Turnover
≈ €180,000 estimated
The micro format states no turnover.
KAIBERA
Lifetime
4 annual accounts with figures on one time axispeak €44,055 (2023)
€15,163▲ €16,715
lowest -€6,089 (2024)
€4,370▲ €10,459
peak €39,395 (2025)
€39,395▲ 31.2%
€29,019▲ 17.7%
Board1 name since 2021
1 directorKARPLYUK Sergiy
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from -€1,552 to €15,163Back to profit: €4,370Equity from €30,025 to €39,395Debts from €24,646 to €29,019Cash from €2,535 to €3,373
Key points
from the 2025 annual accountsFilings
4 annual accounts 3 late
The 2023 accounts came latest: 135 days after the end of the period.
Starting capital
€5,000 100 shares
Checked score
37
Weak
Financially stronger than 56% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 13.8%highest value
01-2025: 3.3%▼ -10.5 percentage points vs 12-2024
02-2025: 3.3%● unchanged vs 01-2025
03-2025: 3.3%● unchanged vs 02-2025
04-2025: 3.3%● unchanged vs 03-2025
05-2025: 3.3%● unchanged vs 04-2025
06-2025: 3.2%▼ -0.1 percentage points vs 05-2025
07-2025: 3.0%▼ -0.2 percentage points vs 06-2025lowest value
08-2025: 4.0%▲ +1.0 percentage point vs 07-2025
09-2025: 4.5%▲ +0.5 percentage points vs 08-2025
10-2025: 5.6%▲ +1.1 percentage points vs 09-2025
11-2025: 7.5%▲ +1.9 percentage points vs 10-2025
12-2025: 7.5%● unchanged vs 11-2025
01-2026: 7.4%▼ -0.1 percentage points vs 12-2025
02-2026: 7.3%▼ -0.1 percentage points vs 01-2026
03-2026: 7.5%▲ +0.2 percentage points vs 02-2026
04-2026: 7.6%▲ +0.1 percentage points vs 03-2026
05-2026: 7.8%▲ +0.2 percentage points vs 04-2026
06-2026: 7.9%▲ +0.1 percentage points vs 05-2026
07-2026: 8.1%▲ +0.2 percentage points vs 06-2026
08-2026: 6.1%▼ -2.0 percentage points vs 07-2026
09-2026: 6.1%● unchanged vs 08-2026
10-2026: 6.1%● unchanged vs 09-2026
11-2026: 6.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2021
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €68,414
No registered site in the KBO
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 66% of them on solvency, 31% on liquidity, 55% on profitability and 71% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as KAIBERA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of KAIBERA itself is higher: 6.1% within 12 months. It rests on far more data about KAIBERA than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for KAIBERA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.15 (1.86 in 2024), above the usual 1.5. Short-term debt is 42.4% and cash 4.9% of total assets. 42.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 days early
2024
74 days late
2023
135 days late
2022
116 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 78 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 November (3 of the last 4 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776355138
Incorporation
Founding capital of €5,000, 100 shares · Founder: KARPLYUK Sergiy (comparant) · Appointment: KARPLYUK Sergiy (director) · published on 25-10-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KAIBERA Sint-Gillis (bij-Brussel) | €68,414 | €15,163 | 57.6% | - |
| ELA-KIMIA Molenbeek-Saint-Jean | €67,586 | €17,797 | 23.0% | - |
| Oancea Construct Anderlecht | €59,934 | €12,549 | 73.3% | - |
| SISTAR Drogenbos | €65,045 | €14,824 | 86.8% | - |
| EMBRACOM Kapelle-op-den-Bos | €68,539 | €16,992 | 26.5% | - |
| TRUST MD Ternat | €68,201 | €15,915 | 49.1% | - |
| ALL'ART CONSTRUCT Sprimont | €76,254 | €14,161 | 24.9% | - |
These companies have the same main activity as KAIBERA: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €59,900 and €76,300, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 21-10-2021Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 16 others
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €68,414▲ 25.1%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on KAIBERA
KAIBERA files the micro format. That format states no turnover. The gross margin rose from €2,875 in 2022 to €15,163 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KAIBERA
- What is the company number of KAIBERA?
- The company number of KAIBERA is 0776.355.138. The VAT number is the same number with BE in front: BE 0776.355.138.
- Where is KAIBERA based?
- The registered office is at Egide Walschaertsstraat 1, 1060 Sint-Gillis (bij-Brussel).Company details
- What does KAIBERA do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of KAIBERA?
- KAIBERA is a private limited company (BV).
- When was KAIBERA founded?
- KAIBERA was founded on 21-10-2021.
- Is KAIBERA still active?
- Yes, KAIBERA is an active enterprise in the KBO register.
- What is the turnover of KAIBERA?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €15,163 and 263 comparable companies (NACE 41001). It probably lies between €95,000 and €330,000. It is a rough estimate.Financials
- Is KAIBERA profitable?
- In financial year 2025, KAIBERA made a profit of €4,370.
- Where can I find the annual accounts of KAIBERA?
- KAIBERA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KAIBERA due?
- KAIBERA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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