LEAF FTMT

Active

Private limited companyfounded 20242 yrs activeRue de Lodelinsart 200, 6061 Charleroi, BelgiumKBO/BCE: BE 1004.593.267

The computed 12-month bankruptcy probability of LEAF FTMT is 1.9% (moderate). The 2025 annual accounts show equity of €23k and a net result of €1k. Its solvency ranks better than 16% of 6994 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability36▼-64

Solvency30▼-43

Growth52

Track record82

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 3.21 against 1.92 in 2024; short-term debt: 2.9% and cash: 3.2% of total assets), but 94.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

5.3%

Return on assets

0.3%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6994 sector peers (2025).

NBB · sector comparison

Position among 6994 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

28 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€23k▲ 5.5%

2024 · €22k

2024: €22k

2024 → 2025

Total assets

€432k▲ 853%

2024 · €45k

2024: €45k

2024 → 2025

Net result

€1k▼ 93.9%

2024 · €20k

2024: €20k

2024 → 2025

Working capital

€28k▲ 29.4%

2024 · €22k

2024: €22k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€22k-€23k▲ 5.5%

Operating result€28k-€10k▼ 62.9%

Net result€20k-€1k▼ 93.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 63% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €432k

90.5%

Fixed assets €391k

Current assets €41k

Equity and liabilities €432k

94.7%

Equity €23k▲ 5.5%

Debt €409k▲ 1,634%

The debt ratio rises from 52.0% to 94.7%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€16k

Cash flow

€7k

Solvency

5.3%▼

2024 · 48.0%

Current ratio

3.21▲

2024 · 1.92

Quick ratio

3.21▲

2024 · 1.92

Debt / equity

17.84▲

2024 · 1.09

ROE

5.2%▼

2024 · 90.8%

ROA

0.3%▼

2024 · 43.5%

Interest coverage

2.02

Debt

€409k▲

2024 · €24k

Debt ≤ 1 year

€13k▼

2024 · €24k

Debt > 1 year

€395k

Income taxes

€1k▼

2024 · €6k

Staff costs

€9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€45k€432k▲

Fixed assets21/28-€391k

Tangible fixed assets22/27-€391k

Land and buildings22-€391k

Current assets29/58€45k€41k▼

Amounts receivable within one year40/41€31k€13k▼

Trade receivables40€31k€8k▼

Other amounts receivable41-€5k

Cash at bank and in hand54/58€13k€14k▲

Deferred charges and accrued income490/1€461€14k▲

Equity and liabilities

Total equity and liabilities10/49€45k€432k▲

Equity10/15€22k€23k▲

Contributions10/11€2k€2k=

Outside capital11€2k-

Other1109/19€2k-

Profit (loss) carried forward14€20k€21k▲

Amounts payable17/49€24k€409k▲

Amounts payable after more than one year17-€395k

Financial debts170/4-€395k

Amounts payable within one year42/48€24k€13k▼

Financial debts43€6€0▼

Credit institutions430/8€6€0▼

Trade debts44€15k€2k▼

Suppliers440/4€15k€2k▼

Taxes, remuneration and social security45€8k€11k▲

Taxes450/3€8k€9k▲

Remuneration and social security454/9-€1k

Other amounts payable47/48€263€91▼

Accrued charges and deferred income492/3-€1k

Income statement Code20242025

Remuneration, social security and pensions62-€9k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k

Other operating charges640/8€209€581▲

Gross operating margin9900€28k€25k▼

Operating profit (loss)9901€28k€10k▼

Financial income75/76B-€127

Recurring financial income75-€127

Financial charges65/66B€3k€8k▲

Recurring financial charges65€3k€8k▲

Profit (loss) for the period before taxes9903€25k€3k▼

Income taxes67/77€6k€1k▼

Profit (loss) for the period9904€20k€1k▼

Profit (loss) for the period to be appropriated9905€20k€1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€20k€21k▲

Profit (loss) brought forward from the previous period14P-€20k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 2 establishment units since 2024

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Lodelinsart 2006061 Charleroi

Ground area

285 m²

Building footprint

233 m²

Volume, LiDAR

3,272 m³

2 parcels, Brussels, Wallonia · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.

2 establishment units

LEAF FTMT

Rue de Lodelinsart 200, 6061 CharleroiIntermediation services for non-specialised retail

since 20242.354.763.090

Bondgenotenstraat 205-207, 1190 VorstPublic relations and communication consultancy

since 20252.382.399.875

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21007A0069/00M016	Brussels	228 m²	1 · 175 m²	19.9 m · 6 fl.
52412A0238/00H004	Wallonia	57 m²	1 · 58 m²	10.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Scherpenheuvel-Zichem · Eq €23k

Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,889 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-01-2024

Fiscal year end31-12

Activities, NACEBEL

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

85599Other education

47120Other non-specialised retail sale

47910Retail trade

62020IT consultancy

62200Computer consultancy and computer facilities management

63920Other information service activities

63990Computing infrastructure, data processing, hosting and other information service activities

70200Business and other management consultancy

70220Business consulting

73200Market research and public opinion polling

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:farah.malki@hotmail.be

Establishment Charleroi 2.354.763.090

Phone:0499279943

Establishment Charleroi 2.354.763.090