LUSIMMO
ActiveLUSIMMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €10k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency100▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 3.34 in 2024; short-term debt: 23.5% and cash: 3% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
58 d late
2023
16 d early
2022
8 d late
2021
86 d late
2020
90 d late
2019
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€297k▲ 3.5%
2024 · €287k
2018: €197k
2019: €217k
2020: €249k
2021: €317k
2022: €349k
2023: €354k
2024: €287k
2018 → 2025
Total assets
€389k▼ 4.4%
2024 · €406k
2018: €358k
2019: €433k
2020: €476k
2021: €577k
2022: €466k
2023: €498k
2024: €406k
2018 → 2025
Net result
€10k
2024 · €-66k
2018: €4k
2019: €20k
2020: €33k
2021: €67k
2022: €33k
2023: €4k
2024: €-66k
2018 → 2025
Working capital
€291k▲ 4.5%
2024 · €278k
2018: €184k
2019: €202k
2020: €246k
2021: €317k
2022: €346k
2023: €350k
2024: €278k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€317k-€349k▲ 10.3%€354k▲ 1.2%€287k▼ 18.8%€297k▲ 3.5%
Operating result€92k-€52k▼ 43.6%€13k▼ 74.8%€-61k€11k
Net result€67k-€33k▼ 51.6%€4k▼ 86.7%€-66k€10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €61k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€6k▼ 28.2%
Current assets
€382k▼ 3.9%
Equity and liabilities €389k
Equity
€297k▲ 3.5%
Debt
€91k▼ 23.4%
The debt ratio falls from 29.3% to 23.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-57k
Cash flow
€13k▲
2024 · €-62k
Solvency
76.5%▲
2024 · 70.7%
Current ratio
4.19▲
2024 · 3.34
Quick ratio
4.19▲
2024 · 3.34
Debt / equity
0.31▼
2024 · 0.41
ROE
3.4%▲
2024 · -23.1%
ROA
2.6%▲
2024 · -16.3%
Interest coverage
4.08▲
2024 · -15.22
Debt
€91k▼
2024 · €119k
Debt ≤ 1 year
€91k▼
2024 · €119k
Income taxes
€4k▲
2024 · €1k
Staff costs
€154k▼
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€406k€389k▼
Fixed assets21/28€9k€6k▼
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€1k€730▼
Furniture and vehicles24€1k€730▼
Financial fixed assets28€106€106=
Current assets29/58€397k€382k▼
Amounts receivable within one year40/41€393k€369k▼
Trade receivables40€21k€10k▼
Other amounts receivable41€372k€359k▼
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€406k€389k▼
Equity10/15€287k€297k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€16k€26k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133-€10k
Profit (loss) carried forward14€209k€209k=
Amounts payable17/49€119k€91k▼
Amounts payable within one year42/48€119k€91k▼
Financial debts43€25k€24k▼
Credit institutions430/8€25k€24k▼
Trade debts44€44k€32k▼
Suppliers440/4€44k€32k▼
Taxes, remuneration and social security45€48k€29k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€41k€26k▼
Other amounts payable47/48€2k€5k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€169k€154k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€18k▲
Gross operating margin9900€114k€185k▲
Operating profit (loss)9901€-61k€11k▲
Financial income75/76B€0€6k▲
Recurring financial income75€0€6k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-65k€14k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€-66k€10k▲
Profit (loss) for the period to be appropriated9905€-66k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€209k€219k▲
Profit (loss) brought forward from the previous period14P€275k€209k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Weakest financial yearnet €-66k ▼1627%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 86 days late
2021
31-12
Financial
Highest result since 2018net €67k ▲107%
Operating result €92k, net result €67k, both a record.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
31-12
Financial
Equity above €200kEq €217k ▲10.2%
2 profitable years in a row build equity to €217k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 69 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Gratrystraat 1131030 SchaarbeekGround area
226 m²
Building footprint
87 m²
Volume, LiDAR
995 m³
Parcel 21911C0141/00T009, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lusimmo
since 20052.239.538.176
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0141/00T009 | Brussels | 226 m² | 1 · 87 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PHENIX
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FÉLOU
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NV VERPIMMO
BE 0470.014.686
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Of 3,766 companies in sector 68321 we hold annual accounts for 1,391. 975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-01-2005
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
70321
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.