnover not published (micro format)
Structure
Accounts 39 days early
Why 50raises riskFounded in 2024Size: total assets €90,405Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Liquidity: current ratio 0.35, cash €3,581Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 29% of its sector peers (NACE 95, micro)
Financial strength
Weak
Solvency
34
equity 9.4% of total assets
Liquidity
41
short-term debt 32.0% · cash 4.0%
Profitability
57
return on assets 7.7%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.8%lowest value
12-2025: 1.8%● unchanged vs 11-2025lowest value
01-2026: 1.9%▲ +0.1 percentage points vs 12-2025
02-2026: 2.2%▲ +0.3 percentage points vs 01-2026
03-2026: 2.3%▲ +0.1 percentage points vs 02-2026
04-2026: 2.6%▲ +0.3 percentage points vs 03-2026
05-2026: 2.8%▲ +0.2 percentage points vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 2.8%● unchanged vs 06-2026
08-2026: 2.8%● unchanged vs 07-2026
09-2026: 3.0%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 3.0%● unchanged vs 09-2026
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 22% on solvency, 34% on liquidity and 31% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3213 sector peers (2025).
NBB · sector comparisonPosition among 3213 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: De Grauwe Tim (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of computers, personal and household…NACE 95250
- Founded
- 17-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Who signs
- Each director alone
- Annual meeting
- Third Friday of June at 18:00
- Purpose
- “Groot- en kleinhandel in goud-,zilverwerk en juwelen: omvat gouden en zilveren…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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