LE JARDIN DES ANGES
ActiveLE JARDIN DES ANGES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €3k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+3
Solvency35▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.17 in 2024; short-term debt: 73.2% and cash: 13.6% of total assets), and 89.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.3%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 533 sector peers (2025).
NBB · sector comparisonPosition among 533 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
23 d late
2021
31 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€4.63M▲ 3.0%
2022 · €4.49M
2019: €3.77M
2020: €3.61M
2021: €4.20M
2022: €4.49M
2019 → 2023
EBIT margin
0.5%▲ 4.4pp
2022 · -3.9%
2019: 1.8%
2020: 0.7%
2021: 4.2%
2022: -3.9%
2019 → 2023
Net result
€3k▼ 46.3%
2024 · €5k
2018: €255k
2019: €45k
2020: €15k
2021: €166k
2022: €-183k
2023: €6k
2024: €5k
2018 → 2025
Working capital
€96k▼ 40.7%
2024 · €161k
2018: €291k
2019: €337k
2020: €310k
2021: €426k
2022: €163k
2023: €104k
2024: €161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.20M-€4.49M▲ 6.9%€4.63M▲ 3.0%
Equity€332k-€148k▼ 55.3%€155k▲ 4.3%€160k▲ 3.2%€162k▲ 1.7%
Operating result€177k-€-177k€22k€25k▲ 12.4%€28k▲ 13.7%
Net result€166k-€-183k€6k€5k▼ 22.5%€3k▼ 46.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€329k▲ 85.7%
Current assets
€1.25M▲ 12.8%
Equity and liabilities €1.58M
Equity
€162k▲ 1.7%
Debt
€1.42M▲ 25.9%
The debt ratio rises from 87.6% to 89.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €50k
Cash flow
€48k▲
2024 · €31k
Solvency
10.3%▼
2024 · 12.4%
Current ratio
1.08▼
2024 · 1.17
Quick ratio
1.08▼
2024 · 1.17
Debt / equity
8.74▲
2024 · 7.06
ROE
1.6%▼
2024 · 3.1%
ROA
0.2%▼
2024 · 0.4%
Interest coverage
3.07▲
2024 · 2.78
Debt
€1.42M▲
2024 · €1.13M
Debt ≤ 1 year
€1.16M▲
2024 · €949k
Debt > 1 year
€262k▲
2024 · €178k
Income taxes
€2k▲
2024 · €2k
Staff costs
€2.57M▲
2024 · €2.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.58M▲
Fixed assets21/28€177k€329k▲
Tangible fixed assets22/27€177k€329k▲
Plant, machinery and equipment23€0€1k▲
Furniture and vehicles24€14k€22k▲
Other tangible fixed assets26€163k€305k▲
Current assets29/58€1.11M€1.25M▲
Amounts receivable after more than one year29€820k€797k▼
Other amounts receivable291€820k€797k▼
Amounts receivable within one year40/41€79k€199k▲
Trade receivables40€71k€199k▲
Other amounts receivable41€8k€0▼
Cash at bank and in hand54/58€201k€215k▲
Deferred charges and accrued income490/1€11k€42k▲
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.58M▲
Equity10/15€160k€162k▲
Profit (loss) carried forward14€160k€162k▲
Amounts payable17/49€1.13M€1.42M▲
Amounts payable after more than one year17€178k€262k▲
Financial debts170/4€148k€221k▲
Other amounts payable178/9€30k€41k▲
Amounts payable within one year42/48€949k€1.16M▲
Current portion of amounts payable after more than one year42€21k€58k▲
Financial debts43€176k€522k▲
Credit institutions430/8€176k€522k▲
Trade debts44€92k€56k▼
Suppliers440/4€92k€56k▼
Taxes, remuneration and social security45€650k€509k▼
Taxes450/3€202k€68k▼
Remuneration and social security454/9€448k€441k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€2.43M€2.57M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€45k▲
Other operating charges640/8€24k€22k▼
Non-recurring operating charges66A€35k€32k▼
Gross operating margin9900€2.54M€2.70M▲
Operating profit (loss)9901€25k€28k▲
Financial income75/76B€32€72▲
Recurring financial income75€32€72▲
Financial charges65/66B€18k€24k▲
Recurring financial charges65€18k€24k▲
Profit (loss) for the period before taxes9903€7k€4k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€160k€162k▲
Profit (loss) brought forward from the previous period14P€155k€160k▲
Social balance
Average headcount (FTE)908744.945.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Equity above €150kEq €155k ▲4.3%
Equity rises from €148k to €155k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-183k ▼211%
Net result drops to €-183k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €332k ▲99.9%
4 profitable years in a row build equity to €332k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-12
Financial
Equity above €150kEq €151k ▲42.1%
2 profitable years in a row build equity to €151k.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ropaix 147370 Dour1 establishment unit
LE JARDIN DES ANGES
since 20112.202.699.358
Recognitions · licences · registrations
Food safety, FASFC
1 siteDour2.202.699.358
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Of 323 companies in sector 87202 we hold annual accounts for 274. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-02-2011
Fiscal year end31-12
Activities, NACEBEL
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.