LA CONCA D' ORO
ActiveThe computed 12-month bankruptcy probability of LA CONCA D' ORO is 2.5% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €-10k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 13071 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+89
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.4 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.2%
Return on assets
-20.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
22 d late
2023
27 d late
2022
3 d late
2021
31 d late
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▼ 64.7%
2024 · €-15k
2019: €-4k
2020: €-37k
2021: €-23k
2022: €-12k
2023: €-15k
2024: €-15k
2019 → 2025
Total assets
€47k▼ 40.1%
2024 · €78k
2019: €124k
2020: €69k
2021: €67k
2022: €76k
2023: €78k
2024: €78k
2019 → 2025
Net result
€-10k▼ 2,854%
2024 · €-329
2019: €-11k
2020: €-32k
2021: €14k
2022: €11k
2023: €-3k
2024: €-329
2019 → 2025
Working capital
€-62k▼ 30.4%
2024 · €-47k
2019: €31k
2020: €4k
2021: €25k
2022: €21k
2023: €-22k
2024: €-47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-12k▲ 48.6%€-15k▼ 26.4%€-15k▼ 2.2%€-25k▼ 64.7%
Operating result€19k-€14k▼ 27.5%€287▼ 97.9%€3k▲ 990%€-6k
Net result€14k-€11k▼ 21.3%€-3k€-329▲ 89.3%€-10k▼ 2,854%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €3k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€37k▼ 21.1%
Current assets
€10k▼ 68.8%
Key figures and ratios
EBITDA
€4k▼
2024 · €13k
Cash flow
€763▼
2024 · €9k
Solvency
-53.2%▼
2024 · -19.3%
Current ratio
0.14▼
2024 · 0.40
Quick ratio
0.08▼
2024 · 0.22
Debt / equity
-2.88▲
2024 · -6.17
ROE
39.3%▲
2024 · 2.2%
ROA
-20.9%▼
2024 · -0.4%
Interest coverage
2.32▼
2024 · 5.47
Debt
€71k▼
2024 · €93k
Debt ≤ 1 year
€71k▼
2024 · €78k
Income taxes
€2k▼
2024 · €4k
Staff costs
€142k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€47k▼
Fixed assets21/28€47k€37k▼
Tangible fixed assets22/27€46k€36k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€24k€17k▼
Other tangible fixed assets26€18k€16k▼
Financial fixed assets28€500€500=
Current assets29/58€31k€10k▼
Stocks and contracts in progress3€14k€4k▼
Stocks30/36€14k€4k▼
Amounts receivable within one year40/41€103€235▲
Other amounts receivable41€103€235▲
Cash at bank and in hand54/58€9k-
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€78k€47k▼
Equity10/15€-15k€-25k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-21k€-31k▼
Amounts payable17/49€93k€71k▼
Amounts payable after more than one year17€15k-
Financial debts170/4€15k-
Amounts payable within one year42/48€78k€71k▼
Current portion of amounts payable after more than one year42€15k€15k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€36k€21k▼
Suppliers440/4€36k€21k▼
Taxes, remuneration and social security45€26k€31k▲
Taxes450/3€11k€13k▲
Remuneration and social security454/9€15k€18k▲
Other amounts payable47/48€850€850=
Income statement
Code20242025
Remuneration, social security and pensions62€113k€142k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€132k€152k▲
Operating profit (loss)9901€3k€-6k▼
Financial income75/76B€2k€48▼
Recurring financial income75€2k€48▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€-8k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€-329€-10k▼
Profit (loss) for the period to be appropriated9905€-329€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-31k▼
Profit (loss) brought forward from the previous period14P€-21k€-21k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sneppendreef 131700 DilbeekGround area
210 m²
Building footprint
210 m²
Volume, LiDAR
1,649 m³
2 parcels, Brussels, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
La Conca D'Oro
since 20112.208.594.285
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0284/00Z003 | Brussels | 107 m² | 1 · 107 m² | 16.2 m · 4 fl. |
| 23016D0172/00A002 | Flanders | 103 m² | 1 · 103 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJette2.208.594.285
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,093 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.