Summary
JPT& is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8,901 and a net result of €5,401. Its solvency ranks better than 62% of 2460 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€8,901
Net result
€5,401
Total assets
€14,101
Solvency
63.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €12,080
Fixed assets
€2,685
Current assets
€9,395
Equity and liabilities €14,101
Equity
€8,901
Debt
€5,200
Debt finances 36.9% of the balance-sheet total.
Key figures and ratios
ROE
60.7%
ROA
38.3%
Debt ≤ 1 year
€4,100
Income taxes
€2,469
Staff costs
€250
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €250 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €962 |
| Other operating charges640/8 | €463 |
| Gross operating margin9900 | €10,200 |
| Operating profit (loss)9901 | €8,525 |
| Financial charges65/66B | €655 |
| Recurring financial charges65 | €655 |
| Profit (loss) for the period before taxes9903 | €7,870 |
| Income taxes67/77 | €2,469 |
| Profit (loss) for the period9904 | €5,401 |
| Profit (loss) for the period to be appropriated9905 | €5,401 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €14,101 | |
| Formation expenses20 | €2,021 | |
| Fixed assets21/28 | €2,685 | |
| Tangible fixed assets22/27 | €2,685 | |
| Plant, machinery and equipment23 | €2,685 | |
| Current assets29/58 | €9,395 | |
| Amounts receivable within one year40/41 | €2,555 | |
| Other amounts receivable41 | €2,555 | |
| Cash at bank and in hand54/58 | €5,660 | |
| Deferred charges and accrued income490/1 | €1,181 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €14,101 | |
| Equity10/15 | €8,901 | |
| Contributions10/11 | €3,500 | |
| Reserves13 | €5,401 | |
| Distributable reserves133 | €5,401 | |
| Amounts payable17/49 | €5,200 | |
| Amounts payable within one year42/48 | €4,100 | |
| Trade debts44 | €3,251 | |
| Suppliers440/4 | €3,251 | |
| Taxes, remuneration and social security45 | €315 | |
| Taxes450/3 | €315 | |
| Other amounts payable47/48 | €534 | |
| Accrued charges and deferred income492/3 | €1,100 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €5,401 |
| + Depreciation and write-downs630 | €962 |
| Operating cash flow (approximation) | €6,363 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2025
Ground area
1,382 m²
Building footprint
130 m²
Volume, LiDAR
951 m³
Parcel 24423G0356/00N002, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JPT&
since 20252.376.018.067
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423G0356/00N002 | Flanders | 1,382 m² | 1 · 130 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CONNECT PLUS INSURANCE BROKERS
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. 929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1025057594
Also
9925:BE1025057594
Registered
04-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.