POLIVALENT
ActiveSummary
POLIVALENT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €28k. Equity is shrinking by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability72▼-28
Solvency37▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 0.86 in 2023; short-term debt: 83.7% and cash: 39.9% of total assets), and 87.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2023
114 d early
2022
28 d early
2021
26 d early
2020
33 d early
2019
39 d early
2018
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, full schema
Turnover
€582k
EBIT margin
7.0%
Net result
€28k▼ 77.3%
2023 · €125k
Working capital
€41k
2023 · €-24k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Turnover€582k-
Operating result€120k▲ 45.9%€139k▲ 15.8%€153k▲ 9.7%€134k▼ 12.2%€41k-
Net result€66k▲ 10.8%€109k▲ 65.9%€32k▼ 70.6%€125k▲ 289%€28k-
EBIT margin7.0%-
Equity€330k▲ 32.5%€348k▲ 5.3%€278k▼ 19.9%€3k▼ 99.0%€31k-
Total assets€416k▼ 12.5%€538k▲ 29.5%€396k▼ 26.3%€174k▼ 56.1%€254k-
Debt€85k▼ 62.2%€190k▲ 123%€118k▼ 38.0%€171k▲ 45.1%€223k-
Working capital€32k€-82k€24k€-24k€41k-
Staff (FTE)2.1▲ 61.5%1.2▼ 42.9%0.2-
Result per fiscal year
Operating resultNet result
The operating result is €41k in 2025, compared with €134k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €254k
Equity
€31k ▲ 993%
Debt
€223k ▲ 30.2%
Debt's share of the balance-sheet total falls from 98.4% to 87.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2023 · €146k
Cash flow
€30k▼
2023 · €137k
Current ratio
1.19▲
2023 · 0.86
Debt to equity
7.13▼
2023 · 59.87
ROE
90.8%
ROA
11.2%▼
2023 · 71.9%
Interest coverage
15.08▼
2023 · 48.48
Debt ≤ 1 year
€213k▲
2023 · €171k
Income taxes
€10k▼
2023 · €54k
Staff costs
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €582k | - |
| Non-recurring operating income76A | - | - | - | - | €8 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €455k | - |
| Remuneration, social security and pensions62 | - | €25k | €35k | - | €25k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €12k | €13k | €12k | €1k | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €9k | - | - | - |
| Other operating charges640/8 | - | €19k | €23k | €37k | €39k | - |
| Non-recurring operating charges66A | - | €475 | €3k | €3k | €25k | - |
| Gross operating margin9900 | €182k | €196k | €235k | €186k | €132k | - |
| Operating profit (loss)9901 | €120k | €139k | €153k | €134k | €41k | - |
| Financial income75/76B | - | - | - | €48k | €241 | - |
| Recurring financial income75 | €3 | - | - | €48k | €241 | - |
| Financial charges65/66B | - | €3k | €80k | €3k | €3k | - |
| Recurring financial charges65 | €2k | €3k | €3k | €3k | €3k | - |
| Non-recurring financial charges66B | - | - | €77k | - | - | - |
| Profit (loss) for the period before taxes9903 | €118k | €136k | €72k | €179k | €38k | - |
| Income taxes67/77 | €52k | €27k | €40k | €54k | €10k | - |
| Profit (loss) for the period9904 | €66k | €109k | €32k | €125k | €28k | - |
| Profit (loss) for the period to be appropriated9905 | €66k | €109k | €32k | €125k | €28k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €416k | €538k | €396k | €174k | €254k | - |
| Fixed assets21/28 | €325k | €448k | €272k | €26k | - | - |
| Tangible fixed assets22/27 | €58k | €45k | €37k | €26k | - | - |
| Plant, machinery and equipment23 | - | €2k | €2k | €1k | - | - |
| Furniture and vehicles24 | - | €36k | €28k | €19k | - | - |
| Other tangible fixed assets26 | - | €7k | €7k | €6k | - | - |
| Financial fixed assets28 | €267k | €402k | €235k | - | - | - |
| Current assets29/58 | €91k | €90k | €125k | €148k | €254k | - |
| Amounts receivable within one year40/41 | €16k | €30k | €40k | €9k | €151k | - |
| Trade receivables40 | - | €27k | €39k | €9k | €85k | - |
| Other amounts receivable41 | - | €3k | €317 | - | €65k | - |
| Cash at bank and in hand54/58 | €66k | €50k | €76k | €132k | €101k | - |
| Deferred charges and accrued income490/1 | - | €10k | €9k | €7k | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €416k | €538k | €396k | €174k | €254k | - |
| Equity10/15 | €330k | €348k | €278k | €3k | €31k | - |
| Contributions10/11 | - | €1k | €1k | €1k | €1k | - |
| Revaluation surpluses12 | - | €90k | €90k | - | - | - |
| Reserves13 | €257k | €257k | €187k | €2k | €2k | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €255k | €185k | €2k | €2k | - |
| Profit (loss) carried forward14 | €278 | - | - | - | €28k | - |
| Amounts payable17/49 | €85k | €190k | €118k | €171k | €223k | - |
| Amounts payable after more than one year17 | €27k | €18k | €18k | - | - | - |
| Other amounts payable178/9 | - | €18k | €18k | - | - | - |
| Amounts payable within one year42/48 | €59k | €173k | €100k | €171k | €213k | - |
| Current portion of amounts payable after more than one year42 | - | €21k | €12k | €20k | - | - |
| Financial debts43 | - | - | - | - | €1k | - |
| Credit institutions430/8 | - | - | - | - | €1k | - |
| Trade debts44 | €9k | €27k | €38k | €9k | €200k | - |
| Suppliers440/4 | - | €27k | €38k | €9k | €200k | - |
| Taxes, remuneration and social security45 | - | €12k | €16k | €13k | €12k | - |
| Taxes450/3 | - | €7k | €14k | €13k | €9k | - |
| Remuneration and social security454/9 | - | €5k | €2k | - | €2k | - |
| Other amounts payable47/48 | - | €113k | €35k | €128k | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €10k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66k | €109k | €32k | €125k | €28k | - |
| + Depreciation and write-downs630 | €4k | €12k | €13k | €12k | €1k | - |
| Operating cash flow (approximation) | €70k | €122k | €45k | €137k | €30k | - |
| Investment in fixed assets (approximation) | - | €-135k | €163k | €233k | - | - |
| Change in cash | - | €-15k | €26k | €56k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €125k ▲289%
Net result €125k, the highest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.24
Current ratio from 0.52 to 1.24; short-term debt falls from €173k to €100k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.55
Current ratio from 0.38 to 1.55; short-term debt falls from €225k to €59k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2007
Ground area
2,780 m²
Building footprint
1,316 m²
Volume, LiDAR
30,598 m³
Parcel 21018A0151/00F000, Brussels · tallest building 27.0 m, ±8 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
HOMELAND POLIVALENT
since 20072.164.936.169
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0151/00F000 | Brussels | 2,780 m² | 1 · 1,316 m² | 27.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900OCOY06A0OPK370
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 4,424 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-07-2007
Fiscal year end31-03
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
81100Combined facilities support activities
Scores and ratios are computed by Checked and are not a credit decision.