LUWAPI
ActiveLUWAPI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €149k and a net result of €370. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 32% of 691 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▲+6
Solvency45▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.16 in 2023; short-term debt: 75.3% and cash: 27.1% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
69 d late
2022
66 d late
2021
131 d late
2020
118 d late
2019
152 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€1.87M▲ 6.1%
2023 · €1.76M
2021: €1.59M
2022: €1.65M
2023: €1.76M
2021 → 2024
EBIT margin
1.1%▲ 1.1pp
2023 · 0.0%
2021: -3.1%
2022: 1.0%
2023: 0.0%
2021 → 2024
Net result
€370▼ 78.5%
2023 · €2k
2018: €121k
2019: €19k
2020: €7k
2021: €-20k
2022: €2k
2023: €2k
2018 → 2024
Working capital
€53k▼ 3.2%
2023 · €55k
2018: €98k
2019: €138k
2020: €144k
2021: €126k
2022: €41k
2023: €55k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.59M€1.65M▲ 3.6%€1.76M▲ 6.7%€1.87M▲ 6.1%
Equity€165k-€145k▼ 12.2%€147k▲ 1.3%€149k▲ 1.2%€149k▲ 0.2%
Operating result€69k-€-49k€17k€111▼ 99.3%€20k▲ 17,783%
Net result€7k-€-20k€2k€2k▼ 10.2%€370▼ 78.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17,783% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €764k
Fixed assets
€135k▲ 45.0%
Current assets
€629k▲ 60.9%
Equity and liabilities €764k
Equity
€149k▲ 0.2%
Debt
€615k▲ 83.3%
The debt ratio rises from 69.3% to 80.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2023 · €13k
Cash flow
€28k▲
2023 · €15k
Solvency
19.5%▼
2023 · 30.7%
Current ratio
1.09▼
2023 · 1.16
Quick ratio
1.09▼
2023 · 1.16
Debt / equity
4.13▲
2023 · 2.26
ROE
0.2%▼
2023 · 1.2%
ROA
0.0%▼
2023 · 0.4%
Interest coverage
2.59
Debt
€615k▲
2023 · €336k
Debt ≤ 1 year
€575k▲
2023 · €336k
Debt > 1 year
€40k
Income taxes
€4k▲
2023 · €507
Staff costs
€1.13M▲
2023 · €1.08M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€484k€764k▲
Fixed assets21/28€93k€135k▲
Intangible fixed assets21€79k€69k▼
Tangible fixed assets22/27€13k€64k▲
Plant, machinery and equipment23€2k€919▼
Furniture and vehicles24€1,000€56k▲
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€2k€2k=
Current assets29/58€391k€629k▲
Amounts receivable after more than one year29€172k€268k▲
Other amounts receivable291€172k€268k▲
Amounts receivable within one year40/41€98k€140k▲
Trade receivables40€97k€120k▲
Other amounts receivable41€1k€20k▲
Cash at bank and in hand54/58€107k€207k▲
Deferred charges and accrued income490/1€13k€13k▲
Equity and liabilities
Total equity and liabilities10/49€484k€764k▲
Equity10/15€149k€149k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€130k€130k▲
Amounts payable17/49€336k€615k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€336k€575k▲
Current portion of amounts payable after more than one year42-€12k
Financial debts43€176k€233k▲
Credit institutions430/8€176k€233k▲
Trade debts44-€121k
Suppliers440/4-€121k
Taxes, remuneration and social security45€160k€210k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€158k€207k▲
Income statement
Code20232024
Turnover70€1.76M€1.87M▲
Goods, raw materials, services and sundry goods60/61€663k€678k▲
Remuneration, social security and pensions62€1.08M€1.13M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€28k▲
Other operating charges640/8€3k€13k▲
Gross operating margin9900€1.10M€1.19M▲
Operating profit (loss)9901€111€20k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B-€18k
Recurring financial charges65-€18k
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€507€4k▲
Profit (loss) for the period9904€2k€370▼
Profit (loss) for the period to be appropriated9905€2k€370▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€130k▲
Profit (loss) brought forward from the previous period14P€128k€130k▲
Social balance
Average headcount (FTE)908721.120.6▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 69 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 66 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 131 days late
2021
31-12
Financial
Weakest financial yearnet €-20k ▼396%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 118 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 152 days late
13-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 166 days late
2019
31-12
Financial
Equity above €150kEq €158k ▲25.2%
2 profitable years in a row build equity to €158k.
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 135 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Maréchaux 181300 WavreGround area
5,674 m²
Building footprint
465 m²
Volume, LiDAR
2,570 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUWAPI
since 20152.245.846.146
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055D0521/00X000 | Wallonia | 3,693 m² | 1 · 316 m² | 8.3 m · 1 fl. |
| 57063B0749/00F013 | Wallonia | 1,981 m² | 1 · 149 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntoing2.245.846.146
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Of 323 companies in sector 87202 we hold annual accounts for 274. 107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2015
Fiscal year end31-12
Activities, NACEBEL
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:069/234112