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Loc-Assur

Active
Private limited companyfounded 2024active for 2 yearsChaussée Impériale 151, 6060 Charleroi, BelgiumKBO/BCE: BE 1004.843.487

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

Loc-Assur has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,431 and a net result of €5,431. Its solvency ranks better than 78% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 17-01-2024 Normal situation
Legal form
Private limited company
Registered office
Chaussée Impériale 151, 6060 Charleroi
Activity
Real estate agency activities NACE 68310and 2 others
Establishment unit
2.356.041.611 6060 Charleroi, since 17-01-2024
Financial year end
30 June
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€10,086
Turnover
≈ €43,000
estimated
Profit
€5,431
Equity
€9,431
Total assets
€13,944
2025 accounts filed 2 days after the deadline
Filed on 02-02-2026PDF
Score breakdownraises riskSize: total assets €13,944Founded in 2024lowers riskLiquidity: current ratio 3.09, cash €7,070Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in real estate (NACE 68)
Financial strength
Strong
Solvency 93
equity 67.6% of total assets
Liquidity 86
short-term debt 32.4% · cash 50.7%
Profitability 100
return on assets 38.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 02-2025: 0.6% 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.1 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.1 percentage points vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026highest value 03-2026: 0.1%▼ -1.0 percentage point vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.09, above the usual 1.5. Short-term debt is 32.4% and cash 50.7% of total assets. 32.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 76% of them on solvency, 89% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.09, cash €7,070
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Size: total assets €13,944
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
2 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Loc-Assur

What is the company number of Loc-Assur?
The company number of Loc-Assur is 1004.843.487. The VAT number is the same number with BE in front: BE 1004.843.487.
Where is Loc-Assur based?
The registered office is at Chaussée Impériale 151, 6060 Charleroi.Company details
What does Loc-Assur do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Loc-Assur?
The legal form of Loc-Assur is Private limited company (BV).
When was Loc-Assur founded?
Loc-Assur was founded on 17-01-2024.
Is Loc-Assur still active?
Yes, Loc-Assur is an active enterprise in the KBO register.
What is the turnover of Loc-Assur?
The turnover in financial year 2025 is ≈ €43,000. This figure is estimated from the gross margin of €10,086 and 37 comparable companies (NACE 68310). It probably lies between €15,000 and €74,000. It is a rough estimate.Financials
Is Loc-Assur profitable?
In financial year 2025, Loc-Assur made a profit of €5,431.
Where can I find the annual accounts of Loc-Assur?
Loc-Assur filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts 2025 (PDF)

Comparable companies

These companies have the same main activity as Loc-Assur: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €10,300 and €17,900, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Loc-Assur Charleroi€13,944€10,086
LC PROPERTIES Sint-Gillis (bij-Brussel)€11,519€10,872
PIROUZ INVEST Elsene€13,774€7,152
Hestiane Putte€13,807€7,701
Immcon Aartselaar€10,330€12,018
Real Living Mortsel€17,916€13,759
THE KEYS REAL ESTATE Watermaal-Bosvoorde€15,770€12,167
Full comparison

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