Summary
LP Lex is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6,899 and a net result of €4,925. Its solvency ranks better than 51% of 2463 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€6,899▲ 146%
2024 · €2,807
Net result
€4,925▲ 75.4%
2024 · €2,807
Total assets
€13,411▲ 76.7%
2024 · €7,591
Solvency
51.4%▲ 14.5pp
2024 · 37.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€3,952-€10,381▲ 163%
Net result€2,807below the sector's middle half-€4,925within the sector's middle half▲ 75.4%
Equity€2,807below the sector's middle half-€6,899below the sector's middle half▲ 146%
Total assets€7,591below the sector's middle half-€13,411below the sector's middle half▲ 76.7%
Debt€4,784-€6,513▲ 36.1%
Working capital€2,807within the sector's middle half-€3,838within the sector's middle half▲ 36.7%
Solvency37.0%within the sector's middle half-51.4%within the sector's middle half▲ 14.5pp
Current ratio1.59within the sector's middle half-1.59within the sector's middle half=
Return on assets (ROA)37.0%above the sector's middle half-36.7%above the sector's middle half▼ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 163% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,411
Fixed assets
€3,060
Current assets
€10,351
Equity and liabilities €13,411
Equity
€6,899 ▲ 146%
Debt
€6,513 ▲ 36.1%
Debt's share of the balance-sheet total falls from 63.0% to 48.6%. Equity and debt are higher.
Key figures and ratios
ROE
71.4%▼
2024 · 100.0%
Debt ≤ 1 year
€6,513▲
2024 · €4,784
Income taxes
€2,867▲
2024 · €1,033
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Gross operating margin9900 | €3,952 | €10,381 | ▲ 163% |
| Operating profit (loss)9901 | €3,952 | €10,381 | ▲ 163% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €112 | €2,590 | ▲ 2,217% |
| Recurring financial charges65 | €112 | €2,590 | ▲ 2,217% |
| Profit (loss) for the period before taxes9903 | €3,840 | €7,792 | ▲ 103% |
| Income taxes67/77 | €1,033 | €2,867 | ▲ 178% |
| Profit (loss) for the period9904 | €2,807 | €4,925 | ▲ 75.4% |
| Profit (loss) for the period to be appropriated9905 | €2,807 | €4,925 | ▲ 75.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €7,591 | €13,411 | ▲ 76.7% |
| Fixed assets21/28 | - | €3,060 | - |
| Financial fixed assets28 | - | €3,060 | - |
| Current assets29/58 | €7,591 | €10,351 | ▲ 36.4% |
| Amounts receivable after more than one year29 | - | €8,415 | - |
| Trade receivables290 | - | €8,415 | - |
| Amounts receivable within one year40/41 | €5,852 | - | - |
| Trade receivables40 | €5,852 | - | - |
| Cash at bank and in hand54/58 | €1,739 | €1,936 | ▲ 11.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €7,591 | €13,411 | ▲ 76.7% |
| Equity10/15 | €2,807 | €6,899 | ▲ 146% |
| Profit (loss) carried forward14 | €2,807 | €6,899 | ▲ 146% |
| Amounts payable17/49 | €4,784 | €6,513 | ▲ 36.1% |
| Amounts payable within one year42/48 | €4,784 | €6,513 | ▲ 36.1% |
| Trade debts44 | €877 | €450 | ▼ 48.7% |
| Suppliers440/4 | €877 | €450 | ▼ 48.7% |
| Taxes, remuneration and social security45 | €2,176 | €6,063 | ▲ 179% |
| Taxes450/3 | €2,176 | €6,063 | ▲ 179% |
| Other amounts payable47/48 | €1,730 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,807 | €4,925 | ▲ 75.4% |
| Operating cash flow (approximation) | €2,807 | €4,925 | ▲ 75.4% |
| Change in cash | - | €197 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 2024
Ground area
418 m²
Building footprint
196 m²
Volume, LiDAR
1,150 m³
2 parcels, Flanders, Wallonia · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LP LEX
since 20242.361.386.311
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41056A0219/00F000 | Flanders | 268 m² | 1 · 72 m² | - |
| 57048D0173/00D002 | Wallonia | 150 m² | 1 · 124 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Abbreviation FR
L.P.L.
Activities, NACEBEL 2025
66220Insurance agents and brokers
69109Other legal services
70200Business and other management consultancy
Contact
E-mail
dlupinska11@gmail.com
Phone
+32496794315
E-invoicing
Reachable via Peppol
Peppol ID
0208:1010616868
Also
9925:BE1010616868
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.