Eb en Vloed
ActiveEb en Vloed has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €74k. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 85% of 90 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+37
Solvency100▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 2.28 in 2024; short-term debt: 23.8% and cash: 53.9% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
32.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
64 d early
2024
36 d early
2023
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▲ 75.4%
2024 · €98k
2023: €94k
2024: €98k
2023 → 2025
Total assets
€227k▲ 50.0%
2024 · €151k
2023: €163k
2024: €151k
2023 → 2025
Net result
€74k▲ 1,497%
2024 · €5k
2023: €84k
2024: €5k
2023 → 2025
Working capital
€127k▲ 96.3%
2024 · €65k
2023: €77k
2024: €65k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€94k-€98k▲ 5.0%€173k▲ 75.4%
Operating result€108k-€10k▼ 90.4%€96k▲ 830%
Net result€84k-€5k▼ 94.5%€74k▲ 1,497%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 830% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€45k▲ 27.9%
Current assets
€181k▲ 56.8%
Equity and liabilities €227k
Equity
€173k▲ 75.4%
Debt
€54k▲ 2.5%
The debt ratio falls from 34.8% to 23.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €16k
Cash flow
€83k▲
2024 · €11k
Solvency
76.2%▲
2024 · 65.2%
Current ratio
3.36▲
2024 · 2.28
Quick ratio
3.36▲
2024 · 2.28
Debt / equity
0.31▼
2024 · 0.53
ROE
43.0%▲
2024 · 4.7%
ROA
32.8%▲
2024 · 3.1%
Interest coverage
60.96▲
2024 · 4.88
Debt
€54k▲
2024 · €53k
Debt ≤ 1 year
€54k▲
2024 · €51k
Income taxes
€20k▲
2024 · €2k
Staff costs
€115k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€227k▲
Fixed assets21/28€35k€45k▲
Tangible fixed assets22/27€35k€45k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€23k€35k▲
Current assets29/58€116k€181k▲
Amounts receivable within one year40/41-€6k
Trade receivables40-€15
Other amounts receivable41-€6k
Cash at bank and in hand54/58€82k€122k▲
Deferred charges and accrued income490/1€34k€53k▲
Equity and liabilities
Total equity and liabilities10/49€151k€227k▲
Equity10/15€98k€173k▲
Contributions10/11€10k€10k=
Reserves13€88k€163k▲
Distributable reserves133€88k€163k▲
Amounts payable17/49€53k€54k▲
Amounts payable within one year42/48€51k€54k▲
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€38k€42k▲
Taxes450/3€25k€23k▼
Remuneration and social security454/9€13k€19k▲
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€101k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€1k€616▼
Non-recurring operating charges66A-€830
Gross operating margin9900€119k€221k▲
Operating profit (loss)9901€10k€96k▲
Financial income75/76B€12€297▲
Recurring financial income75€12€297▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€94k▲
Income taxes67/77€2k€20k▲
Profit (loss) for the period9904€5k€74k▲
Profit (loss) for the period to be appropriated9905€5k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€74k▲
Transfer to equity691/2€5k€74k▲
To other reserves6921€5k€74k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €173k ▲75.4%
3 profitable years in a row build equity to €173k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼94.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putstraat 239310 AalstGround area
1,542 m²
Building footprint
342 m²
Volume, LiDAR
1,155 m³
Parcel 41039C0604/00F000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eb en Vloed
since 20222.334.779.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41039C0604/00F000 | Flanders | 1,542 m² | 1 · 342 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 16,189 EUR awarded · 16,189 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 15,526 EUR | 15,526 EUR |
| 2024 | 1 | 663 EUR | 663 EUR |
Schemes
Individueel Maatwerk
Similar companies · same sector, comparable size
Résidence FILOT
BE 0696.866.509
Liège · Eq €169k
LE GAI REFUGE
BE 0829.483.325
Libin · Eq €163k
LE JARDIN DES ANGES
BE 0833.809.921
Dour · Eq €162k
Les Garances
BE 0656.659.613
Orp-Jauche · Eq €188k
LUWAPI
BE 0636.928.130
Wavre · Eq €149k
Of 323 companies in sector 87202 we hold annual accounts for 274. 116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2022
Fiscal year end31-12
Activities, NACEBEL
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.