Skip to content

TOM CONSTRUCTION

Active
Private limited companyfounded 2013active for 13 yearsMeiselaan 59, 1880 Kapelle-op-den-Bos, BelgiumKBO/BCE: BE 0503.973.297
Summary

TOM CONSTRUCTION has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,250 and a net result of €48,462. Equity has been growing by about 21% per year since 2019. Its solvency ranks better than 46% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-02-2013 Normal situation
Activity
Demolition NACE 43110and 5 others
Establishment unit
2.216.726.251 1880 Kapelle-op-den-Bos, since 11-02-2013
Financial year end
30 June
Peppol
Reachable since 18-01-2026

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€67,163
▲ 219%
Turnover
≈ €260,000
estimated
Profit
€48,462
▲ 191%
Equity
€72,250
▲ 86.3%
Total assets
€177,144
▲ 40.8%
Filed on 31-01-2026, on time
Score breakdownraises riskLast filed accounts filed 1 day late; 1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.46, cash €83,026Founded in 2013Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 66+10
equity 40.8% of total assets
Liquidity 81+17
short-term debt 40.2% · cash 46.9%
Profitability 100+15
return on assets 27.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.5%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.4%▼ -1.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.6%▲ +0.2 percentage points vs 01-2026 03-2026: 0.2%▼ -0.4 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.46 (1.44 in 2024), above the usual 1.5. Short-term debt is 40.2% and cash 46.9% of total assets. However, 59.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 79% on liquidity, 92% on profitability and 90% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.46, cash €83,026
NBB · annual accounts
raises risk · Last filed accounts filed 1 day late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
2 days late
2023
236 days late
2022
115 days late
2021
5 days early
2020
1 day early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 February (4 of the last 5 accounts filed within 113 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Appointment: KOZLOWSKI Tomasz (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TOM CONSTRUCTION: demolition (NACE 43110). They are comparable in size and age: total assets between €172,000 and €258,000, founded between 2013 and 2014.

CompanyTotal assetsGross margin
TOM CONSTRUCTION Kapelle-op-den-Bos€177,144€67,163
ADAMMO Oudergem€181,275€76,841
ANE Consult & Service Lievegem€189,385€71,752
Cocis Steel International (CSI) Antwerpen€222,253€70,804
R & N GENERALE Schaarbeek€172,491€76,375
MATU Puurs-Sint-Amands€192,637€55,655
BVL Beveren-Kruibeke-Zwijndrecht€258,101€61,114
Full comparison

Key facts about TOM CONSTRUCTION

What is the company number of TOM CONSTRUCTION?
The company number of TOM CONSTRUCTION is 0503.973.297. The VAT number is the same number with BE in front: BE 0503.973.297.
Where is TOM CONSTRUCTION based?
The registered office is at Meiselaan 59, 1880 Kapelle-op-den-Bos.Company details
What does TOM CONSTRUCTION do?
According to the KBO register, the main activity is demolition (NACE 43110).
What is the legal form of TOM CONSTRUCTION?
The legal form of TOM CONSTRUCTION is Private limited company (BV).
When was TOM CONSTRUCTION founded?
TOM CONSTRUCTION was founded on 11-02-2013.
Is TOM CONSTRUCTION still active?
Yes, TOM CONSTRUCTION is an active enterprise in the KBO register.
What is the turnover of TOM CONSTRUCTION?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €67,163 and 34 comparable companies (NACE 431). It probably lies between €200,000 and €430,000.Financials
Is TOM CONSTRUCTION profitable?
In financial year 2025, TOM CONSTRUCTION made a profit of €48,462.
Where can I find the annual accounts of TOM CONSTRUCTION?
TOM CONSTRUCTION filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOM CONSTRUCTION due?
TOM CONSTRUCTION must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.