IMMO UNIVERSITE
ActiveIMMO UNIVERSITE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €58k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency2▼-31
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.07 in 2024), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
21.3%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d late
2023
7 d early
2022
25 d early
2021
3 d early
2020
13 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k
2024 · €-48k
2018: €-226k
2019: €-208k
2020: €-186k
2021: €-160k
2022: €-123k
2023: €-94k
2024: €-48k
2018 → 2025
Total assets
€273k▼ 6.0%
2024 · €290k
2018: €367k
2019: €353k
2020: €342k
2021: €331k
2022: €315k
2023: €302k
2024: €290k
2018 → 2025
Net result
€58k▲ 28.1%
2024 · €45k
2018: €102k
2019: €20k
2020: €23k
2021: €26k
2022: €37k
2023: €30k
2024: €45k
2018 → 2025
Working capital
€-107k▲ 23.4%
2024 · €-140k
2018: €-194k
2019: €-194k
2020: €-189k
2021: €-187k
2022: €-169k
2023: €-160k
2024: €-140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-160k-€-123k▲ 22.9%€-94k▲ 24.2%€-48k▲ 48.6%€10k
Operating result€47k-€61k▲ 27.7%€50k▼ 17.4%€70k▲ 39.3%€86k▲ 22.7%
Net result€26k-€37k▲ 42.8%€30k▼ 18.5%€45k▲ 51.8%€58k▲ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€263k▼ 5.9%
Current assets
€10k▼ 8.4%
Equity and liabilities €273k
Equity
€10k
Debt
€263k
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€102k▲
2024 · €86k
Cash flow
€75k▲
2024 · €62k
Solvency
3.5%▲
2024 · -16.6%
Current ratio
0.09▲
2024 · 0.07
Quick ratio
0.09▲
2024 · 0.07
Debt / equity
27.72▲
2024 · -7.04
ROE
612.5%▲
2024 · -94.4%
ROA
21.3%▲
2024 · 15.6%
Interest coverage
13.75▲
2024 · 9.63
Debt
€263k▼
2024 · €339k
Debt ≤ 1 year
€118k▼
2024 · €151k
Debt > 1 year
€143k▼
2024 · €183k
Income taxes
€20k▲
2024 · €15k
Staff costs
€38k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€290k€273k▼
Fixed assets21/28€279k€263k▼
Tangible fixed assets22/27€279k€263k▼
Land and buildings22€279k€263k▼
Current assets29/58€11k€10k▼
Amounts receivable within one year40/41-€550
Trade receivables40-€550
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€290k€273k▼
Equity10/15€-48k€10k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-58k-
Amounts payable17/49€339k€263k▼
Amounts payable after more than one year17€183k€143k▼
Financial debts170/4€183k€143k▼
Amounts payable within one year42/48€151k€118k▼
Current portion of amounts payable after more than one year42€47k€52k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€89k€49k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€36k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€127k€145k▲
Operating profit (loss)9901€70k€86k▲
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€61k€78k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€45k€58k▲
Profit (loss) for the period to be appropriated9905€45k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€592▲
Profit (loss) brought forward from the previous period14P€-103k€-58k▲
Profit to be distributed694/7-€592
Return on contributions (dividend)694-€592
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €20k ▼80.9%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Latijnensquare 471050 ElseneGround area
630 m²
Building footprint
263 m²
Volume, LiDAR
5,288 m³
Parcel 21445C0262/00N039, Brussels · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
IMMO UNIVERSITE
since 20062.152.236.790
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0262/00N039 | Brussels | 630 m² | 1 · 263 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fabien STANEK
BE 1031.516.608
Chièvres · Eq €9k
DEBROUX et DURAY ASSURANCES
BE 0458.732.202
Charleroi · Eq €9k
HERIMMO
BE 0764.737.607
Limbourg · Eq €10k
IMMO IBRA
BE 1006.159.818
Namur · Eq €9k
KRI-MAXE
BE 0770.414.976
Knokke-Heist · Eq €9k
Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 2,850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2005
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.