LUCONSTRUCT
ActiveThe computed 12-month bankruptcy probability of LUCONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €72k and a net result of €26k. Its solvency ranks better than 54% of 27358 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-4
Growth52
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 3.49 in 2024), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 37.1%
2024 · €53k
2024: €53k
2024 → 2025
Total assets
€143k▲ 46.8%
2024 · €98k
2024: €98k
2024 → 2025
Net result
€26k▼ 43.9%
2024 · €46k
2024: €46k
2024 → 2025
Working capital
€64k▼ 3.5%
2024 · €67k
2024: €67k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€53k-€72k▲ 37.1%
Operating result€54k-€27k▼ 49.5%
Net result€46k-€26k▼ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€8k▲ 96.5%
Current assets
€135k▲ 44.7%
Equity and liabilities €143k
Equity
€72k▲ 37.1%
Debt
€71k▲ 58.2%
The debt ratio rises from 45.9% to 49.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▼
2024 · €56k
Cash flow
€29k▼
2024 · €48k
Solvency
50.5%▼
2024 · 54.1%
Current ratio
1.91▼
2024 · 3.49
Quick ratio
1.91▼
2024 · 3.49
Debt / equity
0.98▲
2024 · 0.85
ROE
35.4%▼
2024 · 86.5%
ROA
17.9%▼
2024 · 46.8%
Interest coverage
108.73▼
2024 · 164.85
Debt
€71k▲
2024 · €45k
Debt ≤ 1 year
€71k▲
2024 · €27k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€143k▲
Fixed assets21/28€4k€8k▲
Tangible fixed assets22/27€4k€8k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€4k€4k▲
Current assets29/58€94k€135k▲
Amounts receivable within one year40/41€90k€97k▲
Trade receivables40€42k€10k▼
Other amounts receivable41€48k€88k▲
Cash at bank and in hand54/58€4k€37k▲
Deferred charges and accrued income490/1€251€613▲
Equity and liabilities
Total equity and liabilities10/49€98k€143k▲
Equity10/15€53k€72k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Legal reserve130€200€200=
Profit (loss) carried forward14€51k€70k▲
Amounts payable17/49€45k€71k▲
Amounts payable within one year42/48€27k€71k▲
Trade debts44€9k€44k▲
Suppliers440/4€9k€44k▲
Taxes, remuneration and social security45€18k€21k▲
Taxes450/3€18k€21k▲
Other amounts payable47/48-€6k
Accrued charges and deferred income492/3€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€784▼
Gross operating margin9900€59k€32k▼
Operating profit (loss)9901€54k€27k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€342€284▼
Recurring financial charges65€342€284▼
Profit (loss) for the period before taxes9903€57k€31k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€46k€26k▼
Profit (loss) for the period to be appropriated9905€46k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€76k▲
Profit (loss) brought forward from the previous period14P€23k€51k▲
Profit to be distributed694/7€18k€6k▼
Directors or managers695€18k€6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
878 m²
Volume, LiDAR
10,706 m³
2 parcels, Brussels, Flanders · tallest building 24.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
LUCONSTRUCT
since 20222.326.923.397
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21305B0204/00B034 | Brussels | 171 m² | 1 · 84 m² | 24.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOM CONSTRUCTION
BE 0503.973.297
Kapelle-op-den-Bos · Eq €72k
BIAF TECHNICS
BE 0786.588.044
Sint-Katelijne-Waver · Eq €72k
MARIUS PRO CONSTRUCT
BE 1011.823.628
Evere · Eq €73k
V-con
BE 0742.755.526
Zandhoven · Eq €71k
JUMACO PROJECTS
BE 0759.609.275
Sint-Truiden · Eq €71k
Of 1,347 companies in sector 43110 we hold annual accounts for 620. 481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-03
Activities, NACEBEL
43110Demolition
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.