Résidence FILOT
ActiveRésidence FILOT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 461 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+2
Solvency32▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.33 in 2024; short-term debt: 55.4% and cash: 6.2% of total assets), and 93% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7%
Return on assets
0%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 461 sector peers (2025).
NBB · sector comparisonPosition among 461 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
8 d early
2023
8 d early
2022
32 d early
2021
41 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▼ 84.0%
2024 · €7k
2019: €-121k
2020: €-47k
2021: €71k
2022: €220k
2023: €136k
2024: €7k
2019 → 2025
Working capital
€-729k▼ 6.2%
2024 · €-686k
2019: €-177k
2020: €-228k
2021: €-178k
2022: €61k
2023: €-160k
2024: €-686k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-78k-€142k€160k▲ 13.2%€168k▲ 4.6%€169k▲ 0.7%
Operating result€79k-€290k▲ 265%€187k▼ 35.4%€48k▼ 74.4%€81k▲ 68.3%
Net result€71k-€220k▲ 208%€136k▼ 37.9%€7k▼ 94.6%€1k▼ 84.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€1.81M▼ 3.4%
Current assets
€611k▲ 81.3%
Equity and liabilities €2.42M
Equity
€169k▲ 0.7%
Debt
€2.25M▲ 10.3%
The debt ratio rises from 92.4% to 93.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€159k▲
2024 · €118k
Cash flow
€79k▲
2024 · €77k
Solvency
7.0%▼
2024 · 7.6%
Current ratio
0.46▲
2024 · 0.33
Quick ratio
0.46▲
2024 · 0.33
Debt / equity
13.34▲
2024 · 12.18
ROE
0.7%▼
2024 · 4.4%
ROA
0.0%▼
2024 · 0.3%
Interest coverage
2.76▲
2024 · 2.49
Debt
€2.25M▲
2024 · €2.04M
Debt ≤ 1 year
€1.34M▲
2024 · €1.02M
Debt > 1 year
€893k▼
2024 · €1.00M
Income taxes
€30k▲
2024 · €8k
Staff costs
€953k▼
2024 · €1.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.21M€2.42M▲
Fixed assets21/28€1.87M€1.81M▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€472k€404k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€85k€63k▼
Other tangible fixed assets26€365k€325k▼
Financial fixed assets28€1.40M€1.40M=
Current assets29/58€337k€611k▲
Amounts receivable within one year40/41€259k€448k▲
Trade receivables40€85k€125k▲
Other amounts receivable41€174k€323k▲
Cash at bank and in hand54/58€70k€150k▲
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.21M€2.42M▲
Equity10/15€168k€169k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€149k€150k▲
Amounts payable17/49€2.04M€2.25M▲
Amounts payable after more than one year17€1.00M€893k▼
Financial debts170/4€1.00M€893k▼
Amounts payable within one year42/48€1.02M€1.34M▲
Current portion of amounts payable after more than one year42€111k€109k▼
Trade debts44€181k€181k▼
Suppliers440/4€181k€181k▼
Advances received on contracts in progress46€9k€19k▲
Taxes, remuneration and social security45€227k€364k▲
Taxes450/3€182k€126k▼
Remuneration and social security454/9€45k€239k▲
Other amounts payable47/48€496k€667k▲
Accrued charges and deferred income492/3€17k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.17M€953k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€78k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-27k-
Other operating charges640/8€32k€47k▲
Gross operating margin9900€1.29M€1.16M▼
Operating profit (loss)9901€48k€81k▲
Financial income75/76B€15k€8k▼
Recurring financial income75€15k€8k▼
Financial charges65/66B€47k€57k▲
Recurring financial charges65€47k€57k▲
Profit (loss) for the period before taxes9903€15k€31k▲
Income taxes67/77€8k€30k▲
Profit (loss) for the period9904€7k€1k▼
Profit (loss) for the period to be appropriated9905€7k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€150k▲
Profit (loss) brought forward from the previous period14P€142k€149k▲
Social balance
Average headcount (FTE)908720.417.5▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €150kEq €160k ▲13.2%
3 profitable years in a row build equity to €160k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2019net €220k ▲208%
Operating result €290k, net result €220k, both a record.
31-12
Financial
Equity above €100kEq €142k
2 profitable years in a row build equity to €142k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €71k
Net result €71k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Gustave-Kleyer 774000 LiègeGround area
1,585 m²
Building footprint
213 m²
Volume, LiDAR
704 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Résidence FILOT SPRL
since 20182.277.404.008
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61020B0264/00_000 | Wallonia | 1,177 m² | 1 · 128 m² | - |
| 62804D0234/00Y006 | Wallonia | 408 m² | 1 · 84 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesErezée
Hamoir2.277.404.008
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Of 323 companies in sector 87202 we hold annual accounts for 274. 115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2018
Fiscal year end31-12
Activities, NACEBEL
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.