Summary
Conclusion
the dossier summarised in one paragraph't MISVERSTAND has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 10-07-2025 | 21 d early | 2025-00272403 |
| 31-12-2023 | 31-07-2024 | 31-07-2024 | on the day | 2024-00330496 |
| 31-12-2022 | 31-07-2023 | 16-07-2023 | 15 d early | 2023-00247086 |
| 30-06-2021 | 31-01-2022 | 28-01-2022 | 3 d early | 2022-02600420 |
| 30-06-2020 | 31-01-2021 | 28-01-2021 | 3 d early | 2021-02600433 |
| 30-06-2019 | 31-01-2020 | 21-01-2020 | 10 d early | 2020-01700572 |
| 30-06-2018 | 31-01-2019 | 29-01-2019 | 2 d early | 2019-03000395 |
| 30-06-2017 | 31-01-2018 | 19-01-2018 | 12 d early | 2018-01900386 |
| 30-06-2016 | 31-01-2017 | 27-11-2017 | 300 d late | 2017-70300408 |
| 30-06-2015 | 31-01-2016 | 12-01-2016 | 19 d early | 2016-01100214 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro schema | 10-07-2025 | 2025-00272403 |
| 31-12-2023 | micro schema | 31-07-2024 | 2024-00330496 |
| 31-12-2022 | micro schema | 16-07-2023 | 2023-00247086 |
| 30-06-2021 | abbreviated schema | 28-01-2022 | 2022-02600420 |
| 30-06-2020 | abbreviated schema | 28-01-2021 | 2021-02600433 |
| 30-06-2019 | abbreviated schema | 21-01-2020 | 2020-01700572 |
| 30-06-2018 | micro schema | 29-01-2019 | 2019-03000395 |
| 30-06-2017 | micro schema | 19-01-2018 | 2018-01900386 |
| 30-06-2016 | abbreviated schema | 27-11-2017 | 2017-70300408 |
| 30-06-2015 | abbreviated schema | 12-01-2016 | 2016-01100214 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 41700 DilbeekEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074C0242/00E000 | Flanders | 895 m² | 1 · 262 m² | 6.7 m · 1 fl. |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | 't MISVERSTAND |