BELLON
ActiveThe computed 12-month bankruptcy probability of BELLON is 5.3% (elevated). The 2025 annual accounts show equity of €11k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 65% of 13159 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-89
Solvency73▼-5
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.53 against 1.78 in 2024; short-term debt: 52.2% and cash: 37.6% of total assets), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
-23.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 32.6%
2024 · €16k
2023: €11k
2024: €16k
2023 → 2025
Total assets
€23k▼ 25.2%
2024 · €31k
2023: €39k
2024: €31k
2023 → 2025
Net result
€-5k
2024 · €5k
2023: €6k
2024: €5k
2023 → 2025
Working capital
€6k▼ 43.9%
2024 · €11k
2023: €6k
2024: €11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€16k▲ 45.5%€11k▼ 32.6%
Operating result€7k-€8k▲ 2.5%€-5k
Net result€6k-€5k▼ 10.7%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€5k▼ 7.4%
Current assets
€18k▼ 28.7%
Equity and liabilities €23k
Equity
€11k▼ 32.6%
Debt
€12k▼ 16.9%
The debt ratio rises from 47.0% to 52.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €9k
Cash flow
€-5k▼
2024 · €6k
Solvency
47.8%▼
2024 · 53.0%
Current ratio
1.53▼
2024 · 1.78
Quick ratio
1.17▲
2024 · 1.14
Debt / equity
1.09▲
2024 · 0.89
ROE
-48.3%▼
2024 · 31.3%
ROA
-23.1%▼
2024 · 16.6%
Interest coverage
-100.12▼
2024 · 180.90
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€12k▼
2024 · €14k
Income taxes
€0▼
2024 · €2k
Staff costs
€23k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€23k▼
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€568€192▼
Furniture and vehicles24€568€192▼
Financial fixed assets28€5k€5k=
Current assets29/58€26k€18k▼
Stocks and contracts in progress3€9k€4k▼
Stocks30/36€9k€4k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€7k€3k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€888€980▲
Equity and liabilities
Total equity and liabilities10/49€31k€23k▼
Equity10/15€16k€11k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€11k€5k▼
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€14k€12k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€106€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€977€377▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€15k€19k▲
Operating profit (loss)9901€8k€-5k▼
Financial income75/76B€0€158▲
Recurring financial income75€0€158▲
Financial charges65/66B€47€50▲
Recurring financial charges65€47€50▲
Profit (loss) for the period before taxes9903€8k€-5k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€5k€-5k▼
Profit (loss) for the period to be appropriated9905€5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€5k▼
Profit (loss) brought forward from the previous period14P€6k€11k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼204%
Net result drops to €-5k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudesmidsestraat 201700 DilbeekGround area
417 m²
Building footprint
299 m²
Volume, LiDAR
2,755 m³
2 parcels, Flanders, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
The Queen
since 20232.344.967.773
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
| 55010D0026/00E000 | Wallonia | 116 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnghien/Edingen2.344.967.773
Similar companies · same sector, comparable size
CALIPTO
BE 0801.200.402
Tournai · Eq €11k
VESUVIO D'ORO
BE 0772.397.835
Lanaken · Eq €11k
FORMA
BE 0451.935.470
Châtelet · Eq €11k
LYA COMPANY
BE 1017.391.923
Zwalm · Eq €11k
RI
BE 0765.679.297
Genk · Eq €11k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 7,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
90201Performing arts by independent artists
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.