V-con
ActiveThe computed 12-month bankruptcy probability of V-con is 2.3% (moderate). The 2025 annual accounts show equity of €71k and a net result of €-7k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 27407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.97 against 3.26 in 2024), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.1%
Return on assets
-7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
27 d early
2023
3 d early
2022
28 d late
2021
2 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▼ 9.0%
2024 · €79k
2020: €33k
2021: €59k
2022: €96k
2023: €78k
2024: €79k
2020 → 2025
Total assets
€102k▼ 34.1%
2024 · €155k
2020: €75k
2021: €122k
2022: €192k
2023: €168k
2024: €155k
2020 → 2025
Net result
€-7k
2024 · €68
2020: €23k
2021: €26k
2022: €36k
2023: €-17k
2024: €68
2020 → 2025
Working capital
€60k▼ 32.0%
2024 · €88k
2020: €18k
2021: €26k
2022: €54k
2023: €86k
2024: €88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€96k▲ 61.8%€78k▼ 17.9%€79k▲ 0.1%€71k▼ 9.0%
Operating result€36k-€53k▲ 49.5%€-14k€2k€-6k
Net result€26k-€36k▲ 39.1%€-17k€68€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€12k▼ 57.1%
Current assets
€90k▼ 28.9%
Equity and liabilities €102k
Equity
€71k▼ 9.0%
Debt
€30k▼ 59.9%
The debt ratio falls from 49.2% to 29.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€10k▼
2024 · €23k
Cash flow
€9k▼
2024 · €21k
Solvency
70.1%▲
2024 · 50.8%
Current ratio
2.97▼
2024 · 3.26
Quick ratio
2.93▼
2024 · 3.24
Debt / equity
0.43▼
2024 · 0.97
ROE
-9.9%▼
2024 · 0.1%
ROA
-7.0%▼
2024 · 0.0%
Interest coverage
4.72▼
2024 · 10.72
Debt
€30k▼
2024 · €76k
Debt ≤ 1 year
€30k▼
2024 · €39k
Debt > 1 year
€0▼
2024 · €867
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€102k▼
Fixed assets21/28€28k€12k▼
Tangible fixed assets22/27€28k€12k▼
Plant, machinery and equipment23€2k€503▼
Furniture and vehicles24€6k€678▼
Leasing and similar rights25€0-
Other tangible fixed assets26€20k€11k▼
Current assets29/58€126k€90k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Contracts in progress37€0-
Amounts receivable within one year40/41€122k€68k▼
Trade receivables40€85k€29k▼
Other amounts receivable41€37k€39k▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€3k€21k▲
Equity and liabilities
Total equity and liabilities10/49€155k€102k▼
Equity10/15€79k€71k▼
Contributions10/11€10k€10k=
Reserves13€86k€86k=
Distributable reserves133€86k€86k=
Profit (loss) carried forward14€-17k€-24k▼
Amounts payable17/49€76k€30k▼
Amounts payable after more than one year17€867€0▼
Financial debts170/4€867€0▼
Amounts payable within one year42/48€39k€30k▼
Current portion of amounts payable after more than one year42€10k€867▼
Financial debts43€10k€12k▲
Credit institutions430/8€10k€12k▲
Trade debts44€18k€16k▼
Suppliers440/4€18k€16k▼
Taxes, remuneration and social security45€0€627▲
Taxes450/3€0€627▲
Accrued charges and deferred income492/3€37k€227▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-18k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€25k€-6k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€50€1k▲
Recurring financial income75€50€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€68€-7k▼
Income taxes67/77€0-
Profit (loss) for the period9904€68€-7k▼
Profit (loss) for the period to be appropriated9905€68€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-24k▼
Profit (loss) brought forward from the previous period14P€-17k€-17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €68
Net result €68 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-17k ▼147%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2020net €36k ▲39.1%
Operating result €53k, net result €36k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veerstraat 642240 ZandhovenGround area
820 m²
Building footprint
171 m²
Volume, LiDAR
263 m³
Parcel 11046B0344/00S002, Flanders · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V-Con
since 20202.298.577.821
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11046B0344/00S002 | Flanders | 819 m² | 1 · 171 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JUMACO PROJECTS
BE 0759.609.275
Sint-Truiden · Eq €71k
BIAF TECHNICS
BE 0786.588.044
Sint-Katelijne-Waver · Eq €72k
TOM CONSTRUCTION
BE 0503.973.297
Kapelle-op-den-Bos · Eq €72k
ROSALIS
BE 0871.935.770
Braine-l'Alleud · Eq €71k
LUCONSTRUCT
BE 0780.455.664
Drogenbos · Eq €72k
Of 1,348 companies in sector 43110 we hold annual accounts for 621. 480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2020
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
68121Development of residential building projects
43120Site preparation
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Natasja@notariszandhoven.be
Phone:0486791917